News Muncher - searching for cibil

3 days, 22 hours ago

CIBIL score to get a home loan: How high should it be?

Many people want to become home owners, and owning a home might be as simple as taking a home loan. One of the necessary requirements is that you ought to be credit-worthy, as a high CIBIL score increases your opportunities of acceptance besides helping to bargain better terms for loan. Here we will know the minimum required CIBIL score for …

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4 days, 20 hours ago

What affects your CIBIL score? 10 key factors you need to know

Live Mint

When you apply for a loan or a credit card, banks check several factors to approve your request. Banks check CIBIL scores to determine the terms of the loans and approve your request for a loan or a credit card. A high CIBIL score will help you get your loan and credit card requests with better interest rates. Top 10 …

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5 days, 18 hours ago

5 Tips to Get the Best Deal on Your Personal Loan

Deccan Chronicle

Selecting the best Personal Loan option with affordable rates, nominal charges, and favourable terms helps you rein in the borrowing costs and repay your EMIs with ease. Having a credit score of 750 and above increases your chances of getting quick Personal Loan approval at lower interest rates and better terms. Negotiate With the Lender Once you have checked the …

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1 week, 4 days ago

Avoid THIS credit card scam to protect your CIBIL score

India TV News

Banks often promote their credit cards aggressively because they earn a lot of money from various fees associated with their use. Image Source : FILECredit card scam How it affects your credit score This approach is being used by many banks and agencies, so it’s important to be cautious about such credit cards. For instance, if you have a low …

Scam Credit Cards Score Pan Your Credit Score Lower Limits

1 week, 4 days ago

TransUnion CIBIL CEO Rajesh Kumar quits; Chief Revenue Officer Bhavesh Jain elevated as successor

Live Mint

Mumbai, Dec 12 Credit information company TransUnion CIBIL Ltd on Thursday said Rajesh Kumar, its chief executive and managing director for the past five years, has resigned "recently". The credit information company said it has elevated Chief Revenue Officer Bhavesh Jain to the position vacated by Kumar, who resigned citing personal reasons. The TransUnion CIBIL statement issued on Thursday said …

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1 week, 6 days ago

Think you know credit scores? These 9 facts will surprise you

Live Mint

Whenever you apply for a loan or a credit card, your credit score plays an important role in determining whether the bank will approve or reject your application. No loan or credit card equals no credit score To build and maintain a good credit score, you have to avail a loan or use a credit card regularly. A high credit …

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2 weeks, 3 days ago

How to check CIBIL score using a PAN card without OTP? A Step-by-step guide

Live Mint

Knowing your CIBIL score is the first step towards understanding your financial health. Duplicate PAN card: Your CIBIL score is not affected if you apply for a duplicate PAN card when you lose the original. New PAN card: Your credit history may become more complicated if you apply for a second PAN card because your PAN is associated with every …

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2 weeks, 5 days ago

Understanding CIBIL: What is it and how it works?

India Today

A CIBIL score is a 3-digit number that summarises your credit history, rating, and report, ranging from 300 to 900. Your credit score is based on this data, and the company creates a Credit Information Report that includes details like your loan repayment history, credit card payments, and ongoing debts. UNDERSTANDING YOUR CIBIL SCORE AND ITS IMPACT ON LOAN APPROVAL …

India Financial Information Credit Loan Payment Report

Facing credit issues? Here are 5 easy ways to improve your CIBIL score

India Today

Many people use credit cards for purchases and services, often attracted by convenience and benefits. Your CIBIL score is a 3-digit number ranging from 300 to 900, summarising your credit history and repayment behavior. A good score often leads to benefits like higher credit limits, faster loan approvals, and better loan terms. Here are simple tips to help you improve …

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2 weeks, 5 days ago

Personal loan for self-employed: 7 key tips to follow to overcome challenges

Live Mint

If you are short of funds, it is acceptable to explore the prospect of raising a personal loan to meet your needs. Typically, before banks disburse a personal loan, they examine the past few months' salary slips and CIBIL score. Shorter tenure: Banks may usually offer shorter loan repayment tenures to self-employed borrowers, thus leading to higher instalments. Reconciling actual …

Personal Loan Personal Loan Income Banks

3 weeks, 4 days ago

CRPF introduces new SOPs to monitor personnel and prevent suicides, fratricides

New Indian Express

Quoting the SOPs, a senior official said, “The welfare committee will be duty-bound to mandatorily interview personnel returning to duty after leave. During these interactions, interviewers should discuss matters related to the personnel’s family well-being, education/employment, health, property, finances, and update the records accordingly.” The personnel should also feel valued as an important and integral part of the unit/company and …

3 weeks, 4 days ago

Credit Score: What is it and how does it affect your loan approval?

Live Mint

If you are someone who is interested in borrowing a loan or if you want to apply for a credit card, then knowing your credit score is extremely important. Lenders also pay close attention to your credit score for granting you the interest rate, repayment tenure and principal amount for your loan. Nevertheless, it is interesting to note that the …

India Credit Loan Credit Score Credit Cards High Good

1 month ago

Personal loan application: How does credit score matter and what are the other factors considered?

Live Mint

Before applying for a personal loan with any bank, NBFC, or fintech, make sure you check the eligibility criteria. The higher the credit score, the better the chances of the personal loan getting approved, provided the applicant fulfils the other eligibility criteria. Some banks and NBFCs may consider personal loan applications with a lower credit score and approve them on …

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5 months, 2 weeks ago

Kerala Assembly: Opposition attacks govt over failure to mitigate agrarian distress due to climate change, stages walkout

The Hindu

The plight of farmers plagued by the vagaries of weather exacerbated by climate change dominated the Kerala Assembly during Zero Hour on July 9. The debate culminated in a walkout by the Congress-led United Democratic Front Opposition legislators who sought to punish the government for allegedly lacking a credible climate-change mitigation plan, financial resources, or political will to provide immediate …

Climate Change Kerala Farmers Low Kera Supplyco

5 months, 2 weeks ago

RBI Issues 5 New CIBIL Rules, Watch Full Video Know Understand Its Impact on Loans | Paisa Live

ABP News

If you are also going to take a loan then do watch this video of ours before that because RBI has made 5 new rules regarding CIBIL. The central bank has told all the credit information companies that whenever a bank or NBFC checks the credit report of a customer, it will be mandatory to send this information to that …

Rbi Paisa Live Paisa

5 months, 2 weeks ago

Do you need a CIBIL score to get a job as a bank clerk? Job seekers resist the idea a great deal

Live Mint

How is it to miss out on a job opportunity for want of a good CIBIL score? “When we are not taking any loans, what is the justification for making the CIBIL rating one of the selection criteria?” N Sravan Kumar, a software engineer preparing for bank exams, said upon being asked about the latest notification for clerks in public-sector …

Credit Bank Credit Score Score Banks Participating Banks Cibil

6 months, 3 weeks ago

Recordent to Conduct Knowledge Meets to Support SMEs

Deccan Chronicle

Hyderabad: Recordent, a fintech platform that addresses accounts receivable challenges for SMEs, plans to conduct over 100 knowledge meets, engaging with more than 10,000 SMEs nationwide. Recordent aims to address collection issues within the industry by collaborating with industry associations, start-ups, enterprise unions, and SME executives. Focus will be on adopting new industry practices to enhance accounts receivable collections and …

Credit Sme Recordent Industry Practices

6 months, 3 weeks ago

'Manjummel Boys' fame Sreenath Bhasi set to star in Shashidhara's Malayalam debut 'CIBIL Score'

New Indian Express

Shashidhara KM, the producer of D/O Parvathamma and Veeram, who also marks his directorial debut with Sugarless and has produced the film, has ventured into Malayalam, where he will be directing his debut film. Titled CIBIL Score, it stars Manjummel Boys fame Sreenath Bhasi. “Initially, my plan was to make CIBIL Score my sophomore directorial in Kannada, but given the …

Film Malayalam Kannada Cibil Score Shashidhara Sreenath Bhasi

7 months, 2 weeks ago

Supreme Court Agrees To Hear Plea Alleging Data Privacy Violation By Foreign Credit Information Companies

Live Law

The Supreme Court on Monday issued notice in a Public Interest Litigation which seeks directions to the Ministry of Finance, RBI, Ministry for Electronics & Information Technology and Ministry of Home Affairs to take appropriate steps against four foreign credit information companies for alleged financial data privacy violation of citizens. CICR Act regulates credit information companies by ensuring that there …

Supreme Court Privacy Data Credit Credit Information Ministry Principle

7 months, 4 weeks ago

CIBIL: How to improve your credit score with a mortgage loan?

Live Mint

Taking a mortgage and managing it in a responsible way can improve your CIBIL score. Best Personal Loan for you at lowest interest rate Instant Apply This is how mortgage helps borrowers improve CIBIL score: Payment history: Making regular mortgage payments shows to credit bureaus that you are a responsible borrower. Overall, responsibly managing a mortgage can be a positive …

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8 months ago

Pre-poll meeting: Farmers seek revision in norms determining agricultural loan, drought and flood relief

The Hindu

The State Sugarcane Farmers’ Association and the Federation of State Farmers’ Association have called for revision in norms that determine crop loans and scientific assessment of flood and drought relief through NDRF and SDRF. The farmers called for revision of the NDRF and SDRF norms for release of drought and flood relief funds and sought scientific basis for determining the …

Farmers Loan State

8 months ago

CIBIL Score: Suspecting unauthorised inquiries on your credit report? 5 things you must do

Live Mint

If you discover unauthorised inquiries on your credit report from CIBIL or any other credit bureau while reviewing it, it’s important to take immediate action to protect your credit profile. Freeze your credit report: You may even consider placing a freeze on your credit report to prevent any further unauthorised inquiries or activity. Follow-up: Also, make sure to follow up …

Credit Report Score Inquiries Your Credit Report Unauthorised Cibil

8 months, 1 week ago

How to improve CIBIL score in the long term? Here are six strategies

Live Mint

Improving your CIBIL score in the long-term calls for consistent effort and responsible financial habits. Best Personal Loan for you at lowest interest rate Instant Apply Follow these six strategies to improve your credit score in the long run. Pay bills on time: Payment history is a significant factor in your credit score. Authorised user: If someone you trust has …

History Credit Debt Payment Score Long Your Credit Score

8 months, 1 week ago

How can young professionals establish good CIBIL scores? Here are 6 key steps

Live Mint

Establishing a good CIBIL score is vital for young professionals since this can positively impact their ability to access credit in the future. Pay bills on time: Regular payment of bills, including credit card bills, EMIs, and utility bills, is vital for building a good credit score. So, by following these steps, young professionals can establish and maintain a good …

Credit Report High Score Your Credit Score Your Credit Report Young Professionals High Credit Score

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Search results for cibil

CIBIL score to get a home loan: How high should it be?

What affects your CIBIL score? 10 key factors you need to know

5 Tips to Get the Best Deal on Your Personal Loan

Avoid THIS credit card scam to protect your CIBIL score

TransUnion CIBIL CEO Rajesh Kumar quits; Chief Revenue Officer Bhavesh Jain elevated as successor

Think you know credit scores? These 9 facts will surprise you

How to check CIBIL score using a PAN card without OTP? A Step-by-step guide

Understanding CIBIL: What is it and how it works?

Facing credit issues? Here are 5 easy ways to improve your CIBIL score

Personal loan for self-employed: 7 key tips to follow to overcome challenges

CRPF introduces new SOPs to monitor personnel and prevent suicides, fratricides

Credit Score: What is it and how does it affect your loan approval?

Personal loan application: How does credit score matter and what are the other factors considered?

Kerala Assembly: Opposition attacks govt over failure to mitigate agrarian distress due to climate change, stages walkout

RBI Issues 5 New CIBIL Rules, Watch Full Video Know Understand Its Impact on Loans | Paisa Live

Do you need a CIBIL score to get a job as a bank clerk? Job seekers resist the idea a great deal

Recordent to Conduct Knowledge Meets to Support SMEs

'Manjummel Boys' fame Sreenath Bhasi set to star in Shashidhara's Malayalam debut 'CIBIL Score'

Supreme Court Agrees To Hear Plea Alleging Data Privacy Violation By Foreign Credit Information Companies

CIBIL: How to improve your credit score with a mortgage loan?

Pre-poll meeting: Farmers seek revision in norms determining agricultural loan, drought and flood relief

CIBIL Score: Suspecting unauthorised inquiries on your credit report? 5 things you must do

How to improve CIBIL score in the long term? Here are six strategies

How can young professionals establish good CIBIL scores? Here are 6 key steps