How to build a dream corpus before you retire
3 years, 2 months ago

How to build a dream corpus before you retire

Live Mint  

The need for building a substantial retirement corpus is something that no prudent investor can play down. One such rule of thumb is the 15-15-15 rule, which basically implies that if you continue a monthly SIP of ₹15,000 for 15 years, and the mutual fund scheme that you have opted for is able to generate annualized returns of 15%, then you shall be able to amass a corpus of ₹1 crore at the end of 15 years. In such a scenario, one may start small, at say, ₹50,000 per month, and then increase the monthly SIP amount by 10% every year. Therefore, instead of having to set aside ₹1 lakh every month, a lower monthly SIP of ₹90,000 could help you reach your target. Added to this, effectively contributing one’s annual bonuses or any other windfall gains cumulatively to the retirement fund could go a long way in building a humongous wealth corpus.

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Mutual fund calculator: How to accumulate ₹41 crore with a monthly Systematic Investment Plan (SIP) of ₹15000
Trending News
2 weeks, 6 days ago

Mutual fund calculator: How to accumulate ₹41 crore with a monthly Systematic Investment Plan (SIP) of ₹15000

Live Mint  

Mutual fund calculator: The market's ups and downs can feel like a rollercoaster, but seasoned investors know that true wealth is built through patience and consistency. Mutual fund SIP calculator Suppose an investor starts a monthly SIP with ₹15,000 at 25, assuming a 15 per cent annual return on his money in the next 35 years. SIP calculator "Equity mutual …

Planning to start SIP? 2 reasons why you should consider NPS
1 month, 1 week ago

Planning to start SIP? 2 reasons why you should consider NPS

India Today  

If you are planning to start a systematic investment plan, try exploring the National Pension Scheme. With a SIP in NPS, one can invest small amounts every month, and gradually expand your savings over a period of time. Further, by investing in NPS, individuals can claim tax benefits of up to Rs 1.5 lakh under Section 80C and an additional …

Investing in mutual funds does not start and end with just SIPs
1 month, 1 week ago

Investing in mutual funds does not start and end with just SIPs

Live Mint  

Once a niche concept, systematic investment plans have become a household name in India, with over 10 crore accounts fuelling the country’s investment boom. While they promise discipline and long-term wealth creation, the question remains—can SIPs alone secure all financial goals, or is a more diversified approach needed? Key considerations for SIP investors To improve investing outcomes, SIP investors must …

SIP inflows reach ₹26,400 crore: Do’s and don’ts for successful wealth building
1 month, 2 weeks ago

SIP inflows reach ₹26,400 crore: Do’s and don’ts for successful wealth building

Live Mint  

Systematic Investment Plans continue to maintain strong momentum as a favored investment strategy, with contributions reaching nearly ₹26,400 crore in January 2025, just shy of the record ₹26,459 crore in December 2024. Experts emphasize that while SIPs provide a disciplined approach to wealth creation, investors must follow best practices to optimize returns. Avoid chasing past performance: Selecting funds purely based …

Sachet SIPs: Can ₹250 a month create an investment boom in India?
1 month, 3 weeks ago

Sachet SIPs: Can ₹250 a month create an investment boom in India?

Live Mint  

The Securities and Exchange Board of India has proposed an ambitious initiative to drive financial inclusion: Small-ticket systematic investment plans with a minimum monthly investment of ₹250. In Brazil, the mutual fund market has developed inclusive products with small entry thresholds, offering tax incentives to attract low-income investors into formal financial systems. India's proposed ₹250 SIP provides a balanced approach …

Mutual fund investment: Why smart investors would opt for SIPs in 2025?
3 months ago

Mutual fund investment: Why smart investors would opt for SIPs in 2025?

Live Mint  

Mutual fund investment: As we enter 2025, the growing preference for Systematic Investment Plans in the Indian mutual fund industry continues to gain momentum. This strategy allows investors to remain focused on the long term and not influenced by short-term market dynamics," said Siddharth Maurya, Founder & Managing Director of Vibhavangal Anukulakara Private Limited As for new and small investors, …

Retirement planning: Are you saving enough money? Tips on SIP, EPF, and NPS contributions
3 months ago

Retirement planning: Are you saving enough money? Tips on SIP, EPF, and NPS contributions

Live Mint  

Retirement planning is essential for ensuring financial security in the future. Industry experts suggest that a person can create a diversified, growth-oriented strategy by combining instruments like systematic investment plans with government-backed programs like the Employees' Provident Fund and the National Pension Scheme. Systematic investment plans “In today's world, it is very important to adopt an active style of retirement …

How to build a ₹5 crore retirement corpus with ₹1.5 lakh monthly salary
3 months, 1 week ago

How to build a ₹5 crore retirement corpus with ₹1.5 lakh monthly salary

Live Mint  

My 35-year-old cousin earns ₹1.5 lakh per month and recently paid off their home loan. If we consider 60 years as their retirement age, they have 25 more years to build this corpus, assuming 12% returns from equity mutual funds and 10% from the NPS. With a systematic investment plan amount of ₹45,000, a tenure of 25 years, and a …

Your Questions Answered: How can I use SIPs to save for my dream home in Bengaluru’s outskirts?
3 months, 1 week ago

Your Questions Answered: How can I use SIPs to save for my dream home in Bengaluru’s outskirts?

Live Mint  

I am a senior ad executive with a FMCG company in Bengaluru. A Systematic Investment Plan is a disciplined way of investing a fixed amount of money at regular intervals into mutual funds. Diversification Investing in mutual funds through SIPs allows you to diversify your portfolio across various asset classes and sectors. Professional management When you invest in mutual funds …

How to build a corpus of ₹1 cr in six years with an annual income of ₹20L
4 months ago

How to build a corpus of ₹1 cr in six years with an annual income of ₹20L

Live Mint  

My husband and I earn ₹20 lakh every year and invest ₹40,000 every month through a systematic investment plan, which I started two months ago. -Name withheld on request Your plan to step up the SIP every year to build a downpayment corpus is good, as you would have been able to reach around ₹44-48 lakh with the present monthly …

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000
4 months, 1 week ago

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000

Live Mint  

A systematic investment plan provided by mutual funds enables investors to contribute consistently and systematically to their financial objectives. In this article, we will explain how to accumulate ₹5 crore by investing ₹5,000 monthly through a Systematic Investment Plan, using a mutual fund calculator to help you understand the process better. Courtesy Groww mutual fund SIP calculator Mutual Fund SIP …

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000
4 months, 1 week ago

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000

Live Mint  

A systematic investment plan provided by mutual funds enables investors to contribute consistently and systematically to their financial objectives. In this article, we will explain how to accumulate ₹5 crore by investing ₹5,000 monthly through a Systematic Investment Plan, using a mutual fund calculator to help you understand the process better. Courtesy Groww mutual fund SIP calculator Mutual Fund SIP …

SIP Emerges as a Safe Investment Amidst Market Fluctuations | Paisa Live
Trending News
4 months, 2 weeks ago

SIP Emerges as a Safe Investment Amidst Market Fluctuations | Paisa Live

ABP News  

Amid fluctuations in the stock market, investments in Systematic Investment Plans are witnessing a rapid surge. For the first time in October, the monthly mutual fund SIP investments crossed the ₹25,000 crore mark. According to reports, the total amount of SIPs in October reached ₹25,323 crore, marking a significant milestone in the Indian mutual fund industry. SIPs allow investors to …

How Much Wealth Can You Build With a 20-Year SIP?
5 months ago

How Much Wealth Can You Build With a 20-Year SIP?

ABP News  

A comprehensive guide to saving and investing for long-term goals. The article emphasizes the importance of setting financial goals, prioritizing savings over spending, and using SIPs to achieve significant wealth over 20 years. It provides insights into choosing suitable investment options, setting up disciplined saving habits, and the benefits of starting early. The article also addresses the challenges of inflation …

How to save for retirement: Investment tips for moderate risk takers
9 months ago

How to save for retirement: Investment tips for moderate risk takers

Live Mint  

I am 35, and recently started a new job with a monthly income of ₹ 1.5 lakh. —Name withheld on request {{^adFree}} {{/adFree}} If you plan to retire at 50, you will need to build a big enough corpus to last you through 30-35 years of retirement, or even longer. If your retirement corpus of ₹2 crore earns 9% returns, …

How to become rich: Your ₹5000 monthly SIP can help you grow ₹5.22 crore. Mutual fund calculator explains
11 months, 2 weeks ago

How to become rich: Your ₹5000 monthly SIP can help you grow ₹5.22 crore. Mutual fund calculator explains

Live Mint  

How to become rich: To become a crorepati and attain wealth through Mutual Fund Systematic Investment Plans, one should start by setting clear financial goals and choosing SIPs aligned with your risk tolerance and investment horizon. How to become rich through Mutual Fund SIP investments Regarding the strategy to amass wealth and become rich through SIP investments, Pankaj Mathpal, MD …

SIP or SWP: Which systematic plan should you choose to safeguard your golden years?
1 year, 11 months ago

SIP or SWP: Which systematic plan should you choose to safeguard your golden years?

Live Mint  

According to a survey conducted by Scripbox in 2022, 80% of urban families are not confident about their post-retirement plans. With rising life expectancy in India coupled with falling working span, it is important to start planning for retirement at an early stage with a systematic approach of investing that could ensure regular withdrawals during the golden years of life. …

Mutual Fund Investing: How do step-up SIPs give a boost to your wealth? Here are 4 ways
2 years ago

Mutual Fund Investing: How do step-up SIPs give a boost to your wealth? Here are 4 ways

Live Mint  

When we set aside a small amount of money for the future, we understand the power of SIP’s; and when we continue investing and stay invested for a long time, we see the magic of compounding. Have a look at the numbers in the illustration below to see the impact when you add SIP step up as a strategy: Scenario …

What is step-up SIP and how to do it? All you need to know
2 years ago

What is step-up SIP and how to do it? All you need to know

Live Mint  

When we set aside a small amount of money for the future, we understand the power of SIP’s; and when we continue investing and stay invested for a long time, we see the magic of compounding. Have a look at the numbers in the illustration below to see the impact when you add SIP step up as a strategy: Scenario …

How much mutual fund SIP should you make to accumulate ₹3 Cr in 20 years?
2 years, 2 months ago

How much mutual fund SIP should you make to accumulate ₹3 Cr in 20 years?

Live Mint  

Mutual funds, one of the best and most used forms of long-term investment, have consistently proven superior performance in terms of returns. However, to build wealth over a long period of 20 or more years, conservative investors should consider investing in Equity large-cap Fund or Equity index funds. “For an individual with a conservative risk profile who plans to accumulate …

SIP Investments: 6 common mistakes you must avoid to achieve desired financial goals
2 years, 2 months ago

SIP Investments: 6 common mistakes you must avoid to achieve desired financial goals

Live Mint  

How many times have you been told about the power of compounding that translates even the smallest systematic investment plans into an enviable corpus that can last a lifetime? One may attribute this behaviour to ignorance regarding how SIP investments work and the lack of understanding of how small investments, if unbridled over a prolonged period, can help people achieve …

SIP-top up facility: What is it and how does it work? Should you opt for it?
2 years, 3 months ago

SIP-top up facility: What is it and how does it work? Should you opt for it?

Live Mint  

SIP-top up facility: Investing via Systematic Investment Plan is considered to be one of the best ways to amass wealth keeping in view long-term horizon. Amit Gupta, MD, SAG Infotech said an investor can raise his or her monthly payment to an ongoing SIP by using a top-up service. SIP-top up also known as SIP Booster or SIP step-up option …

Want to build corpus of Rs 1 crore at retirement? Learn how to plan it
2 years, 4 months ago

Want to build corpus of Rs 1 crore at retirement? Learn how to plan it

Firstpost  

It will be easier for you to accumulate a sizable corpus the earlier you begin saving money for retirement. You can gradually switch your fund allocation from equity to debt mutual funds as you get older to meet changes in your risk appetite. Therefore, if people in this age bracket are willing to accept an average return of 10 percent …

Mutual funds: Which SIP freqency to select for becoming crorepati?
2 years, 4 months ago

Mutual funds: Which SIP freqency to select for becoming crorepati?

Live Mint  

Becoming a crorepati when you hit retirement would be like a dream come true. You don't even need to burden yourself with a lumpsum investment amount, you can even become a crorepati by investing ₹1,000 on a daily basis. To provide a holistic picture to investors and help them make better-informed decisions for their investments via SIPs, WhiteOak Capital Mutual …

How much corpus amount do you need for retirement? Here’s a key guide
2 years, 5 months ago

How much corpus amount do you need for retirement? Here’s a key guide

Live Mint  

In the first part of this series on Financial Freedom, MintGenie gave you a simple guide on how to reach financial freedom in India. ---------------------------------------------------------------- The most important goal in financial planning is the retirement goal. Following are the things which you must focus apart from money to enjoy your retirement: Good health – With all the money and financial …

How should I invest my corpus to get ₹1.25 lakh monthly via SWP?
2 years, 5 months ago

How should I invest my corpus to get ₹1.25 lakh monthly via SWP?

Live Mint  

I am a 40- year-old professional with a working partner and 13-year-old daughter. Also, for the next five years, I can invest ₹1.5 lakh per month in mutual funds via SIPs too. I am working towards retirement in next five years and want a plan to get ₹1.25 lakh per month on SWP by investing the entire corpus. Coming to …

How should I invest to create a corpus of ₹23 lakh in 3 years?
2 years, 5 months ago

How should I invest to create a corpus of ₹23 lakh in 3 years?

Live Mint  

I have a short-term goal to accumulate ₹23 lakh for the down-payment of an apartment. I can invest ₹45,000 in mutual funds per month for three years. —Vivek G Ravindranath To calculate the amount that you need to invest regularly to accumulate your desired corpus, let us assume an annual rate of return. You can invest 25% of your monthly …

Where should I invest to create a retirement corpus of ₹10 crore?
2 years, 6 months ago

Where should I invest to create a retirement corpus of ₹10 crore?

Live Mint  

I am 27 years old and earn ₹1 lakh per month. My mutual fund investments include ₹8,000 in Aggressive super fund, ₹7,000 each in Tata equity P/E fund and Aditya Birla sun life liquid Fund, ₹5,000 each in Edelweiss US technology equity FoF direct growth, Axis long term equity direct plan growth and ICICI prudential India opportunities fund growth. —Name …

How to create a corpus of ₹2 cr in 12 years
2 years, 7 months ago

How to create a corpus of ₹2 cr in 12 years

Live Mint  

I am a 43-year advertising consultant and want to build a corpus of ₹2 crore through investments in the next 10-12 years. My mutual fund portfolio includes SIPs of ₹10,000 in SBI Small Cap Fund and ₹7,500 each in Axis Mid Cap Fund and UTI Nifty Next 50 Index Fund. —Name withheld on request To reach an investment corpus of …

Mutual funds SIP calculator: How to accumulate ₹1 crore in 10 years?
3 years ago

Mutual funds SIP calculator: How to accumulate ₹1 crore in 10 years?

Live Mint  

Mutual funds SIP calculator: Ravi Ujjwal is a 40 year old salaried professional and he is planning to invest for the higher studies of his 6 year old daughter. Echoing with Jitendra Solanki's views; Kartik Jhaveri, Director — Wealth at Transcend Capital said, "Investing in mutual funds SIP for 10 year is expected to yield at least 12 per cent …

What should be the retirement corpus we ought to look at?
3 years, 1 month ago

What should be the retirement corpus we ought to look at?

Live Mint  

I am 31-year-old and drawing a salary of approximately ₹65-70,000 per month. However, in case you wish to retire at 40 years, which means 9 more years of working, it means a principal savings of ₹48.88 lakh assuming the savings are increased every year by 10%. And assuming earnings rate at 12% and an opening corpus of ₹20 lakh, the …

Which SIPs should I go for to increase my monthly investment?
3 years, 2 months ago

Which SIPs should I go for to increase my monthly investment?

Live Mint  

I am 27 years old and currently investing ₹10,000 every month in mutual funds via systematic investment plan, or SIP, as given below: - Axis Small Cap Fund - Mirae Assets Emerging Bluechip - UTI NIFTY Index Fund - UTI NIFTY NEXT 50 Index Fund - Motilal Oswal S&P 500 Index Fund I have already invested ₹1.5 lakh so far …

SIP calculator: Can a 30 year old retire at 55 with ₹5 lakh monthly pension?
3 years, 3 months ago

SIP calculator: Can a 30 year old retire at 55 with ₹5 lakh monthly pension?

Live Mint  

Mutual funds SIP calculator: Reetesh is a 30 year old earning individual who want to retire at the age of 55. On how much annual step-up would be enough to meet this ₹7 crore investment goal; Kartik Jhaveri of Transcend Capital said, "Normally, 10 per cent annual step-up in SIP is advisable but to retire 5 years before the normal …

How to build a ₹5 Crore corpus in Mutual Funds explained by ETMONEY
3 years, 3 months ago

How to build a ₹5 Crore corpus in Mutual Funds explained by ETMONEY

Deccan Chronicle  

Accumulating an impressive amount within a certain time frame is indeed a task but is highly achievable if certain steps are followed. One of the best ways to reach for your goals is to set aside a portion of your savings at periodic intervals by investing in Systematic Investment Plan of Mutual Funds which can help you grow your investments …

Pension calculator: SIP you need to get ₹1 lakh monthly income post-retirement
3 years, 5 months ago

Pension calculator: SIP you need to get ₹1 lakh monthly income post-retirement

Live Mint  

Pension calculator: Sakshi Tyagi is a 35 year old IT professional. To achieve this ambitious target of ₹1 lakh monthly income post-retirement, one can look at creating a corpus of around ₹13 crore that can be invested in SWP for next 25 years. " Vinit Khandare of MyFundBazaar India advised investors like Sakshi to go for equity mutual funds SIP …

Mutual fund calculator: How much SIP will be required to get 2.5 lakh monthly
3 years, 8 months ago

Mutual fund calculator: How much SIP will be required to get 2.5 lakh monthly

India Today  

The Systematic Investment Plan, famously known as SIP, is a disciplined way of investing in mutual funds. In such a scenario, if the inflation growth is at 6 to 6.5 per cent per annum, the monthly Rs 40,000 expense is expected to go up to around Rs 2.5 lakh per month after 30 years or post-retirement. - In order to …

Plan your spending, savings, investments with goals in mind
3 years, 9 months ago

Plan your spending, savings, investments with goals in mind

Live Mint  

I’m in a government job with a monthly salary of ₹72,000 and hopefully, from July, it will increase to ₹84,000 per month. I started investing in January 2018 and my investments are as follows: I have invested ₹2,000 per month each in these SIPs. HDFC Taxsaver Reg-G In March 2019, I added SIPs of ₹2,000 per month each in more …

Top up your SIP to reach financial goals faster
3 years, 9 months ago

Top up your SIP to reach financial goals faster

Live Mint  

MUMBAI: A Systematic Investment Plan, or an SIP, invests a fixed amount every month in a mutual fund. In the above example, a top up of 10% every year cuts down the time needed to reach your Rs1 crore goal to eight years instead of 10. A number of mutual fund houses offer free top up calculators in order to …

How to create a retirement corpus of ₹3 crore by investing ₹10 lakh?
4 years, 6 months ago

How to create a retirement corpus of ₹3 crore by investing ₹10 lakh?

Live Mint  

I want to invest ₹10 lakh for my retirement. --Krishna Chenn By Divam Sharma, co-founder at Green Portfolio Considering that you have a moderate risk profile and want to invest a lumpsum amount of ₹10 lakh for the next 30 years, at a compounding of 10% per annum, you can reach a corpus of approx. To achieve investment returns of …

Opinion | SIPs are the perfect way to invest in the present tough market condition
4 years, 11 months ago

Opinion | SIPs are the perfect way to invest in the present tough market condition

Live Mint  

The Indian equity markets have had a terrible last month as they struggled to react to the developing spread of the covid-19 or novel coronavirus and the resultant global shutdown. We studied the Indian equity markets for the last 20 years—2000 to 2020—to see how SIP investors have fared in normal environments and how that experience changes after a sharp …

Increase your SIPs as income grows
5 years, 1 month ago

Increase your SIPs as income grows

Live Mint  

I am 30 years old, married and expecting a child. I invest ₹4,000 each in Mirae Asset Emerging Blue Chip, SBI Bluechip and ABSL Focused Equity; ₹2,000 each in Frontline Equity, ABSL Tax Relief 96 and HDFC Hybrid Equity; and ₹1,000 each in DSP Tax Saver and Axis LT Equity. My goals are buying a car in five years, buying …

Avoid investing in closed-end funds, add to your SIPs instead
5 years, 10 months ago

Avoid investing in closed-end funds, add to your SIPs instead

Live Mint  

I am 32 years old and I started investing in mutual funds in 2017. I invest ₹2,500 each in ICICI Bluechip and Franklin India Focused Equity; ₹3,000 each in Axis Long-term ELSS, Mirae Asset India Equity and IFDC tax advantage ELSS. I also invested lump sums of ₹25,000 in ICICI Pru Balanced and ₹32,000 in ICICI Value fund series 19. …

Increase SIP amount every year to build your corpus effectively
6 years ago

Increase SIP amount every year to build your corpus effectively

Live Mint  

I want to invest in mutual funds via SIP. For now, invest ₹3,000 in Franklin India Equity, a quality multicap fund and ₹1,000 in HDFC Short Term Debt. I’m investing ₹11,000 through SIP in these schemes: Axis Blue Chip fund, Axis Focus 25 fund, L&T Midcap fund, Mirae Asset Emerging Blue Chip fund, HDFC Small Cap Fund, L&T Emerging Businesses …

How to start an SIP in a mutual fund
6 years, 10 months ago

How to start an SIP in a mutual fund

Live Mint  

How much to invest Have you been wondering how to start a systematic investment plan in a mutual fund? Find the fund Next, you need to find the right mutual fund to invest in. You can do your research on various mutual fund schemes on various websites. They will help you navigate through different kinds of mutual funds that exist …

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