Ayushman Bharat and concepts of insurance
6 years, 4 months ago

Ayushman Bharat and concepts of insurance

Live Mint  

Nearly 500 million people or 40% of India’s population will have health insurance as the government gears up to launch Ayushman Bharat, a health policy for the under-privileged. Many states have agreed to launch Ayushman Bharat through a trust model and not the insurance model. Both insurance and trust models depend on two basic principles: pooling of risk and law of large number. Law of large numbers But pooling of risk is just one part, it’s important for this pool to be large to avoid adverse selection and improve the predictability of a risky event actually taking place to be able to price the product right.

Insurance Risk Pool  concepts  bharat  pool  pooling  health  ayushman  law  risk  trust  insurance  pay  large  model

History of this topic

Odisha joins Ayushman Bharat: 4.5 crore people to benefit
Trending News
2 days, 7 hours ago

Odisha joins Ayushman Bharat: 4.5 crore people to benefit

New Indian Express  

NEW DELHI: Odisha has become the 34th state in India to join the central government’s ambitious scheme Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana, considered the largest insurance scheme in the world. In this regard, the Odisha government signed a Memorandum of Understanding on Monday by integrating its own scheme, Gopabandhu Jan Arogya Yojana, with the Union Health Ministry. Speaking at …

Odisha Announces Ayushman Bharat Scheme for 3.5 Crore People
4 weeks, 1 day ago

Odisha Announces Ayushman Bharat Scheme for 3.5 Crore People

Deccan Chronicle  

Bhubaneswar: Odisha is set to roll out the Ayushman Bharat healthcare scheme in the financial year 2024-25, alongside the introduction of the Gopabandhu Jan Arogya Yojana health insurance cards. Announcing the plan on Monday, the minister revealed that the scheme would initially cover approximately 3.5 crore people in Odisha. The Ayushman Bharat scheme will be implemented across approximately 27,000 medical …

Modi 3.0 Health Boost In 100 Days: Ayushman Bharat Free Insurance For All Above 70 To Cheaper Cancer Medicines
3 months, 3 weeks ago

Modi 3.0 Health Boost In 100 Days: Ayushman Bharat Free Insurance For All Above 70 To Cheaper Cancer Medicines

News 18  

The Modi government 3.0 has focused on providing accessible healthcare services within first 100 days. Among the key steps are expansion of Ayushman Bharat scheme, 75,000 new medical seats, U-WIN portal for vaccinations and customs duty exemption on cancer medication. The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana scheme has been expanded to provide free insurance of up to Rs …

Govt Plans Major Expansion Of Ayushman Bharat Health Insurance Scheme: Report
6 months, 1 week ago

Govt Plans Major Expansion Of Ayushman Bharat Health Insurance Scheme: Report

ABP News  

The central government is considering a major expansion of its Ayushman Bharat health insurance scheme in a bid to enhance healthcare accessibility. Launched to provide secondary and tertiary care hospitalisation coverage up to Rs 5 lakh per family annually, the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana was allocated Rs 7,200 crore in the interim Budget of 2024. President Droupadi …

Budget 2024: Health insurers seek more attractive tax incentives—and a regulator
6 months, 1 week ago

Budget 2024: Health insurers seek more attractive tax incentives—and a regulator

Live Mint  

In the interim budget for 2024-25 presented in February, finance minister Nirmala Sitharaman increased the government’s allocation towards the health sector by nearly 14%. “To enable better retail health insurance penetration, the government can consider categorising them under a separate HSN code and lowering the tax to 5%," says Parimal Heda, chief investment officer, GoDigit General Insurance. The tax on …

Inclusion of Septuagenarians in Ayushman Bharat: A Step Forward - News18
8 months, 3 weeks ago

Inclusion of Septuagenarians in Ayushman Bharat: A Step Forward - News18

News 18  

The BJP manifesto for the ongoing 2024 Lok Sabha elections, which includes among other things a promise to bring senior citizens aged 70 and above within the ambit of the government’s flagship healthcare program for the vulnerable sections of society, is a welcome step. Mercifully, it has not promised Ayushmaan cover for ‘very senior citizens’, the entry point for which …

Centre urges States, Union Territories to achieve 100% Ayushman Bharat card saturation
1 year, 6 months ago

Centre urges States, Union Territories to achieve 100% Ayushman Bharat card saturation

The Hindu  

The Union government has urged all States and Union Territories to achieve 100% Ayushman Bharat card saturation by utilising the services of grassroots-level healthcare workers. The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana is billed as the largest government- Stakeholders have also been directed to set up State offices and carry out review and regular monitoring of the programme. The …

Ayushman Bharat Arogya Karnataka: Team of officials to visit Rajasthan, Tamil Nadu to study health insurance schemes
1 year, 6 months ago

Ayushman Bharat Arogya Karnataka: Team of officials to visit Rajasthan, Tamil Nadu to study health insurance schemes

The Hindu  

Based on a high-level review of the Ayushman Bharat Arogya Karnataka health scheme, the State Health Department is now weighing the pros and cons of adopting the insurance mode of the health scheme over the existing assurance mode. To study the functioning of the Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana /State health scheme on insurance mode and the relative advantages …

Centre to set up escrow account for payments under Ayushman Bharat health insurance scheme
2 years, 3 months ago

Centre to set up escrow account for payments under Ayushman Bharat health insurance scheme

Hindustan Times  

The Union health ministry is considering setting up an escrow account to help quickly settle payments under the Ayushman Bharat health insurance scheme, people aware of the matter said, explaining how the plan will keep funds flowing to hospitals even if central or state government departments, who share the costs, delay in releasing money. “There have been some complaints of …

Govt to Increase Ceiling Rate of Premium Paid Under Ayushman Bharat to Rs 1,500
2 years, 11 months ago

Govt to Increase Ceiling Rate of Premium Paid Under Ayushman Bharat to Rs 1,500

News 18  

The government has decided to revise the ceiling rate of premium paid to insurance companies by states and Union Territories under India’s flagship health insurance scheme, Ayushman Bharat, from Rs 1,052 per year by each family to Rs 1,500, News18 has learnt. The National Health Authority, which is responsible for the implementation of the scheme, had proposed the revision highlighting …

PM Modi launches Ayushman Bharat scheme to extend health insurance coverage to all J&K residents
4 years ago

PM Modi launches Ayushman Bharat scheme to extend health insurance coverage to all J&K residents

India TV News  

Prime Minister Narendra Modi on Saturday launched the Ayushman Bharat scheme via video-conferencing to extend health insurance coverage to all residents of Jammu and Kashmir. The Prime Minister's Office said the scheme will ensure universal health coverage, and focus on providing financial risk protection and ensuring quality and affordable essential health services to all individuals and communities. The scheme will …

Ayushman Bharat, one year on: Big challenges and bigger opportunities lie ahead of govt's flagship programme
5 years, 3 months ago

Ayushman Bharat, one year on: Big challenges and bigger opportunities lie ahead of govt's flagship programme

Firstpost  

Ayushman Bharat has come up as a strong programme in improving and meeting the Indian population’s healthcare needs, but it has a long way to go. Ayushman Bharat, India’s cashless healthcare plan for half a billion people living in poverty, turned one on 23 September. Here’s a look at what the National Health Authority — which runs Ayushman Bharat — …

Ayushman Bharat: A revolutionary step towards a healthy India
5 years, 3 months ago

Ayushman Bharat: A revolutionary step towards a healthy India

Op India  

At a point of time when the common man is struggling to meet the expenditure of health care which may cost a family’s lifetime savings, the Ayushman Bharat Scheme has come as a lifeline to the poor which ensures the treatment to the beneficiaries free of cost or at minimum expense. Ayushman Bharat, the flagship scheme of Government of India, …

10.74 crore families benefited under Ayushman Bharat: Health Minister Harsh Vardhan
5 years, 5 months ago

10.74 crore families benefited under Ayushman Bharat: Health Minister Harsh Vardhan

India TV News  

As many as 10.74 crore poor families in the country have been benefited from the Ayushman Bharat under which free treatment up to Rs five lakh can be availed, Health Minister Harsh Vardhan said in Lok Sabha on Friday. Khan said during the Question Hour that as on July 23, a total of 16,039 hospitals have been empanelled under the …

‘Won’t apply Centre’s health scheme in Delhi’: Delhi health minister
5 years, 7 months ago

‘Won’t apply Centre’s health scheme in Delhi’: Delhi health minister

Hindustan Times  

Delhi health minister Satyender Jain on Tuesday reiterated the government’s position of not implementing the central government’s health insurance scheme, Ayushman Bharat, in its hospital citing poor implementation in neighbouring states. Jain’s comment comes a day after Dr Harsh Vardhan took charge as Union Health Minister and said he will focus on implementation of Ayushman Bharat scheme across India. During …

100 days of Ayushman Bharat: 6.85 lakh patients availed free treatment so far
6 years ago

100 days of Ayushman Bharat: 6.85 lakh patients availed free treatment so far

Op India  

Ayushman Bharat-Pradhan Mantri Jan Aarogya Yojna, one of the most ambitious schemes of the Modi government, has completed 100 days on Monday, since its launch in September 2018. The Narendra Modi’s flagship health insurance scheme, Ayushman Bharat, aims to provide health insurance coverage to more than 10 crore poor families in the country. Finance Minister, Arun Jaitley, calling this scheme …

India’s health care sector needs fresh ideas
6 years ago

India’s health care sector needs fresh ideas

Hindustan Times  

There are some interesting developments in progress within India. Adequate total expenditure on health care by citizens but over 50 million people returning to poverty each year because of health shocks, having to once again claw their way back up. In a field such as curative health care, given the severe challenges that are inherently associated with it and its …

Our health scheme better than Ayushman Bharat, says Naveen
6 years, 2 months ago

Our health scheme better than Ayushman Bharat, says Naveen

The Hindu  

Odisha Chief Minister Naveen Patnaik on Wednesday claimed that the State’s health insurance scheme was much better than the Pradhan Mantri Ayushman Bharat programme, brushing aside criticism from Union Minister Dharmendra Pradhan. Mr. Patnaik’s assertions came a day after Mr. Pradhan had termed as “misleading” the Chief Minister’s claim that one crore cases were registered under the BSKY within 60 …

Ayushman Bharat: One lakh people benefitted under health insurance scheme, says J P Nadda
6 years, 2 months ago

Ayushman Bharat: One lakh people benefitted under health insurance scheme, says J P Nadda

Firstpost  

The health ministry has said the scheme will help in reducing expenditure on hospitalizations and help mitigate the financial risk arising out of catastrophic health episodes. New Delhi: Nearly a month after the rollout of the Centre’s PMJAY health insurance scheme, one lakh people have availed the benefits of the ambitious programme, Union Health Minister J P Nadda said on …

All about PMJAY-Ayushman Bharat, the national health mission
6 years, 3 months ago

All about PMJAY-Ayushman Bharat, the national health mission

India Today  

Prime Minister Narendra Modi has launched the ambitious health insurance scheme called, Pradhan Mantri Jan Arogya Yojna -Ayushman Bharat. Ayushman Bharat is the National Health Protection Mission drafted by the Narendra Modi government with an aim to provide health insurance cover to nearly 50 crore Indians. At 50 crore, the number of beneficiaries of PMJAY-Ayushman Bharat scheme is roughly equal …

Ayushman Bharat: An IV drip for healthcare in India
6 years, 3 months ago

Ayushman Bharat: An IV drip for healthcare in India

Live Mint  

New Delhi: When Amit Kumar, a daily wage labourer who lives in a small town called Indri in Haryana, welcomed his first-born three years ago, he received a bill of around ₹ 1.5 lakh from the private hospital. This makes PMJAY one of the largest state Ayushman Bharat is an entitlement-based scheme that targets India’s poor as identified by latest …

Ayushman Bharat could be India's Big Bang moment in healthcare, but addressal of OPD care issues remains a key
6 years, 3 months ago

Ayushman Bharat could be India's Big Bang moment in healthcare, but addressal of OPD care issues remains a key

Firstpost  

By giving up to ₹5 lakh health insurance coverage to 10.7 crore families, the government is bringing healthcare to the poorest of the country, and if realised, it promises a revolution Haryana/New Delhi: Emerging into the sunlight from the doors of the Kalpana Chawla Government Medical College and Hospital in Karnal, its patients are fated to walk towards hard times. …

Ayushman Bharat: Building India’s new health base
6 years, 3 months ago

Ayushman Bharat: Building India’s new health base

Hindustan Times  

Preparations for Ayushman Bharat began two years before Union finance minister Arun Jaitley announced the government’s flagship health insurance programme in his 2018 Budget speech. Ayushman Bharat offers up to Rs 5 lakh cashless cover for hospitalisation to 100 million poor and vulnerable families for 1,354 treatment packages, but with district hospitals and medical colleges understaffed and overburdened treating people …

AAP puts Ayushman Bharat for Delhi in jeopardy over demand to add party name to scheme
6 years, 4 months ago

AAP puts Ayushman Bharat for Delhi in jeopardy over demand to add party name to scheme

Op India  

The Aam Aadmi Party government has reportedly refused to implement the Ayushman Bharat healthcare scheme until its name is changed. As per reports, the party wants the scheme to be named as ‘Mukhya Mantri Aam Aadmi Swasthya Bima Yojna-Ayushman Bharat’. The Union Ministry of Health and Family Welfare has reportedly rejected the Delhi government’s proposal and a senior official has …

India’s best health insurance plans to choose from
6 years, 4 months ago

India’s best health insurance plans to choose from

Live Mint  

With the launch of National Health Insurance Protection Scheme, also known as Ayushman Bharat, next month, nearly 40% of the bottom rung of the Indian population will have a standard health insurance plan. The sum insured categories are ₹ 5 lakh, ₹ 10 lakh, ₹ 20 lakh and ₹ 50 lakh and the age groups are 30, 45, 60 and …

All you need to know about PM Modi’s Ayushman Bharat health insurance. Check benefits, eligibility criteria
6 years, 4 months ago

All you need to know about PM Modi’s Ayushman Bharat health insurance. Check benefits, eligibility criteria

Live Mint  

During his Independence Day speech from Red Fort, Prime Minister Narendra Modi today announced that Pradhan Mantri Jan Arogya Abhiyaan, also known as Ayushman Bharat or the National Health Protection Mission or Modicare, will be launched on 25 September. The government- However, since the scheme is meant only for poor and economically-deprived people, not everyone is eligible to get free …

Govt to launch flagship Ayushman Bharat health insurance scheme on 25 September
6 years, 5 months ago

Govt to launch flagship Ayushman Bharat health insurance scheme on 25 September

Live Mint  

New Delhi: The Centre’s flagship scheme Ayushman Bharat—National Health Protection Mission will be launched on 25 September this year, Prime Minister Narendra Modi said on Wednesday during his speech from the ramparts of the Red Fort on the country’s 72nd Independence Day. The government decided to start the scheme in order to provide good healthcare facilities to the poor and …

Delhi rejects Modi govt’s Ayushman Bharat, plans to launch better health scheme
6 years, 5 months ago

Delhi rejects Modi govt’s Ayushman Bharat, plans to launch better health scheme

Hindustan Times  

Delhi’s Aam Aadmi Party government on Friday refused to be a part of the Ayushman Bharat scheme, saying the Centre’s flagship national health protection scheme would not offer cover to enough people and that the state would work towards implementing its own health insurance scheme instead. “The state government does not agree with the Centre’s health insurance scheme because it …

Can Ayushmann Bharat alter India’s healthcare landscape?
6 years, 5 months ago

Can Ayushmann Bharat alter India’s healthcare landscape?

Live Mint  

The country spends only 1.25% of its GDP on healthcare, which makes it one of the most underperforming public health ecosystems. However, if the government manages to implement the Ayushmann Bharat—National Health Protection Mission effectively, it will have a far-reaching impact on the country’s healthcare and insurance landscape, according to a report by the Confederation of Indian Industry and PWC, …

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