Personal loan: Where to apply for it? Here are 5 key options
2 weeks, 3 days ago

Personal loan: Where to apply for it? Here are 5 key options

Live Mint  

In case you fall short of money and urgently need it, one of the most feasible options is to raise a personal loan. One could raise a loan from a bank such as SBI, HDFC Bank, Kotak Mahindra or Bank of Baroda, among others. Alternatively, you could Here we list out key ways to raise a personal loan: 1.Bank: Raising a personal loan from a bank is one of the most feasible things to do. 3.Fintech app: There is another option to raise a personal loan which is through a money lending mobile app.

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History of this topic

5 Tips to Get the Best Deal on Your Personal Loan
5 days, 9 hours ago

5 Tips to Get the Best Deal on Your Personal Loan

Deccan Chronicle  

Selecting the best Personal Loan option with affordable rates, nominal charges, and favourable terms helps you rein in the borrowing costs and repay your EMIs with ease. Having a credit score of 750 and above increases your chances of getting quick Personal Loan approval at lower interest rates and better terms. Negotiate With the Lender Once you have checked the …

Low salary? Here are 6 banks that offer personal loans you can qualify for
6 days, 12 hours ago

Low salary? Here are 6 banks that offer personal loans you can qualify for

Live Mint  

Personal loans are a popular choice for people looking for quick cash to cover their finances or if they are facing any sudden emergency. HDFC Bank Interest rates: 10.85% onwards Maximum loan amount:Up to Rs. Kotak Mahindra Bank Interest rates:10.99% onwards Maximum loan amount:Up to 40 lakh Loan tenure:Up to 6 years 4. IndusInd Bank Interest rates:10.49% onwards Maximum loan …

7 instant personal loan mobile apps you can explore in 2025
6 days, 15 hours ago

7 instant personal loan mobile apps you can explore in 2025

Live Mint  

If you are falling short of money and urgently need funds to meet your deficit then one of the most feasible options that you can explore is to seek a personal loan. Although one can approach a bank or an NBFC for a personal loan, there are a dozen mobile applications also that enable users to procure a personal loan …

Personal loan for debt consolidation: Make note of these 5 key points
2 weeks, 3 days ago

Personal loan for debt consolidation: Make note of these 5 key points

Live Mint  

If you are running low on funds, opting for a personal loan is typically feasible as well as rational. To consolidate debts At the same time, you get an offer from a bank or a non banking financial corporation to raise a personal loan at 11 percent interest. Now, if you have an option to raise ₹15 lakh to repay …

Personal Loan: 6 crucial things you need to know before borrowing
2 weeks, 6 days ago

Personal Loan: 6 crucial things you need to know before borrowing

Live Mint  

If you are planning to take a personal loan, it is important that you keep a few aspects in mind before you start with your application process. 6 key factors to consider before applying for a personal loan Understand your credit report: Credit score plays a major role in the personal loan approval process. Beware of misleading offers: Many lenders …

How to choose the right personal loan? Here are 7 key ways
2 weeks, 6 days ago

How to choose the right personal loan? Here are 7 key ways

Live Mint  

A personal loan is one of the quickest ways to arrange funds for any reason. Compare the interest rate and other terms from various lenders Once you decide on the loan amount, compare the personal loan offers from various banks and NBFCs. There are many online platforms that can help you compare personal loan offers from banks on various parameters …

Personal loan: Before zeroing in on a lender, make note of 7 key points
Trending News
3 weeks ago

Personal loan: Before zeroing in on a lender, make note of 7 key points

Live Mint  

If you are all set to borrow a personal loan, then the first and foremost thing that you need to do is to zero in on a bank to borrow the money from. It is recommended that you choose the best personal loan provider after examining your financial needs, carrying out a thorough research, and comparing different lenders and their …

Planning to borrow? A beginner’s guide for personal loans 2025
3 weeks ago

Planning to borrow? A beginner’s guide for personal loans 2025

Live Mint  

Being in a financial crisis is pretty normal for any of us at any time. One should, however, compare the interest rate charged by your bank with that of other banks that are offering personal loans. Opting for NBFC: When a bank is unwilling to offer a personal loan, you can always approach an NBFC or non banking financial corporation …

Personal loan: 10 key questions to ask yourself before opting for it
3 weeks, 3 days ago

Personal loan: 10 key questions to ask yourself before opting for it

Live Mint  

If you are suddenly short of funds and do not wish to borrow from friends then one of the options that you can avail is to raise a personal loan. However, before raising a personal loan, make sure that the interest rate is not exorbitant, time duration is optimum, and the lender is reliable, so on and so forth. Let …

Planning to borrow from a personal loan lending app? Make note of 6 key points
3 weeks, 5 days ago

Planning to borrow from a personal loan lending app? Make note of 6 key points

Live Mint  

Gone are the days when a loan seeker had to literally run from pillar to post to procure a personal loan. Besides a large bank, one can also approach an NBFC or a loan lending app to meet immediate financial need. Spike in fraudulent transactions Total fraudulent transactions Oct 22 Oct 24 Value terms ₹ 220 crore ₹ 411 crore …

Personal Loan EMIs: A borrower’s guide for a smooth repayment strategy
Trending News
3 weeks, 6 days ago

Personal Loan EMIs: A borrower’s guide for a smooth repayment strategy

Live Mint  

A personal loan is a flexible financial option that facilitates quick access to funds for home improvements, meeting medical emergencies, travelling, or educational purposes. Unlike home or auto loans, personal loans do not require collateral but frequently have higher interest rates. In the early periods of the loan, a larger amount of your EMI is dedicated to interest, and the …

Personal loan: What is a top-up option and when should you go for it?
1 month ago

Personal loan: What is a top-up option and when should you go for it?

Live Mint  

If you have taken a personal loan and realise that the funds are inadequate to meet your requirements, then a top-up personal loan is an option worth exploring. Alternatively, you can take a top-up personal loan to meet the deficit. Tyagi took a ₹5 lakh loan a few months ago to buy this luxury item, so he may have to …

What is a personal loan? A comprehensive guide for first-time borrowers
1 month ago

What is a personal loan? A comprehensive guide for first-time borrowers

Live Mint  

Personal loan loans are flexible financial options that can be availed in pursuit of different goals of life such as paying an emergency medical bill, funding home improvements or realising that special dream vacation. Important factors to consider before taking personal loans 1.Loan terms and conditions: Before taking a personal loan, always read the fine print. 2. Credit score: It …

Understanding Personal Loan Interest Rates: Key Factors to Consider
1 month, 3 weeks ago

Understanding Personal Loan Interest Rates: Key Factors to Consider

Live Mint  

Personal loan interest rates in India are influenced by various factors, including credit score, income, and repayment history. A high credit score and stable income are generally associated with lower interest rates, while a history of timely repayments and low default rates can lead to more favourable terms. Other factors such as loan purpose, employment stability, and the lender's risk …

3 Key Reasons to Consider a Personal Loan for Financial Emergencies
1 month, 3 weeks ago

3 Key Reasons to Consider a Personal Loan for Financial Emergencies

Live Mint  

Personal loans offer a practical solution for various financial needs, including home renovation, quick cash, and life event expenses. By consolidating multiple loans into a single personal loan, you can simplify financial management and avoid missed payments. Additionally, fixed interest rates provide predictable monthly payments, helping you avoid missed deadlines and improve your credit score over time. However, it's important …

What are personal loans and how do they work?
2 months, 3 weeks ago

What are personal loans and how do they work?

Live Mint  

Personal Loan: While personal loans are popular for urgent needs, they carry high interest rates. To obtain a personal loan, you must adhere to specific guidelines and meet the Personal loans primarily depend on your credit score, financial status, and current market conditions. Interest rates vary by bank, but they are usually calculated using a simple formula: Interest rates vary …

Personal Loans: 3 smart reasons to consider borrowing for your next big expense
3 months, 1 week ago

Personal Loans: 3 smart reasons to consider borrowing for your next big expense

Live Mint  

Whenever you fall short of money or stare at a sudden shortfall, all you typically think of is to raise a personal loan. These, and many more, are some of the key reasons for which it is not uncommon to raise a personal loan. Best Personal Loan for you at lowest interest rate Instant Apply Here we present three key …

Personal loan: How to negotiate lower interest rate? Here are a few tips
6 months, 3 weeks ago

Personal loan: How to negotiate lower interest rate? Here are a few tips

Live Mint  

For a personal loan, you can bargain for a lower interest rate. Negotiating for low interest rates Over the loan tenure, you may be able to save money by negotiating a lower interest rate on a personal loan. While internet lenders may charge higher interest rates to people with lower credit scores, banks may offer lower rates to their long-term …

Want a personal loan at lower interest rate? Here are 7 key strategies to follow
6 months, 3 weeks ago

Want a personal loan at lower interest rate? Here are 7 key strategies to follow

Live Mint  

Demonstrating your dependability as a borrower is essential to obtaining a personal loan with low interest rates. Best Personal Loan for you at lowest interest rate Instant Apply Pay attention to your credit utilisation ratio, which represents the portion of your credit limit that you are using. Especially if your credit score isn't the best, using a co-signer can help …

Personal Loan Reasons: Debt consolidation, education and more - 8 top purposes it serves
8 months, 3 weeks ago

Personal Loan Reasons: Debt consolidation, education and more - 8 top purposes it serves

Live Mint  

Personal Loan Reasons: Personal loans are frequently easier and faster to acquire. Home improvement : Personal loans offer a means to fund home renovations, repairs, or upgrades that might not meet the criteria for a home equity loan or line of credit. : Personal loans offer a means to fund home renovations, repairs, or upgrades that might not meet the …

Step-by-Step Guide to Achieving Lower Rates on Your Personal Loan
1 year ago

Step-by-Step Guide to Achieving Lower Rates on Your Personal Loan

The Quint  

Personal finances can often feel like a difficult puzzle, especially when getting a personal loan at a competitive interest rate. Tip 1: Maintain a High CIBIL Score Keeping a high CIBIL score is very important if you want a personal loan with low interest rates. Tip 2: Compare Different financial institutions Don’t just go with your first option when looking …

Kotak Personal Loan: High Amount, Low Interest, Long Tenure
1 year, 1 month ago

Kotak Personal Loan: High Amount, Low Interest, Long Tenure

India TV News  

For young professionals, aspirations know no bounds. In this comprehensive guide, we'll explore Kotak's high-value personal loans, their attractive features, eligibility criteria, and how to expedite your loan approval. Features of Kotak Loans Zero Collateral Kotak Personal Loans are unsecured, meaning you don't need to risk your assets, like your car or home, to secure the loan. Loan Amounts up …

Want to Avail Personal Loans? Check These Banks Offering It At Low-Interest Rates
2 years, 1 month ago

Want to Avail Personal Loans? Check These Banks Offering It At Low-Interest Rates

News 18  

We all understand the necessity of personal loans. Personal loans are good for short-term goals but still choose the loan tenure based on your repayment capacity to avoid hampering other expenses. Top showsha video To avail of a personal loan, a salaried person should be between 21-60 years old and a self-employed applicant between 22-55 years. Here are the interest …

Personal Loans to Meet your Financial Needs
3 years ago

Personal Loans to Meet your Financial Needs

Deccan Chronicle  

The advent and rise of personal loans have provided possibilities to meet a variety of financial needs for consumers. Personal loans can be a great way to meet your financial needs without having to resort to high-interest credit cards. In that case, personal loans can be used for a variety of purposes, including: Medical expenses If you have a medical …

Personal Loans: Step-by-Step Guide to Choose the Best Loan for you
3 years, 3 months ago

Personal Loans: Step-by-Step Guide to Choose the Best Loan for you

News 18  

Both 2020 and 2021 have been terrible for the economy. And while credit cards are an easy option, personal loans are still preferred over because they are the cheapest and are available at interest rates as low as 10.25 per cent. Other Charges Before finalising any loan option, you need to understand the extra charge involved in the personal loan …

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