
HDFC personal loan interest rates in 2025—Check latest rates here
Live MintHDFC Bank offers personal loans at competitive interest rates for people who are looking for quick cash to cover their sudden expenses. If you are considering applying for an HDFC Bank personal loan, it is important that you understand the interest rates and processing fees offered by the bank so that you can compare and get the best deal for you. Factors affecting HDFC Bank personal loan interest rates Credit score: When your credit score is taken into consideration to determine personal loan eligibility, HDFC Bank has a minimum requirement of 720 and higher. HDFC Bank personal loan interest rate 2025 Fee Amount Rack interest rate Salaried: 10.85% - 24% Loan processing fee Up to ₹ 6,500 + GST Stamp duty and other statutory charges At actuals Senior citizens 10% discount on all service charges Source: Bank website Documents required for HDFC Bank personal loan 2025 Note:The bank may ask for additional documents depending on your overall profile as well as the bank’s policies. Tips to get lower interest rates on HDFC Bank personal loan Have a credit score of 720 or above to have better loan eligibility.
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