Risk wary investors could look at Floating Rate Savings Bonds
1 year, 2 months ago

Risk wary investors could look at Floating Rate Savings Bonds

Deccan Chronicle  

Mumbai: In its endeavour to expand the basket of investment products for individuals offered through its Retail Direct Portal https://rbiretaildirect.org.in, the Reserve Bank of India on Monday enabled subscription to Floating Rate Savings Bonds, 2020. Floating Rate Savings Bonds are interest bearing, non-tradeable bonds, issued by Government of India, which are repayable on the expiration of seven years from the date of issue. “Floating rate Savings bonds can be bought by anyone. After having exhausted this limit, seniors can look at putting their money in RBI floating rate bonds which are offering 8.05 per cent,” said Balwant Jain, tax and investment expert.

Savings Tax Investment Rate Rbi Bonds Risk Wary Floating Rate Savings Bonds  investors  investment  bonds  senior  savings  risk  wary  look  floating  cent  safe  retail  offering  tax  rate

History of this topic

RBI Floating Rate Savings Bond interest rate announced for January to June 2025; check latest details and other features
1 week, 6 days ago

RBI Floating Rate Savings Bond interest rate announced for January to June 2025; check latest details and other features

Live Mint  

The Reserve Bank of India has announced the latest interest rate for RBI Floating Rate Savings Bonds on Tuesday for January to June 2025. The RBI Floating Rate Savings Bond, 2020 will be offered at 8.05 per cent interest rates from January to June 2025. Currently, the interest rate of RBI Floating Rate Savings Bonds is 0.35% higher than the …

Exploring Tax-Free Government Bond Opportunities: A Comprehensive Guide for Investors
2 months, 1 week ago

Exploring Tax-Free Government Bond Opportunities: A Comprehensive Guide for Investors

Live Mint  

Government bonds are an investment option that offers tax-free interest. However, the current yield to maturity on tax-free bonds is not very attractive for the average investor. The interest is payable half yearly on 1st January and 1st July every year. The interest rate is reset every six months, benchmarked against National Saving Certificates (NSC) and is 35 basis points …

Now Buy Floating Rate Savings Bonds On RBI Portal, Here's What Retail Investors Need To Know
1 year, 2 months ago

Now Buy Floating Rate Savings Bonds On RBI Portal, Here's What Retail Investors Need To Know

News 18  

The Reserve Bank on Monday said retail investors can subscribe to Floating Rate Savings Bonds, 2020 through its Retail Direct portal. Under the scheme, individual investors are permitted to open a Retail Direct Gilt account with the Reserve Bank of India, using an online portal, through which investments in government Securities can be made in primary and secondary markets. “In …

RBI Floating Rate Savings Bonds: What are these and who can invest?
1 year, 9 months ago

RBI Floating Rate Savings Bonds: What are these and who can invest?

Live Mint  

Investment portfolio of an individual must have instruments that offer different risk return profiles. RBI Floating Rate Savings Bonds are fixed income bonds offered by Reserve Bank of India to retail investors. RBI Floating Rate Savings Bonds offer a spread of 0.35% over the prevailing national savings certificate rate. Example: If the rate of interest on national savings certificates is …

Fixed deposit vs debt mutual funds: Which one is better in rising interest rate
2 years ago

Fixed deposit vs debt mutual funds: Which one is better in rising interest rate

Live Mint  

Fixed deposit vs debt mutual funds: Amid rising interst rate regime, a good number of Indian banks are offering fixed deposit interest rates to the tune fo 7 per cent or more. Highlighting the income tax benefit available in debt mutual funds, Amit Gupta, MD at SAG Infotech said, "Interest through FDs is taxable according to your tax bracket. On …

Volatile Market: Is it wise to invest in floater funds right now?
2 years, 6 months ago

Volatile Market: Is it wise to invest in floater funds right now?

Live Mint  

The Reserve Bank of India has raised repo rates by 90 basis points in past two months. At the outset, we explain what exactly are floater funds: What are floater funds: Floater funds comprise debt funds that offer a varied rate of returns which change based on fluctuation in interest rates. These debt funds aim to minimise the risk by …

Four things debt investors need to do as RBI rate cuts taper off
4 years, 1 month ago

Four things debt investors need to do as RBI rate cuts taper off

Live Mint  

The Reserve Bank of India’s Monetary Policy Committee of the maintained status quo on policy rates by retaining the repo and reverse repo rates at the current levels of 4% and 3.35%, respectively, along with an accommodative stance. The capital gains that added to the returns from debt funds is unlikely to continue since the cycle of falling interest rates …

This government bond offers over 7% guaranteed returns. Check eligibility, tenure, tax benefits
4 years, 4 months ago

This government bond offers over 7% guaranteed returns. Check eligibility, tenure, tax benefits

Live Mint  

Coronavirus has severely hit people across the world. Amid this turbulent time, Reserve Bank of India's floating rate savings bonds can be one of the secure options for those who are looking for a regular return. After discontinuing its 7.75% fixed interest rate bonds, the central bank has introduced a new floating rate savings bonds with an interest rate of …

Other options to look at as RBI stops 7.75% bonds
4 years, 7 months ago

Other options to look at as RBI stops 7.75% bonds

Live Mint  

Your fixed-income journey just got tougher with the halting of the last government bond carrying high interest. “A surge in demand in this relatively high interest rate instrument due to rate cuts in other government savings products may have prompted the stoppage. First, you may go up the maturity curve because long-dated instruments offer higher rates to compensate for the …

All you need to know about RBI Savings Bond
5 years, 6 months ago

All you need to know about RBI Savings Bond

The Hindu  

The corporate debt market, lately, gave investors some jitters with delays and defaults in interest payments and principal repayments. These bonds, known as 7.75% Savings Bonds, 2018 or RBI savings bonds, have a tenure of seven years and come with cumulative and non-cumulative options. Conservative investors looking for safety can park a portion of their surplus in the RBI savings …

Discover Related