Experts warn against using Klarna to pay for Deliveroo takeaways

Stay ahead of the curve with our weekly guide to the latest trends, fashion, relationships and more Stay ahead of the curve with our weekly guide to the latest trends, fashion, relationships and more Stay ahead of the curve with our weekly guide to the latest trends, fashion, relationships and more SIGN UP I would like to be emailed about offers, events and updates from The Independent. “Having fast food delivered should be considered a treat for now and again, and if you can’t afford to do it, you shouldn’t.” She added: “I think it’s irresponsible of Deliveroo to offer this as an option and need to seriously reconsider this move ASAP.” Michelle Highman, chief executive of The Money Charity, added: “Put simply, the BNPL model is an alternative method of accessing credit and in theory gives consumers greater freedom and choice in their purchasing power, which is broadly a good thing for increasing people’s financial wellbeing. “If you find yourself needing to turn to BNPL to get through the month then this should raise a concern; while racking up debts on takeaways, an expenditure which would almost certainly always go into the ‘wants’ rather than ‘needs’ list, is clearly to be avoided.” The three payment options offered by Klarna on Deliveroo The move has also been condemned by Rosie Parry, Labour councillor for Deptford in southeast London, who called both brands “gross predators” for encouraging customers to use BNPL services amid the cost of living crisis. A spokesperson for Klarna told The Independent: “People have been paying for food deliveries with credit cards and overdrafts for decades but they’ve been stung by rip-off fees and extortionate interest, so it’s time consumers had the choice of a healthier alternative where they only ever pay the original cost of the purchase.” Deliveroo also insisted it is providing customers with “more choice and more flexibility with a safe, secure way to pay online”. The convenience and ease of BNPL can also causes those with less financial experience to make impulse purchases and access credit without realising there can be serious financial consequences if they fall behind on repayments.” “Unregulated BNPL is putting consumers at risk of financial difficulty and problem debt and we urge the government to act as soon as possible.” If you’re struggling with your financial situation or debt, you can get in touch with StepChange or any of the charities and groups mentioned above.