Ready for your first credit card? Here’s what you need to know

If you have started a new job or are considering expanding your credit, choosing a credit card might be a good option. Identity proof Address proof Income proof Passport size photographs Some points to keep in mind while getting your first credit card Fees: Credit cards have various fees such as annual fees, joining fees etc. When you get your first credit card, try to get one with zero annual fees or fewer fees. With the limited options, choose a card that provides maximum rewards to get the most out of your first credit card. Additionally, try to get your first credit card from a bank with which you have an existing account, for easier approval.