How to read your credit report and safeguard your information? A step-by-step guide
History holds significance as it helps understand past events, which aids in making sense of the present, and taking informed decisions for the future. It includes: Personal & financial information Credit & debit information Information about extraordinary events Understanding your credit report A good credit report is a reflection of the individual’s financial discipline and creditworthiness. To fully understand and improve your credit report, it’s important to start by reviewing the following key elements: Personal details— Always verify your name, address, phone and identity – e.g. A credit score scam is a type of financial fraud that involves stealing an individual’s identity and/or personal information to open a credit account, take a loan, or make unauthorised purchases. Proactively seek help— Despite all these measures, if you fall victim to a credit report scam or an identity theft, make sure to proactively report the same, using the provisions available under the law.
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