Mutual Funds: Does the date of SIP make a difference to the long term wealth creation?
3 weeks, 4 days ago

Mutual Funds: Does the date of SIP make a difference to the long term wealth creation?

Live Mint  

If you are planning to invest in a mutual fund, then the better way to do is through an SIP instead of lumpsum. There are some investors, meanwhile, who believe that investing in an SIP on a particular date makes a difference to wealth creation. Time over timing One wealth advisor we spoke to argues that it is the ‘time’ instead of ‘timing’ of investment which determines long-term wealth creation. Key factors which impact wealth creation Rupee cost averaging: Since the purpose of SIPs is to average out the cost of investment over time, the exact date of investment would barely leave any impact. Salary day: Many investors prefer to set the SIP date soon after their salary is credited to make sure that adequate funds are available in the bank account.

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History of this topic

SIP: pause and restart, or continue?
3 weeks, 4 days ago

SIP: pause and restart, or continue?

The Hindu  

Some critics argue that systematic investment plans expose your investments to high risk when market valuations are rich. Also, the more frequently you try to time the market for multiple investments, the more you are likely to risk making suboptimal decisions. The tenure of an SIP on a passive equity fund must preferably match the time horizon for a life …

Investing in mutual funds does not start and end with just SIPs
1 month ago

Investing in mutual funds does not start and end with just SIPs

Live Mint  

Once a niche concept, systematic investment plans have become a household name in India, with over 10 crore accounts fuelling the country’s investment boom. While they promise discipline and long-term wealth creation, the question remains—can SIPs alone secure all financial goals, or is a more diversified approach needed? Key considerations for SIP investors To improve investing outcomes, SIP investors must …

Market top or bottom: When should you start SIPs for maximum wealth creation? Here’s the answer
1 month, 1 week ago

Market top or bottom: When should you start SIPs for maximum wealth creation? Here’s the answer

Live Mint  

Amid an ongoing debate about Indian market valuations, Whiteoak Capital AMC has advised investors to focus on staying invested for the long term rather than worrying about whether their Systematic Investment Plan starts at the peak or trough of a market cycle. The Power of Staying Invested Whiteoak Capital AMC provided an example to illustrate why long-term investing outweighs market …

SIP vs Traditional Savings: Why Millennials Should Choose SIPs
6 months, 3 weeks ago

SIP vs Traditional Savings: Why Millennials Should Choose SIPs

Hindustan Times  

As millennials take on new responsibilities and financial commitments, the choice between SIPs and traditional savings becomes more significant. Higher Growth Potential Equity Mutual Funds, which predominantly invest in equities and equity-related investments in the stock market, offer higher growth potential compared to traditional investment options. Conclusion To sum up, a mutual fund SIP is a compelling alternative to traditional …

How do SIPs Help in Achieving Investment Goals Without Timing the Market?
7 months, 1 week ago

How do SIPs Help in Achieving Investment Goals Without Timing the Market?

Hindustan Times  

Building wealth for the future is important, but most newbie investors think they need to “time” the market and predict rises and falls. SIP: The ultimate way to achieve long-term money goals Rupee Cost Averaging Levels the Playing Field One of the biggest benefits SIPs provide investors is rupee cost averaging. Making SIPs Even Sharper Though SIPs themselves de-risk investing, …

Mutual funds SIP: Why market sentiment doesn’t matter for an investor
1 year, 5 months ago

Mutual funds SIP: Why market sentiment doesn’t matter for an investor

Live Mint  

Mumbai: In continuation to WhiteOak Capital AMC’s earlier SIP report titled, ‘SIP Analysis Report’, the company has come up with further insights on "Which is better, starting SIP at the Top or Bottom?" The report is based on a detailed analysis using long-period data of S&P BSE Sensex TRI and considers all those periods when the equity market has fallen …

Should mutual fund investors raise the amount of SIP along with increase in income? MintGenie explains
1 year, 5 months ago

Should mutual fund investors raise the amount of SIP along with increase in income? MintGenie explains

Live Mint  

Did you recently get an increase in your income? Why should you then raise your SIP now when you are all set to achieve your financial goals without having to do so? On the contrary, they should cap their expenses, and raise investment to achieve financial goals faster, says Sridharan S, a Sebi-registered investment advisor and founder of Wallet Wealth. …

World Financial Planning Day 2023: How are stock SIPs different from mutual fund SIPs and which one to buy?
1 year, 5 months ago

World Financial Planning Day 2023: How are stock SIPs different from mutual fund SIPs and which one to buy?

Live Mint  

Financial growth is not possible without financial planning. Name of the fund Type of fund Monthly SIP in Rs Investment Returns Invested amount in Rs Estimated returns in Rs Total value of returns in Rs Nippon India Large Cap Fund Large Cap 5,000 18.43 6,00,000 11,28,014 17,28,014 Mirae Asset Large Cap Fund Large Cap 5,000 18.34 6,00,000 11,18,111 17,18,111 Kotak …

Mutual Fund Investing: How do step-up SIPs give a boost to your wealth? Here are 4 ways
1 year, 11 months ago

Mutual Fund Investing: How do step-up SIPs give a boost to your wealth? Here are 4 ways

Live Mint  

When we set aside a small amount of money for the future, we understand the power of SIP’s; and when we continue investing and stay invested for a long time, we see the magic of compounding. Have a look at the numbers in the illustration below to see the impact when you add SIP step up as a strategy: Scenario …

Mutual Fund SIP: Is There A Best Date To Start A SIP? Know What Experts Say
2 years ago

Mutual Fund SIP: Is There A Best Date To Start A SIP? Know What Experts Say

News 18  

SIP stands for Systematic Investment Plan, is a way to invest money in mutual funds or stocks on a regular basis. Usually used in mutual funds investment, Under a SIP, investors can invest a fixed amount of money at regular intervals in a selected mutual fund. Experts believe the ideal approach is to stay invested instead of finding the right …

New Year’s resolution? Why start equity mutual fund SIPs from 2023
2 years, 2 months ago

New Year’s resolution? Why start equity mutual fund SIPs from 2023

Live Mint  

Despite volatile markets in 2022, investors choosing mutual funds through systematic investment plans were well rewarded. Under 1-year SIP returns of equity mutual funds categories, FYERS expert pointed out that barring global funds, MNC, pharma, and healthcare sector funds, most schemes across all equity categories delivered double-digit returns. Further, AMFI data revealed that Indian mutual funds have currently about 6.05 …

SIPs in mid-caps offer long-term gains: Study
2 years, 4 months ago

SIPs in mid-caps offer long-term gains: Study

Deccan Chronicle  

Mumbai: On World Savings Day, systematic investment plan, or SIP, is seen as a suitable savings strategy at a time when returns on small savings schemes are becoming less attractive. In India monthly SIP contribution in mutual funds has grown from Rs 3,698 crore in September 2016 to Rs 12,976 crore in September 2022, making it a popular household savings …

What is the ideal investment time horizon for mutual fund SIP?
2 years, 4 months ago

What is the ideal investment time horizon for mutual fund SIP?

Live Mint  

Almost every investor is familiar with the term 'invest in SIPs for the longer term'. Giving an illustration, WhiteOak data shows that the average return in a 3-year SIP period is around 12.9%, while the median return is around 11.9%. If the SIP period is for 8 years, the average and median return comes to around 16.3% and 14.1%. In …

Is this a good time to opt for a bigger SIP?
4 years, 10 months ago

Is this a good time to opt for a bigger SIP?

Hindustan Times  

This is the time when every individual you speak to has loads of advice to give about the economy and the markets Now, the option is to go with the herd and do what everybody is doing—get into worry mode, spread panic and lose focus on our long-term aspirations and goals. •Good businesses make great long-term investments with much lower …

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