Complete your assets portfolio
The HinduSome experts believe that if you do not diversify your portfolio over numerous asset classes, you are overexposing yourself to risk with each fall in the market, and wasting money in the long run. Rule of thumb David Swenson from the Yale Investment Office has come up with the widely popular 20% Rule, which states that at least 20% of your portfolio should be diversified into alternatives to the stock market — often, real estate. Even within real estate, you can diversify your portfolio by spreading it out across a variety of asset classes. Incorporating real estate in a mixed-asset portfolio provides important diversification and inflation-hedging benefits. With the correct asset mix, a well-built real estate portfolio can provide a relatively constant income stream despite market ups and downs.