SIP or STP: Which mutual fund investment option is best for you? | Know here
3 days, 20 hours ago

SIP or STP: Which mutual fund investment option is best for you? | Know here

India TV News  

SIP or STP: Millions of investors use SIPs to invest in mutual funds regularly, but few are familiar with STP. In contrast, STP allows investors to invest a lump sum in a mutual fund, usually a debt fund, and gradually transfer it to equity funds at regular intervals. Key differences between SIP and STP Under SIP, money is deposited directly from the investor's bank account to the mutual fund, thereby promoting disciplined investing without the need for a large initial amount. SIP STP Allows investors to invest a fixed amount regularly in a mutual fund scheme. STP is especially beneficial for investors who have sufficient funds and want to gradually invest funds in equities, thereby reducing the risk of market volatility associated with lump sum investments.

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History of this topic

Mutual fund investment: Why smart investors would opt for SIPs in 2025?
1 week, 4 days ago

Mutual fund investment: Why smart investors would opt for SIPs in 2025?

Live Mint  

Mutual fund investment: As we enter 2025, the growing preference for Systematic Investment Plans in the Indian mutual fund industry continues to gain momentum. This strategy allows investors to remain focused on the long term and not influenced by short-term market dynamics," said Siddharth Maurya, Founder & Managing Director of Vibhavangal Anukulakara Private Limited As for new and small investors, …

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000
1 month, 3 weeks ago

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000

Live Mint  

A systematic investment plan provided by mutual funds enables investors to contribute consistently and systematically to their financial objectives. In this article, we will explain how to accumulate ₹5 crore by investing ₹5,000 monthly through a Systematic Investment Plan, using a mutual fund calculator to help you understand the process better. Courtesy Groww mutual fund SIP calculator Mutual Fund SIP …

SIP Emerges as a Safe Investment Amidst Market Fluctuations | Paisa Live
Trending News
1 month, 4 weeks ago

SIP Emerges as a Safe Investment Amidst Market Fluctuations | Paisa Live

ABP News  

Amid fluctuations in the stock market, investments in Systematic Investment Plans are witnessing a rapid surge. For the first time in October, the monthly mutual fund SIP investments crossed the ₹25,000 crore mark. According to reports, the total amount of SIPs in October reached ₹25,323 crore, marking a significant milestone in the Indian mutual fund industry. SIPs allow investors to …

Unlocking the Power of Systematic Withdrawal Plans: A Comprehensive Guide to SWP
2 months, 2 weeks ago

Unlocking the Power of Systematic Withdrawal Plans: A Comprehensive Guide to SWP

News 18  

This article provides an overview of the Systematic Withdrawal Plan (SWP) and how it works. SWP is a facility offered by mutual funds that allows investors to withdraw a fixed amount periodically from their mutual fund investments. It is suitable for retirees or individuals who require consistent cash flow without having to sell units manually. The key benefits of SWP …

SIP vs Traditional Savings: Why Millennials Should Choose SIPs
4 months, 2 weeks ago

SIP vs Traditional Savings: Why Millennials Should Choose SIPs

Hindustan Times  

As millennials take on new responsibilities and financial commitments, the choice between SIPs and traditional savings becomes more significant. Higher Growth Potential Equity Mutual Funds, which predominantly invest in equities and equity-related investments in the stock market, offer higher growth potential compared to traditional investment options. Conclusion To sum up, a mutual fund SIP is a compelling alternative to traditional …

SIP For Growth, SWP For Income; Which One Is Right For You? Know The Difference Here
5 months ago

SIP For Growth, SWP For Income; Which One Is Right For You? Know The Difference Here

News 18  

SIP and SWP are two popular investment strategies offered by mutual fund houses. Systematic Investment Plan : Purpose: SIP is designed to help you invest money regularly in a mutual fund over a period of time. Systematic Withdrawal Plan : Purpose: SWP is designed to provide you with a regular cash flow from your mutual fund investment. Investor Profile: SIP …

Unlocking Investment Potential: Mutual Funds, SIPs, and ELSS
6 months, 3 weeks ago

Unlocking Investment Potential: Mutual Funds, SIPs, and ELSS

The Quint  

Investing in mutual funds has become increasingly popular among individuals seeking to grow their wealth steadily over time. Systematic Investment Plans : Consistent Wealth Building SIPs offer investors the opportunity to invest a fixed amount regularly, typically monthly, in mutual funds. Equity Linked Savings Schemes : Tax-Efficient Wealth Creation ELSS are mutual funds that primarily invest in equity markets and …

Mutual Funds: How SIPs amplify returns through the power of compounding
6 months, 3 weeks ago

Mutual Funds: How SIPs amplify returns through the power of compounding

Live Mint  

Utilizing systematic investment plans is an excellent strategy for harnessing the potential of compounding to increase your wealth. Accessible initial investment: Putting money in the market through SIPs enables you to begin with a manageable, predetermined amount, eliminating the need for a significant upfront sum. {{^adFree}} {{/adFree}} In contrast to conventional investing, which may demand a substantial initial investment, SIPs …

Building Wealth With SIP Mutual Funds: How To Make The Correct Choice? Here Are Some Top Performing SIP MFs In 2024
7 months, 1 week ago

Building Wealth With SIP Mutual Funds: How To Make The Correct Choice? Here Are Some Top Performing SIP MFs In 2024

ABP News  

Systematic Investment Plans have become increasingly popular amongst investors as a simple and efficient way to invest in the mutual fund market in India. When opting for a SIP mutual fund, it is important to conduct a thorough analysis of all the funds available in the market and access your financial goals. Investment goal - Based on your investment objectives, …

Why New Mutual Fund Investors Must Know These 10 Terms Before Starting SIP
7 months, 1 week ago

Why New Mutual Fund Investors Must Know These 10 Terms Before Starting SIP

News 18  

Imagine this: You’re at a bustling Diwali bazaar, eyes wide with the dazzling array of sweets and savouries. SIP : A SIP allows you to invest a fixed amount of money in a mutual fund scheme at regular intervals. Exit Load: An exit load is a charge that is levied by a mutual fund scheme if you redeem your units …

Mutual Fund SIP or Lump Sum, Which Is A Better Investment Mode For You?
7 months, 2 weeks ago

Mutual Fund SIP or Lump Sum, Which Is A Better Investment Mode For You?

News 18  

When deciding between Systematic Investment Plans and lump sum investments for mutual funds, the better choice depends on various factors, including market conditions, financial goals, risk tolerance, and personal financial circumstances. Modes of Investment in Mutual Funds Investors can choose from different modes of investing in mutual funds, primarily SIPs and lump sum Investments. Disadvantages: Potentially Lower Returns in Bull …

World Financial Planning Day 2023: How are stock SIPs different from mutual fund SIPs and which one to buy?
1 year, 3 months ago

World Financial Planning Day 2023: How are stock SIPs different from mutual fund SIPs and which one to buy?

Live Mint  

Financial growth is not possible without financial planning. Name of the fund Type of fund Monthly SIP in Rs Investment Returns Invested amount in Rs Estimated returns in Rs Total value of returns in Rs Nippon India Large Cap Fund Large Cap 5,000 18.43 6,00,000 11,28,014 17,28,014 Mirae Asset Large Cap Fund Large Cap 5,000 18.34 6,00,000 11,18,111 17,18,111 Kotak …

Mutual funds: 5 different types of SIPs in India and their features
1 year, 5 months ago

Mutual funds: 5 different types of SIPs in India and their features

Live Mint  

Systematic Investment Plan has revolutionised the way Indians invest in mutual funds, offering a disciplined and convenient approach to wealth creation. In this form of SIP, investors contribute a fixed amount at regular intervals, such as monthly, quarterly, or annually. Unlike Regular SIP, where investors need to contribute a fixed amount, Flexible SIP allows investors to vary their contribution amounts …

What is STP and how does it work? An explainer
1 year, 5 months ago

What is STP and how does it work? An explainer

Live Mint  

Retail investors exercise a lot of caution before deciding to invest in a mutual fund scheme. This arrangement is known as systematic transfer plan wherein investors have the option to transfer some of the funds in their portfolio from one plan to another. The funds can be transferred from one fund scheme to another offered by the same fund house, …

What is SIP? All you need to know
1 year, 6 months ago

What is SIP? All you need to know

India Today  

In today's fast-paced world, where financial stability and wealth creation are paramount, SIP has gained considerable popularity. By investing smaller amounts at regular intervals, investors can harness the power of compounding and navigate market fluctuations more effectively. Unlike lump-sum investments, where a significant amount is invested at once, SIPs enable investors to invest smaller amounts at regular intervals, typically monthly. …

Recurring Deposits Or Mutual Funds, What's Better For Investment?
1 year, 9 months ago

Recurring Deposits Or Mutual Funds, What's Better For Investment?

News 18  

The highest-ever monthly systematic investment plans inflow in mutual funds of Rs 12,693 crore was recorded in August 2022. The facility enables investors to make a fixed monthly investment and accumulate funds for immediate requirements. Similar to mutual fund SIPs, a discipline is gained from investing in RDs. Both RDs and SIPs enable investors to make a series of modest …

Mutual Funds: What is the best frequency for SIPs – Monthly, Weekly or Daily?
1 year, 10 months ago

Mutual Funds: What is the best frequency for SIPs – Monthly, Weekly or Daily?

Live Mint  

While most investors are fairly comfortable with the idea of doing monthly SIPs, there are several who are curious to know whether increasing the SIP frequency offers any extra benefits. When you are investing for several years, then the frequency of SIP, whether it is daily or weekly or monthly, doesn’t have a very big effect on the overall returns. …

How much mutual fund SIP should you make to accumulate ₹3 Cr in 20 years?
1 year, 11 months ago

How much mutual fund SIP should you make to accumulate ₹3 Cr in 20 years?

Live Mint  

Mutual funds, one of the best and most used forms of long-term investment, have consistently proven superior performance in terms of returns. However, to build wealth over a long period of 20 or more years, conservative investors should consider investing in Equity large-cap Fund or Equity index funds. “For an individual with a conservative risk profile who plans to accumulate …

Mutual Fund Investing: How step-up SIPs can help you achieve your financial goals faster
2 years, 1 month ago

Mutual Fund Investing: How step-up SIPs can help you achieve your financial goals faster

Live Mint  

Step-up Systematic Investment Plans are a type of investment plan that allows an investor to increase the amount of money they are investing at regular intervals. The way a step-up SIP works is that the investor will start off by investing a fixed amount in the plan. One of the main benefits of a step-up SIP is that it allows …

Mutual funds: Which SIP freqency to select for becoming crorepati?
2 years, 2 months ago

Mutual funds: Which SIP freqency to select for becoming crorepati?

Live Mint  

Becoming a crorepati when you hit retirement would be like a dream come true. You don't even need to burden yourself with a lumpsum investment amount, you can even become a crorepati by investing ₹1,000 on a daily basis. To provide a holistic picture to investors and help them make better-informed decisions for their investments via SIPs, WhiteOak Capital Mutual …

Which is a better investment option for mutual fund SIPs?
2 years, 2 months ago

Which is a better investment option for mutual fund SIPs?

Live Mint  

Mutual funds are diverse investments due to the host of various instruments they offer to park your hard-earned money. Among the three market cap segments, WhiteOak analysis highlights that the mid-cap segment was a good investment option for investors seeking to invest via the long-term SIP route. Data from WhiteOak which takes into consideration 10 Year Monthly Rolling Return from …

What is a Systematic Transfer Plan and how it is different from an SIP?
2 years, 3 months ago

What is a Systematic Transfer Plan and how it is different from an SIP?

Live Mint  

Mutual funds have become a very common way of generating wealth. So the investor invests the entire corpus in a debt fund which is considered safer than equity funds and usually gives a decent rate of return. So instead of money getting deducted from his bank account like in a SIP, the fund is transferred from his debt fund to …

Investment through SIP: How to invest with less risk?
2 years, 3 months ago

Investment through SIP: How to invest with less risk?

Firstpost  

Mutual funds can also be risky, but the risk is less in comparison to direct equity investment We all want to invest our money somewhere where our wealth constantly grows and remains safe. Investing in mutual funds can be a really good avenue for investors who want to increase their money while having low risk of loss. One can put …

Mutual funds: What is Systematic Transfer Plan?
2 years, 3 months ago

Mutual funds: What is Systematic Transfer Plan?

Live Mint  

Hi, please explain what is the concept of STP? If you have to invest a small amount every month in the equity market through mutual fund schemes, you may opt for SIP which is very popular among retail investors. However, if you have a lumpsum amount to invest in the equity market, say ₹5 lakh, ₹10 lakh, or even higher, …

Should you continue with your small-cap mutual fund SIP?
2 years, 6 months ago

Should you continue with your small-cap mutual fund SIP?

Live Mint  

Mutual funds SIP: Following weak global cues, rising inflation and global slowdown concerns, Indian stock market has witnessed heavy sell-off in last few months. So, those SIP investors who have chosen small-cap mutual funds might be thinking whether they should continue their SIP or wait for some time till the equity market gets stabilised. Unveiling investment strategy in regard to …

Should you invest in debt funds through SIP?
2 years, 6 months ago

Should you invest in debt funds through SIP?

Live Mint  

Most of us know Systematic Investment Plan and its many benefits. If you don’t have a lumpsum amount to invest in a debt fund It is essential to remember that SIP is just a tool to invest in mutual funds every month. Investing in mutual funds through SIP allows investors to get more fund units when the market is down. …

SIP Payment to be Easier with UPI Autopay: Can Invest Upto Rs 5,000; Know Mutual Fund Rules
2 years, 9 months ago

SIP Payment to be Easier with UPI Autopay: Can Invest Upto Rs 5,000; Know Mutual Fund Rules

News 18  

Public sector finance company IDFC Mutual Fund has recently announced that it has in an industry-first move enabled UPI AutoPay for initiating registration for Systematic Investment Plans in mutual funds. IDFC Mutual Fund is glad to pioneer UPI AutoPay in the mutual fund industry, aimed at reducing the wait time between registration and commencement of investments via SIP. Commenting on …

₹10,000 monthly turns to ₹11.98 lakh in 5 years in this mutual fund SIP plan
2 years, 9 months ago

₹10,000 monthly turns to ₹11.98 lakh in 5 years in this mutual fund SIP plan

Live Mint  

Mutual funds SIP is one of the investment tool that helps an investor overcome volatility of the equity markets without bothering about the right time to start. In last one year, this mutual fund scheme has given 6.85 per cent absolute return to SIP investors whereas annualised return in this period stands at 12.98 per cent. In last 2 years, …

Top up your SIP to reach financial goals faster
3 years, 7 months ago

Top up your SIP to reach financial goals faster

Live Mint  

MUMBAI: A Systematic Investment Plan, or an SIP, invests a fixed amount every month in a mutual fund. In the above example, a top up of 10% every year cuts down the time needed to reach your Rs1 crore goal to eight years instead of 10. A number of mutual fund houses offer free top up calculators in order to …

Increase your SIPs as income grows
4 years, 10 months ago

Increase your SIPs as income grows

Live Mint  

I am 30 years old, married and expecting a child. I invest ₹4,000 each in Mirae Asset Emerging Blue Chip, SBI Bluechip and ABSL Focused Equity; ₹2,000 each in Frontline Equity, ABSL Tax Relief 96 and HDFC Hybrid Equity; and ₹1,000 each in DSP Tax Saver and Axis LT Equity. My goals are buying a car in five years, buying …

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