Different types of credit scores: What they mean and how to read them

To navigate the world of credit cards and loans in India it is important to understand your credit score. CRIF High Mark Score: CRIF High Mark scores range between 300 to 900, using similar evaluation factors as the others. It analyses financial health based on repayment history, debt levels, credit history length, and recent credit activity. It evaluates borrowers based on similar parameters, including repayment history, credit history length, and credit utilization. A score above 750 indicates a strong credit history, making you eligible for loans and credit cards at the best terms and lowest interest rates.