Making financial resolutions? Keep your list short and specific. Here’s how, experts say

CNN — So you want to get your financial life in order. “You don’t want to accidentally swipe your card and use your bill money,” Aliche said. Emergency savings account: The third account should be an online high-yield savings account for your emergency fund money, with the goal of having at least three to six months’ worth of living expenses. Take it slow If you’re not sure where to start — or just not sure how to attack something that is not on this list but is important to you, here are a few ways to move in the right direction in the first quarter of the new year: Take baby steps: To make progress toward any financial goal, commit to spending as little as an hour every week or even every month on it, said certified financial planner Jaime Eckels, a partner at Plante Moran Financial Advisors. Indeed, when it comes to accomplishing most financial goals, “Accountability is the true hack,” said Aliche, who is running a free Get Good with Money Challenge, a week-long online event starting January 6.