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3 weeks ago
Personal loan: Before zeroing in on a lender, make note of 7 key points
Live MintIf you are all set to borrow a personal loan, then the first and foremost thing that you need to do is to zero in on a bank to borrow the money from. It is recommended that you choose the best personal loan provider after examining your financial needs, carrying out a thorough research, and comparing different lenders and their interest rates. Interest rates and APR: Check the interest rates charged by different lenders. Besides, compare the APR instead of just interest rates, since APR includes fees and gives a clearer picture of the cost of loan. Check Fees and Charges: Some lenders charge a percentage of the loan amount for processing upto a maximum threshold.
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