How can you make payments using a credit card via UPI: Step-by-step guide

The National Payments Corporation of India has collaborated with payment aggregators such as Google Pay, Paytm, and Razorpay to allow credit card transactions over the Unified Payments Interface. This comes after the Reserve Bank of India linked RuPay credit cards to UPI in an effort to combine the benefits of both, providing customers with the quick payment experience of UPI as well as the rewards and short-term credit provided by credit cards. The credit card-UPI linking announcement is expected to provide individuals and merchants with a hassle-free and smooth payments experience as India quickly adopts digital payments for day-to-day transactions. Customers will be able to enjoy the benefits of credit-based payments while making transactions over the UPI network, encouraging the adoption of digital payments in India even further.