Is it smart to have more than one credit card? Weighing the pros and cons

2 months, 1 week ago

Is it smart to have more than one credit card? Weighing the pros and cons

Keeping a credit card in contemporary times is more of a norm than an exception. Nevertheless, it is not uncommon any more for the card users to keep more than one credit card as well. This means one credit card’s bill can be paid by the other, thereby pushing the credit cycle by another 45 days. There are some disadvantages as well Key disadvantages of more than one credit card 1. Additional annual fee: When you get more than one credit card, you stand to pay additional fee towards annual charges.

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Is your credit score at risk? The effects of using multiple credit cards

2 weeks, 5 days ago

Is your credit score at risk? The effects of using multiple credit cards

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How many credit cards should you own? Key tips for managing your finances

1 month ago

How many credit cards should you own? Key tips for managing your finances

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Multiple Credit Cards: Should you own them and how to manage effectively

2 months ago

Multiple Credit Cards: Should you own them and how to manage effectively

Benefits

Multiple Credit Cards: Should you own them and how to manage effectively

2 months ago

Multiple Credit Cards: Should you own them and how to manage effectively

Benefits

Want to improve your credit score? Holding more than one credit card may help

2 months, 4 weeks ago

Want to improve your credit score? Holding more than one credit card may help

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Managing multiple credit cards? Here are 10 essential tips you need

3 months, 4 weeks ago

Managing multiple credit cards? Here are 10 essential tips you need

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Credit Cards: How to manage multiple cards without hurting your credit score? Here are 11 key strategies

4 months, 3 weeks ago

Credit Cards: How to manage multiple cards without hurting your credit score? Here are 11 key strategies

Expenses

Here's How Many Credit Cards An Expert Says You Should Have — And It's Not What You'd Expect

5 months, 2 weeks ago

Here's How Many Credit Cards An Expert Says You Should Have — And It's Not What You'd Expect

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How Many Credit Cards Are Right For You?

1 year, 9 months ago

How Many Credit Cards Are Right For You?

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Know about Pros and Cons of Owning Multiple Credit Cards

4 years, 3 months ago

Know about Pros and Cons of Owning Multiple Credit Cards

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Holding Multiple Credit Cards? Then this is what you need to know!

5 years, 4 months ago

Holding Multiple Credit Cards? Then this is what you need to know!

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Pros and cons of owning multiple credit cards

7 years, 1 month ago

Pros and cons of owning multiple credit cards

Travel

What is better: single or multiple credit cards

8 years, 4 months ago

What is better: single or multiple credit cards

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Already have a credit card? Make note of THESE points when you apply for the next one

1 week ago

Already have a credit card? Make note of THESE points when you apply for the next one

If you already have a credit card and are planning to get another one, it is vital to make note of certain points so that you do not end up …

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Benefits of Having Credit Cards for Last-Minute Shopping

4 weeks, 1 day ago

Benefits of Having Credit Cards for Last-Minute Shopping

When it comes to last-minute shopping, convenience is important. IndusInd Bank Credit Cards for last-minute shopping IndusInd Bank offers a variety of credit card benefits to enhance your shopping experience …

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Balance transfer credit cards: What are the key benefits and how they work?

1 month ago

Balance transfer credit cards: What are the key benefits and how they work?

Are you overwhelmed by your rising credit card debts? Understanding balance transfer credit card You can transfer your current credit card balances to a new card with a lower interest …

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As gold prices spike, should you buy jewellery using your credit card?

1 month, 1 week ago

As gold prices spike, should you buy jewellery using your credit card?

With gold prices rising rapidly, there are investors who are contemplating investing into the precious metal with an intent to earn profits in the near future. While most investors use …

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Overspending on credit cards? Here’s the psychology you need to understand

1 month, 2 weeks ago

Overspending on credit cards? Here’s the psychology you need to understand

The increasing use of credit cards are a part and parcel of life now-a-days with the advantage of rewards, cashbacks etc., for everyday purchases. Understanding the psychology of credit card …

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What is the rule of 72 you should be aware of to avoid credit card debt from rising?

1 month, 2 weeks ago

What is the rule of 72 you should be aware of to avoid credit card debt from rising?

The rule of 72 tells you how long it takes to double the money at the current interest rate. Importantly, this also tells you the tenure during which your credit …

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What are the key advantages of UPI credit cards? Check details here

1 month, 2 weeks ago

What are the key advantages of UPI credit cards? Check details here

If you use a credit card and are obsessed with online payments at the same time, you may want to explore UPI credit cards. UPI credit card, therefore, helps you …

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5 tips for mastering your credit card and avoiding debt traps

1 month, 2 weeks ago

5 tips for mastering your credit card and avoiding debt traps

Credit cards can be a convenient way of acquiring money, with the possibility of paying for things in a while. Here are five ways to use your credit card wisely …

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Do you have a credit card you never use? This is what you can do with it

1 month, 2 weeks ago

Do you have a credit card you never use? This is what you can do with it

If you have a credit card but you have not been able to use it in a long time, then it is not uncommon. 1. Credit score: Even if you’re …

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How does the usage of credit card affect your credit score? An explainer

1 month, 4 weeks ago

How does the usage of credit card affect your credit score? An explainer

Using a credit card affects your credit score in a number of ways. The factors which determine your score include the payment history, credit utilisation ratio and the length of …

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Credit Card vs Charge Card: Know differences and which one is right for you

1 month, 4 weeks ago

Credit Card vs Charge Card: Know differences and which one is right for you

Credit Card vs Charge Card: Very often we see people carrying more cards than cash. Just like a credit card, a charge card allows users to make purchases. However, the …

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Credit Score Risks: What happens when you apply for several credit cards?

2 months, 1 week ago

Credit Score Risks: What happens when you apply for several credit cards?

The credit card landscape is evolving every day. However, applying for multiple credit cards would adversely impact your credit score. Impact of multiple credit card applications on credit score Credit …

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Credit Cards vs. Charge Cards: What sets them apart and which is best for you

2 months, 1 week ago

Credit Cards vs. Charge Cards: What sets them apart and which is best for you

All credit cards come with a pre-set credit limit. No interest charge Charge cards don’t charge interest like credit cards on the outstanding amount carried forward to the next billing …

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Credit cards: What is 45-day interest-free period and how to make the most of it?

2 months, 1 week ago

Credit cards: What is 45-day interest-free period and how to make the most of it?

If you have just started using a credit card, it is understandable to be tempted to use it for a range of expenses. And as you use the card for …

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Should you close your credit card if you are not using it? Make note of these 4 factors

2 months, 3 weeks ago

Should you close your credit card if you are not using it? Make note of these 4 factors

Do you own a credit card that you do not use on a regular basis? It does not harm to keep a credit card without using it so long as …

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Top credit card management tips to boost your credit score: Spend smart, stay secure and more

2 months, 3 weeks ago

Top credit card management tips to boost your credit score: Spend smart, stay secure and more

Credit cards have become an essential tool in today's financial landscape, offering convenience and flexibility. However, inappropriate use of credit cards can negatively affect your financial health, especially your credit …

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5 key factors to keep in mind when paying for a car with a credit card

2 months, 3 weeks ago

5 key factors to keep in mind when paying for a car with a credit card

Purchasing a car is a major financial commitment, and the idea of using a credit card for the payment may seem appealing, particularly if you're aiming to earn rewards. Booking …

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Credit card billing cycle: What is it and how does it work? All you need to know

2 months, 4 weeks ago

Credit card billing cycle: What is it and how does it work? All you need to know

Credit card billing cycle: In today's time, the number of people using credit cards is in the millions. A credit card billing cycle is the period between two statement dates, …

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Credit Card Billing Cycle: How does it affect your cash flow management?

Trending 3 months ago

Credit Card Billing Cycle: How does it affect your cash flow management?

This would make the management of cash flow even harder if it were to conflict with the cash revenue plan. In order to manage finance well, this article seeks to …

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Travel credit cards: 7 key things to know to make the most of rewards

3 months ago

Travel credit cards: 7 key things to know to make the most of rewards

If you are a frequent traveller and often fly to exotic places in India and overseas, it must be common for you to use a travel credit card to claim …

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Credit Cards or BNPL: Which short-term financing option is right for you?

3 months, 1 week ago

Credit Cards or BNPL: Which short-term financing option is right for you?

Short-term finance options have increased in popularity in the fast-paced world of today. Credit cards have several advantages apart from being convenient, such as offering travel insurance, purchase protection, and …

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Your ultimate guide to maintaining a good credit score

3 months, 3 weeks ago

Your ultimate guide to maintaining a good credit score

However, not all these factors affect your credit score equally. For example, if you have 20 credit cards, 20 on-time payments will be recorded on your credit report every month, …

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Credit card: How paying more than the minimum can save you money

3 months, 3 weeks ago

Credit card: How paying more than the minimum can save you money

Credit cards are a great way to make smart payments and earn rewards and great offers on your favourite brands every time you make transactions from your credit card. Credit …

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Why do we spend more with credit cards? The hidden psychology behind it

3 months, 3 weeks ago

Why do we spend more with credit cards? The hidden psychology behind it

Credit cards offer you great rewards and cashbacks through which you can maximise your savings and spend smartly. Credit cards make the payments on your behalf while you do not …

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Charge Card vs. Credit Card: Which one is right for you? Find out

3 months, 4 weeks ago

Charge Card vs. Credit Card: Which one is right for you? Find out

Credit cards have become part of the money handling process in the fast world of today. The differences between credit cards and charge cards are going to be explained here, …

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Credit Card Interest-Free Period: How to use it for debt-free purchases? 5 key tips

4 months ago

Credit Card Interest-Free Period: How to use it for debt-free purchases? 5 key tips

Used in the right manner, interest-free periods for credit cards can be one of the best tools in managing your spending and therefore improving your financial standing. Credit cards usually …

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Save ₹50k annually with the right credit card

4 months ago

Save ₹50k annually with the right credit card

India contributes to over 46% of the world's digital transactions. For example, the Amazon Pay ICICI Bank Credit Card offers: > 5% cashback on Amazon purchases for Prime members. For …

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What is a credit card limit and why is it crucial for your finances?

4 months ago

What is a credit card limit and why is it crucial for your finances?

Credit limits in credit cards greatly impact your money decision making. If you've never used a credit card before, you're likely to have a small limit initially, which you can …

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Should you discontinue your credit card if you are not using it anymore?

4 months, 1 week ago

Should you discontinue your credit card if you are not using it anymore?

Have you just stopped using a credit card? Closing a credit card that you are not currently using is a decision that calls for consideration of several benefits and drawbacks. …

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Credit card: Should you ever use the entire credit limit? How does it impact your credit score?

4 months, 1 week ago

Credit card: Should you ever use the entire credit limit? How does it impact your credit score?

If you use a credit card, you should remember that spending more than the ideal credit limit is not recommended. The ideal credit utilisation ratio is 30 percent. If your …

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Which credit card should you choose? Explore 7 different types

4 months, 1 week ago

Which credit card should you choose? Explore 7 different types

Credit cards are a vital part of modern personal finance, providing convenience, rewards, and financial flexibility. Travel credit cards: It offers frequent travellers air miles, free lounge access, and travel …

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Credit Cards: Are they worth it? A deep dive into their pros and cons

4 months, 1 week ago

Credit Cards: Are they worth it? A deep dive into their pros and cons

Credit cards have, today, become the necessary part of everyone's financial life. Banks or financial institutions issue credit cards, which would allow you to borrow money up to a predetermined …

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What is credit card churning? Should you do it? Benefits, risks and how it works

4 months, 1 week ago

What is credit card churning? Should you do it? Benefits, risks and how it works

Most credit card users are lured to them because of the rewards and benefits they offer. Credit card churning is a method of strategically opening and closing accounts to fully …

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What is a credit card? A comprehensive guide for beginners

4 months, 2 weeks ago

What is a credit card? A comprehensive guide for beginners

In today's hectic world, credit cards are vital tools for managing finances and making purchases. This article attempts to take you through the basics of credit cards, including benefits and …

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Why should you opt for autopay of your credit card bill? 8 key reasons explained

4 months, 2 weeks ago

Why should you opt for autopay of your credit card bill? 8 key reasons explained

If you hold two or three credit cards then you will invariably have multiple credit card cycles to keep track of. Amid tracking all these deadlines, one missed deadline to …

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Which credit card to opt for? Compare them along these 8 key parameters. Check list here

4 months, 2 weeks ago

Which credit card to opt for? Compare them along these 8 key parameters. Check list here

If you are planning to get a credit card sometime soon, it is vital to first carry out the initial research and do an objective comparison between the cards offered …

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Credit card: Three ways in which you must not use it

4 months, 2 weeks ago

Credit card: Three ways in which you must not use it

Credit cards are a simple way to buy something today on a loan, plus it takes just one swipe. Your bank will set a limit on your credit card, hence, …

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Credit Cards: Don’t make these 7 credit mistakes—Protect your financial future

4 months, 3 weeks ago

Credit Cards: Don’t make these 7 credit mistakes—Protect your financial future

Your credit score is an important indicator of your creditworthiness, ability to repay loans, and overall financial health. Similarly, if you don’t pay the credit card outstanding on time, the …

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Credit card: What is a credit card balance transfer, is it a good idea to opt for it?

6 months, 1 week ago

Credit card: What is a credit card balance transfer, is it a good idea to opt for it?

Credit card balance transfer refers to the transfer of credit card balance from one credit card to another usually to buy more time, or to save on interest rate, or …

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Before you sign up for a store credit card, know what you’re getting into

6 months, 1 week ago

Before you sign up for a store credit card, know what you’re getting into

With holiday shopping season around the corner, experts recommend caution when your favorite store offers you a credit card. Store credit cards as a way to build credit history Store …

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How does credit card work? A beginner’s guide to maximising rewards

6 months, 2 weeks ago

How does credit card work? A beginner’s guide to maximising rewards

Credit Card: Beginners should learn about credit cards to use them wisely. A credit card is a form of borrowing with a defined credit limit offered by a bank or …

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