5 easy and efficient methods for saving money from your monthly salary

4 weeks ago

The Psychology of Retirement Income: From Saving to Spending

The narrative of a miserly, Scrooge-like figure hoarding his wealth for years instead of enjoying his retirement might seem unbelievable—but unfortunately, it isn’t relegated only to fiction. Before retirement, a person may be more susceptible to present bias because their future labor income is uncertain, and they don’t yet feel an ownership of that money. That uncertainty gives them the …

Spending Spend Retirement Income Your Spending

1 month, 1 week ago

5 simple ways to boost your financial confidence

The Independent

Sign up to our free money newsletter for investment analysis and expert advice to help you build wealth Sign up to our free money email for help building your wealth Sign up to our free money email for help building your wealth SIGN UP I would like to be emailed about offers, events and updates from The Independent. Nearly three-quarters …

Financial Savings Money Feel Help Confident Account

1 month, 1 week ago

Saving smiles: The power of Financial Literacy

The Hindu

Financial literacy is all about knowing how to use money wisely. For instance, if you see a toy that you like, but you know you want to save for a special event, you might decide to wait and save instead of spending your money right away. By developing good saving habits now, you’ll be prepared for bigger financial responsibilities as …

India Financial Savings Financial Literacy Money Bank Digital

1 month, 2 weeks ago

Credit Cards: How can I create a budget for my spending via card?

Live Mint

If you have started using credit card, you need to create a budget for your spending. Set a limit of spending for each category: It is vital to review your spending habits and set reasonable limits for categories where you tend to use your credit card. Monthly credit card goals: Set a target for total monthly credit card spending based …

Credit Credit Card Spending Card Need Set Monthly

1 month, 2 weeks ago

How to plan a secure retirement with fixed-income and low-risk funds?

Live Mint

Approaching retirement, especially when you’re responsible for your family’s well-being, comes with mixed feelings—excitement, and a bit of apprehension. If you’re like many people nearing retirement, you're probably asking: How can I make sure our savings provide us with a stable, reliable income without risking it in volatile markets? Here’s why SWPs are particularly valuable for retirement: Steady Cash Flow …

Growth Market Equity Income Plan Funds Withdrawal

2 months, 1 week ago

7 Surprising Money ‘Rules’ Most People Don’t Know (But Should)

Huff Post

LOADING ERROR LOADING You’ve probably heard common financial advice like keeping a budget and trying not to spend more than you make. “It’s extraordinarily easy now in our society to spend money without thinking about it,” said Anne Lester, author of “Your Best Financial Life.” “You can sign up for auto-renew … you see something cute on Instagram, you go …

Financial Money Budget Investment Spending End Lester

3 months ago

5 things you can negotiate to save money on household bills

Salon

Not all of us can "side hustle" our way to extra money. I have successfully negotiated everything from monthly bills like my cell phone, internet, car insurance and credit cards. With a few different competitor offers, I'll call my provider and let them know I want to cancel my service and switch because I found an offer at a much …

Insurance Credit Pay Card Rate Rates Lower

3 months, 3 weeks ago

Tips and tricks to save money amid a cost-of-living crisis

ABC

As Australia's cost-of-living crisis continues, most of us are feeling the pinch in some way. Dollar Day: Fuel John: "Another good way to save money is to turn off your engine when it's parked. Sarah: "With your car, make sure you've got air in your tyres, take all the stuff out of it you don't need, and service it regularly …

Insurance Financial Car Phone Sim Need Things

4 months, 1 week ago

To save more money, avoid these 5 common financial mistakes

NPR

To save more money, avoid these 5 common financial mistakes toggle caption rob dobi/Getty Images Yanely Espinal was teaching a workshop on financial education this summer when a member of the building's cleaning staff came up to her. Sponsor Message Mistake 3: Not putting your money in a high-yield savings account If your cash is in a traditional savings account, …

Financial Savings Credit Loan Account Your Money Your Savings

4 months, 2 weeks ago

Monika Halan “Don’t get taken in by get-rich-quick schemes”

Hindustan Times

Considering the significant emotional and financial turmoil that families face after the untimely death of a loved one, what strategies do you recommend to overcome procrastination in documenting financial particulars? Starting with basic information like your PAN and Aadhaar, other important parts of your life like a list of doctors, agents, financial planner, lawyer, details of your utilities, your club …

Markets Market Financial Life Equity Way Book

6 months, 2 weeks ago

How to manage your rising electricity bill and save money? Tips and tricks

India TV News

As temperatures shoot up during summer, so do our electricity bills. One must keep their AC temperature between 24 to 26 degrees Celsius not only to maintain comfort but also to reduce electricity consumption significantly. Harness solar energy Today, there are several ways to save electricity, and installing a solar panel could be one way to save power. Use energy-efficient …

Energy Temperature Electricity Power Bill Appliances

7 months, 2 weeks ago

I Have a Six-Figure Savings Account. It’s Completely Useless.

Slate

Pay Dirt is Slate’s money advice column. —Bad News Bearer Dear Bad News Bearer, Your wife must be under immense stress: She’s in her first year as an attending physician, getting used to all that working full-time entails. Once you learn how to talk to each other about money, find a financial advisor you can trust to help you plan …

Financial Money Pay House Help Way Pay Dirt

7 months, 3 weeks ago

7 Surprising Money ‘Rules’ Most People Don’t Know (But Should)

Huff Post

d3sign via Getty Images There's more to money management than setting a budget. “It’s extraordinarily easy now in our society to spend money without thinking about it,” said Anne Lester, author of “Your Best Financial Life.” “You can sign up for auto-renew … you see something cute on Instagram, you go tap and boom, you bought it.” But being able …

Financial Money Budget Investment Spending End Lester

10 months, 3 weeks ago

How to constitute your finances

New Indian Express

India celebrated its 75th year of being a republic. A persistently high inflation rate eats into your savings, and you are left with money that has lesser value than before. There are 50 crore permanent account numbers or PAN card holders and similar bank accounts in India. However, there are merely 4.2 crore unique mutual fund investors. That is despite …

India Invest Pan

11 months, 3 weeks ago

New Year, New Budget: Unlock financial freedom with the 50/30/20 rule

Live Mint

The New Year has begun and so has commenced people’s search for that particular recipe that would yield the best returns on their investments in the long run. A widely embraced and simple budgeting framework, this rule recommends dividing your post-tax income into three categories: Allocate 50 per cent to necessities: This includes crucial expenses like housing, food, transportation, utilities, …

Expenses Financial Budget Income Budgeting Cent Rule

11 months, 3 weeks ago

How to save money in every area of your life in 2024

The Independent

Sign up to our free money newsletter for investment analysis and expert advice to help you build wealth Sign up to our free money email for help building your wealth Sign up to our free money email for help building your wealth SIGN UP I would like to be emailed about offers, events and updates from The Independent. Health and …

Food Offers Help Save Shea Knight Free Money

1 year ago

8 ways to plan your finances for a secure and prosperous New Year

Live Mint

As we approach the upcoming New Year, it’s an ideal moment to assess your financial situation and establish goals for the upcoming year. This checklist encompasses: Deciding your financial goals Effective financial planning is essential for successfully navigating various life stages and realizing your financial objectives. Churn your assets for effective portfolio rebalancing Establishing a desired asset allocation and effectively …

Retirement Financial Planning Planning Financial Assets Goals Retirement Planning

1 year, 2 months ago

Here are seven saving strategies you may not have tried yet

LA Times

Given higher prices all around and the upcoming holiday shopping season, saving money is more important than ever, but it’s also hard to do. “Saving is your margin,” said Eric Maldonado, a certified financial planner and owner of Aquila Wealth Advisors. “When things happen — your car breaks down or there’s a layoff, or smaller stuff like gifts for the …

Financial Money Saving Month Ask Maldonado Curbside Pickup

1 year, 3 months ago

How students heading to university can save some cash and budget wisely

The Independent

Stay ahead of the curve with our weekly guide to the latest trends, fashion, relationships and more Stay ahead of the curve with our weekly guide to the latest trends, fashion, relationships and more Stay ahead of the curve with our weekly guide to the latest trends, fashion, relationships and more SIGN UP I would like to be emailed about …

Heritage Students University Money Free Our Weekly Guide Cover

1 year, 3 months ago

Mastering the art of budgeting: How Gen Z and millennials can take control of their money

Live Mint

Let’s be honest; for most people, budgeting is one of the most tedious activities that one can engage in. So here are a few tips, especially for the youth, to get started on budgeting: Set financial goals Unless you have specific goals, managing money is just an academic exercise in which you will soon lose interest. Your long-term goal should …

Expenses Financial Budget Income Invest Financial Freedom

1 year, 4 months ago

Budgeting To Liquidity, 5 Tips For Proper Savings

News 18

Our expenses seem to be increasing every passing day, while salaries remain stagnant. While essential expenses such as rent, groceries, transportation, and sustenance are inherent, it’s the discretionary expenditures that often wreak havoc on financial stability. Borrowing Wisely: Balancing Need and Control While responsible borrowing, such as pursuing education or homeownership loans, can be beneficial for achieving long-term goals, it’s …

Financial Savings

1 year, 6 months ago

How can “Pay Yourself First” budgeting help you reach your financial goals faster?

Live Mint

There are various budgeting methods that you can use to allocate income towards expenses and investments. However, the pay yourself first budgeting method prioritises investments towards financial goals over discretionary expenses. In this article, we will understand the pay yourself first budgeting method, how it differs from other conventional budgeting methods, and how you can follow it to achieve your …

Expenses Financial Investments Pay Budgeting Method Monthly

1 year, 6 months ago

Pocket Money Secrets For Students: 10 Tips And Tricks To Save Money And Relax

News 18

Saving pocket money is crucial for students as it serves multiple purposes. Moreover, saving pocket money allows students to work towards their long-term goals, whether it’s funding higher education, realising a dream vacation, or purchasing a specific item. Here are some tips for students to efficiently utilise their pocket money: Set a budget: The first step to managing your pocket …

Financial Saving Spending Help Pocket Your Spending Pocket Money

1 year, 8 months ago

Personal Finance Gurus Share The Top Tips They Want Everyone To Know

Huff Post

Vera Kandybovich/ EyeEm via Getty Images Learning about financial tips and tricks is an important step in financial success. “So, I think the first thing, and the biggest one I would say, is to get organized,” said Kimberly Palmer, a personal finance expert at NerdWallet. “I think having an emergency fund is just so crucial to helping you get through …

Finance Personal Personal Finance Financial Savings Money Debt

1 year, 8 months ago

Summer savings: How to plan a budget-friendly summer vacation

India TV News

Summer is the perfect time to explore new destinations, relax on the beach, or embark on thrilling adventures. Here are some tips to help you plan a budget-friendly summer vacation. Set a budget: The first step in planning a budget-friendly summer vacation is to determine how much you can afford to spend. Pack smart: Packing smart can help you save …

Travel Activities Vacation Planning Money Plan Save

1 year, 8 months ago

Portfolio management: Five investment tips for better return on your money

Live Mint

It’s always a great time to hit pause and reassess your financial plans. “This broad approach can help you ensure you are getting the most from your money - whether it’s for saving more or for investing better,” said Nikhil Aggarwal, Founder & CEO at Grip. Satyen Kothari, Founder and CEO at Cube Wealth said one should start by setting …

Expenses Financial Money Budget Goals Set Your Money

1 year, 10 months ago

Creating A Budget For Future Planning; 8 Simple Ways On Achieving Financial Freedom

News 18

Financial freedom is when an individual has enough financial resources to cover their basic needs and still has enough left over to invest, save or spend as they wish. Set financial goals The first step towards achieving financial freedom is setting financial goals. Create a budget Creating a budget is a critical step towards achieving financial freedom. Save and invest …

Retirement Personal Finance Financial Budget Freedom Debt Goals

1 year, 10 months ago

The money habits you need to do daily, weekly, monthly and yearly to save thousands in 2023

Daily Mail

A young finance expert has shared the simple money habits you need to do daily, weekly, monthly and yearly in order to save thousands of dollars in 2023. The Australian founder and CEO of Smart Women Society Téa Angelos, 25, said doing eight things on a regular basis will dramatically boost your bank balance this year - and none of …

Money Need Daily Your Spending Your Bank Balance Téa

1 year, 11 months ago

How to start a new savings habit in 2023 – and stick to it

The Independent

Sign up to our free money newsletter for investment analysis and expert advice to help you build wealth Sign up to our free money email for help building your wealth Sign up to our free money email for help building your wealth SIGN UP I would like to be emailed about offers, events and updates from The Independent. Emma-Lou Montgomery, …

Savings Money Saving Start Need Set Save

1 year, 11 months ago

Ways to manage your budget in tough times: 6 tips

India TV News

Managing a budget during tough economic times can be challenging, but it is crucial for maintaining financial stability. Create a savings plan: It's important to have a savings plan in place, even during tough times. Even a small amount can grow over time, and having an emergency fund to fall back on can help provide peace of mind during difficult …

Expenses Savings Budget Debt Tough Your Budget Tough Times

1 year, 11 months ago

How to make your money stretch until January pay day

The Independent

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. “From here, you can see what you’re left with …

Money Budget Kastrati Drewe

1 year, 11 months ago

Checklist for 2023: Do these 5 things to improve your financial situation this year

Live Mint

With the beginning of the new year, many of us will want to start afresh or improve our lives — whether that means preparing for a job shift, adopting a healthier lifestyle or enhancing our financial situation. Investment in several asset classes, such as equities, bonds, mutual funds, exchange-traded funds, or a mix of all four, reduces the risk of …

Insurance Financial Savings Investment Account

2 years ago

Smart Women Society: Finance whizz shares simple way to save $20,000 in as little as three months

Daily Mail

A finance expert has shared her simple strategy for saving $5,000, $10,000 or $20,000 in as little as three months. Scroll down for video A finance expert has shared her simple strategy for saving $5,000, $10,000 or $20,000 in as little as three months If you want to save a figure like $20k, the key is to break the goal …

Savings Three Months Goal Need Save Account Six Months

2 years ago

How to achieve financial independence? Here are 5 habits

Live Mint

Financial independence means achieving that stage of life where you do not have to care about your post retirement expenses, and any uncertain expenses occurred in life. For example, dividend, rental income, car rentals, and many more ways to get your passive income in line for your financial independence. A well diversified portfolio according to your financial objective and risk …

Emergency Financial Independence Personal Financial Passive Income

2 years, 1 month ago

3 retirement withdrawal strategies that will extend your savings

Live Mint

One of the most pressing decisions that one has to make in retirement is the quantum of withdrawal. For example, if you begin with a retirement nest egg of Rs 100 lakhs and want to withdraw 6% per annum, the withdrawal in the first year would be Rs 6 lakhs. Certain things that must be ensured in such a withdrawal …

Money Strategy Rate Withdrawal This Strategy Bucket Retirement Corpus

2 years, 1 month ago

How to budget: Author shares what 'financial fasting' is and how it can help you can save thousands

Daily Mail

'Sometimes it's better to save money in short sprints,' Frances said The tactic involves living frugally for one week per month Frances Cook, from New Zealand, shared the three-step process on Instagram A finance author has explained what 'financial fasting' is and how to save money A personal finance author has shared a three-step tactic to help you save money …

Investing Stocks Financial Money Fasting New Zealand Help

2 years, 4 months ago

Tracking your spending, budgeting to paying bills: 10 tips for becoming financially independent

India TV News

What does it mean to be independent financially? Saving money, protecting it against inflation and wasteful spending, and building up your capital over time are all important components of financial independence. Create an emergency fund Creating an emergency fund will help you deal with unforeseen circumstances without borrowing money with interest or selling your things to get out of the …

Financial Saving Financial Independence Your Spending Paying Bills

2 years, 4 months ago

Gen Z thinks ‘the money will come back’ on TikTok. Will it?

Live Mint

Our current crop of 20-somethings — the majority of whom are Generation Z — have apparently caught on to the time-honored tradition of “living it up” while young and not worrying about money. A social-media trend that’s recently taken over TikTok features people sharing video or photos from traveling abroad with the overlaying text: “I’ll make my money back, but …

Financial Saving Tiktok Come Your Future Your 20S Set Money

2 years, 5 months ago

5 main things to do now to achieve financial freedom

Live Mint

Some people believe that financial freedom is a far-off fantasy. If you have enough savings, investments, and liquid cash to deal with practically any crisis that life throws at you, you can attain financial independence and become financially independent. Let us now look at some ways to achieve financial freedom Set goals in the present There is a significant difference …

Investing Financial Money Freedom Investments Goals Your Salary

2 years, 6 months ago

How to save money on bills, groceries and other household expenses as cost of living rises

ABC

Cost of living pressures will continue to grow for many Australians, with the RBA lifting interest rates, energy and petrol prices rising and grocery bills skyrocketing. It might seem hard to believe that you can cut your food bill when food prices are rising at a rapid rate, but Ms Allen said there were still plenty of things people could …

Food Interest Rates Interest Spending Cost Rate Shop

2 years, 6 months ago

Reverse Budgeting: When you are always broke at the end of the month

Live Mint

This might be the most common statement when it comes to managing finances, ‘make a budget if you want to get your finances under control.’ There are a plethora of budgeting choices available. Bills payment is essential It's time to pay your expenses after you've established how much you'd like to put aside each month for your savings and investing …

Savings Money Budget Budgeting Spending End Month

3 years ago

How to save $10,000 in a YEAR: The top money hacks of the 2021 revealed

Daily Mail

A free spreadsheet with 52 boxes filled with different sums of money is the key to saving between $1,000 to $20,000 in one year. The money saving 'hacks' by finance platform 'She's on the Money' offer four free spreadsheets online, and throughout 2021 many have found the tactics incredibly useful. Hundreds of women are saving more money every year by …

Money Saving Sheet Save

3 years ago

How to create extra savings by using your talents?

Live Mint

Students who usually have to travel far from home in order to continue their higher studies are often seen to be struggling with managing expenses. Side Hustles Side hustling means making money alongside one's main form of employment or income. So basically, there are ways through which one can earn some extra funds along with working their regular jobs and …

Money Help Way Sites Earn Extra Internships

3 years ago

How to ensure a future income from budgeting?

Live Mint

The need to feel secure is a basic human tendency. Financial advisors generally advise that retirement corpus should equal at least 10 times your annual income. In addition, by starting early, you can enjoy the perks of the “power of compounding” on certain investments, a huge part of which would otherwise be forgiven with each passing year. We explain here …

Retirement Financial Retire Goal Your Goal Your Retirement Future Income

3 years, 4 months ago

Would you use a budgeting app? There are some big pros and cons to consider

ABC

When it comes to staying on top of your finances, many people these days are ditching paper and spreadsheets in favour of budgeting apps. Financial technology legal expert Grace Borsellino from the University of Western Sydney says budgeting apps can be life-changing for people who are struggling to manage their money. The easiest way of using budgeting apps is to …

Financial Data Money Bank Apps Budgeting App

3 years, 6 months ago

How to manage finances during pandemic: Best tips and tricks

India TV News

The sudden outbreak of the Covid-19 pandemic brought everything to a sudden halt. How to plan finances properly Amit Narula, co-founder and director of Money in Minutes, said that a proper planning of finances also ensures a better standard of living. Also, list down your financial goals for the future – these can be short-term and modest like saving for …

Expenses Stress Financial Money Help Plan Manage

3 years, 6 months ago

5 ways to make sure that you are heading for a comfortable retirement

The Independent

Stay ahead of the curve with our weekly guide to the latest trends, fashion, relationships and more Stay ahead of the curve with our weekly guide to the latest trends, fashion, relationships and more Stay ahead of the curve with our weekly guide to the latest trends, fashion, relationships and more SIGN UP I would like to be emailed about …

Pension Our Weekly Guide Your Pension Sure Your Employer Contributions Comfortable Retirement

3 years, 9 months ago

Seven Easy Steps For Young Women to Manage their Money Better

News 18

Gone are the days when only men were expected to be the ones who managed all the finances of the family. Short-term goals are objectives that can be achieved within one year and Long-term goals require more effort, and could take several years to achieve. Having debt can get in the way of meeting financial goals, not only does it …

Women Financial Money Men Debt Saving Goals

5 easy and efficient methods for saving money from your monthly salary

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Ladies, Follow These 3-Key Tips To Save Money

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