Disability Insurance: A Shield for Your Financial Future

1 month ago

Road to healthcare for the disabled paved with no intentions

The lack of insurance coverage for people with disabilities in India, has ensured that for most members of the community, a high out-of-pocket expenditure for health, is the norm. Disability rights activists and persons with disabilities have noted that whether it is private, government insurance or government schemes, the road to access healthcare has been difficult. Coverage under PM-JAY Recently, …

Health Health Insurance Disabilities Card Lack Cover Persons

1 month, 1 week ago

Health Insurance: What are restoration benefits and why do they matter?

Live Mint

If you are planning to buy a health insurance policy for yourself or your family, apart from the regular check-lists of ‘must-have’ options, you should choose a plan that offers restoration benefits. Insurers now offer even unlimited restoration benefits wherein the sum insured is refilled each time it gets exhausted. “The restoration benefit in health insurance is a feature that …

Health Family Benefits Policy Restoration Health Insurance Sum

4 months ago

Star Health rolls out Insurance Policy in Braille

The Hindu

Star Health and Allied Insurance Co. Ltd., announced the launch of India’s first insurance policy ‘Special Care Gold’ in Braille to meet the unique needs of persons with disabilities. This is a significant step towards ensuring that the visually-impaired and blind diaspora can access information and make independent decisions on matters related to their health and finance, said the private …

Star Health

4 months, 3 weeks ago

Surge in number of children on disability benefits since lockdown

The Independent

Get the free Morning Headlines email for news from our reporters across the world Sign up to our free Morning Headlines email Sign up to our free Morning Headlines email SIGN UP I would like to be emailed about offers, events and updates from The Independent. Read our privacy policy The number of parents claiming disability benefits for children has …

Children Claims Dla Disability Benefits

7 months, 3 weeks ago

Pay Day with Elly Desmarchelier: 'Paying my disability tax is no mean feat'

ABC

The ABC's new column where we ask Australians the money questions we don't like to talk about. For Pay Day, Elly shares her salary sacrifice regrets, a Mad Men-inspired furniture investment she stands by, and sheds light on the financial impact of living with a disability. But let's remember that as of 2022, around 10 per cent of people with …

Disability Tax Money Car Work Pay Live

8 months, 1 week ago

Flexible Insurance Benefits Is The Key To Employee Retention Asserts ADP HR Head

Deccan Chronicle

Managing employee health and productivity has become more and more challenging in the post pandemic world. Employers must start to readjust their priorities to provide access to flexible, customizable, and voluntary options for holistic wellness coverage that includes mental health counselling services, geriatric care, advanced pregnancy care, chronic health conditions management, sibling cover, best-in-class feminine care and more. It comes …

Health Insurance Access Care Coverage Employee Needs

10 months ago

6 Reasons Your Health Insurance Claims May Be Denied

News 18

Imagine facing a medical emergency or a sudden property loss, only to have your insurance claim denied. It’s crucial for policyholders to thoroughly understand their insurance policies, disclose all relevant information truthfully and follow the necessary procedures when filing a claim to minimise the risk of denial. Health insurance claims can be denied for various reasons and here are six …

Medical Health Insurance Claim Denied Insurance Policy

1 year, 4 months ago

What are the benefits of comprehensive insurance coverage?

Live Mint

Without sufficient insurance coverage, any individual's financial portfolio would be seriously inadequate. When this happens, having comprehensive coverage across many insurance kinds, such as life, auto, and health, is critical. Comprehensive coverage is usually a good idea because it entitles the policyholder to benefits such as the no-claim bonus and a variety of add-on covers such as zero depreciation and …

Health Insurance Life Coverage Plan Comprehensive Comprehensive Coverage

1 year, 4 months ago

Disabled could be offered more support to work from home under benefits reforms

The Independent

Get the free Morning Headlines email for news from our reporters across the world Sign up to our free Morning Headlines email Sign up to our free Morning Headlines email SIGN UP I would like to be emailed about offers, events and updates from The Independent. Mel Stride said new plans could see those with health conditions which have kept …

Support Work Changes Disabled People Disabled Mr Stride Stride

1 year, 7 months ago

Rights groups demand questions on disability should remain in National Family Health Survey-6 form

The Hindu

Amid fears that the National Family Health Survey, due to commence from July 2023, could be dropping questions on disability from its survey questionnaire, disability rights activists are demanding immediate correction and inclusion. Activists say that whilst NFHS-5 had questions related to disability and had collected data on disabilities, “information from reliable sources confirm that NFHS-6 has dropped questions on …

Health India Disability Data Rights Disabilities Survey

1 year, 8 months ago

Why you should buy health insurance plans for your family

Live Mint

How do you buy a health insurance plan for your family? Why buying health insurance plans is essential “To avoid financial hardship during a medical emergency, it is essential to have adequate medical insurance. “Without health insurance, the costs associated with these types of catastrophic conditions will frequently be higher than what a person could afford to pay out of …

Medical Financial Health Insurance Medical Expenses Your Family Insurance Plans Health Insurance Plans

1 year, 10 months ago

Come out with insurance products for persons with disabilities, mental illness: IRDAI to insurers

The Hindu

Insurance regulator Insurance Regulatory and Development Authority of India has asked general and standalone health insurers to offer a specific cover for Persons with Disabilities, persons afflicted with HIV/AIDS, and those with mental illness. The insurers have been directed to put in place a Board-approved underwriting policy that ensures that no proposal from these categories of population is denied insurance …

Insurance Regulatory Irdai Asked

1 year, 11 months ago

Disability benefits could continue after return to work under new plans

The Independent

Get the free Morning Headlines email for news from our reporters across the world Sign up to our free Morning Headlines email Sign up to our free Morning Headlines email SIGN UP I would like to be emailed about offers, events and updates from The Independent. The Prime Minister last week said the Government is looking at a range of …

Benefits Work System Disabled People Disability Benefits

2 years, 1 month ago

New disability claims double in a year, with more teenagers seeking help

The Independent

Sign up for our free Health Check email to receive exclusive analysis on the week in health Get our free Health Check email Get our free Health Check email SIGN UP I would like to be emailed about offers, events and updates from The Independent. Read our privacy policy Declining health in the UK has prompted new claims for the …

Health Disability Claims Benefit Health Check Disability Benefits Pip

2 years, 2 months ago

Government brings forward planned NDIS review, urges bigger focus on disability scheme's benefits

ABC

A planned review of the National Disability Insurance Scheme is being brought forward to this year, with the federal government promising to work alongside people with disability after a significant breakdown of trust in recent years. Key points: The government has fast-tracked its review of the NDIS It expects the scheme over will cost $8.8 billion more over the next …

Review Ndis Mr Shorten Bill Shorten Shorten Bonyhady Professor Bonyhady

2 years, 8 months ago

Four must-know benefits of health insurance riders

Live Mint

NEW DELHI: Buying health insurance riders makes the existing policy more comprehensive, boosting coverage and providing added features. So, it is best if you consider buying an appropriate rider policy to supplement your basic health insurance plan’s coverage. This piece looks at benefits of such riders: Enhances coverage at low cost: Adding riders to existing health insurance policy is necessary …

Health Policy Insurance Rider

2 years, 9 months ago

India must look at uniformity of insurance

Live Mint

Around two years ago, Insurance Regulatory and Development Authority, the insurance regulator, under its previous chairman, kick-started the standardization of insurance products with health insurance. Especially long-term products like term life and health insurance, where customers commit big premiums for the long term, in most cases for their lifetime. As per our check on the IRDAI portal, there have been …

Life Products Health Insurance Term Policies Product Regulator

3 years, 1 month ago

Wheelchair users can face hefty costs not covered by insurance

LA Times

Beth Smith at a park near her home in Albany, Calif. Smith is part of a lawsuit against Kaiser Foundation Health Plan and a California state agency alleging discrimination against disabled people. And her insurance plan caps its coverage for wheelchairs and other “durable medical equipment” at $2,000 a year, she said — far less than the $17,000 cost of …

Health Insurance Medical Equipment California Smith Health Plans

3 years, 2 months ago

The workers keeping their disabilities secret

BBC

The workers keeping their disabilities secret Getty Images Disabled and chronically ill workers fear they’ll be penalised for revealing their conditions. There’s little concrete data on how many people like Grace are disguising a disability in the workplace – but experts believe stigma surrounding many disabilities and long-term illnesses means it isn’t uncommon for individuals to keep their condition quiet …

Pandemic Disability Remote Work Grace Work Workers Pain

3 years, 5 months ago

Calls for ‘radical new approach’ to reduce disability employment gap

The Independent

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. “The Government is not far from meeting its current …

Support Employment Disability National Work Disabled People Autistic

3 years, 6 months ago

Changing career plans due to disability

ABC

When I was just a kid, all I wanted to be a was a pilot. Retinitis pigmentosa is a degenerative eye disease that causes gradual vision loss, night blindness, severe tunnel vision and eventually blindness. People with low vision and blindness want to fight against stereotyping Photo shows A woman wears a pink robe and lays next to her guide …

Career Vision Work Plan My Disability

3 years, 9 months ago

Buy health insurance to save tax, cover medical emergencies

Live Mint

Policy Insurance Parents Health Insurance Premium Claim Your Father

4 years, 5 months ago

Spike in demand for disability support prompts concern over worker shortage

ABC

After a dramatic drop in demand in the midst of the coronavirus pandemic, a disability service in Far North Queensland is seeing a surge in people wanting to access services. Key points: A surge in disability service demand has highlighted a worker shortage in the industry Low wages and competition within the industry have been identified as problems in attracting …

Disability Services National Service Demand Sector Staff

4 years, 8 months ago

Disability workers on the front line say they still need more coronavirus protections

ABC

Clint Logan has a full-time job and lives independently in the city of Palmerston near Darwin, but like many thousands of Australians he needs help from the National Disability Insurance Scheme to do so. Key points: A UNSW report has described disability support staff as the "forgotten" workers during the pandemic A UNSW report has described disability support staff as …

Support Services Care Need Aged Unsw Ppe

4 years, 10 months ago

Freelancer disability insurance plan would cost €85 to €150 a month

Dutch News

Unions and employers organisations have presented their plans for compulsory disability insurance for freelancers and the self-employed to social affairs minister Wouter Koolmees. The plan, first leaked to the Financieele Dagblad last week, would see freelancers paying between €85 and €150 a month for the insurance policy, which would guarantee them a maximum €1,650 a month in income after a …

Plan Insurance Policy

4 years, 10 months ago

Freelancer disability insurance plan would cost €85 to €150 a month

Dutch News

Unions and employers organisations have presented their plans for compulsory disability insurance for freelancers and the self-employed to social affairs minister Wouter Koolmees. The plan, first leaked to the Financieele Dagblad last week, would see freelancers paying between €85 and €150 a month for the insurance policy, which would guarantee them a maximum €1,650 a month in income after a …

Plan Insurance Policy

5 years, 2 months ago

Disabled workers ‘paid £3,000 less per year than other employees’

The Independent

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. Read our privacy policy Disabled workers are paid 15 …

Work Disabled People Disabled Tuc Disabled Workers

5 years, 2 months ago

Mental health illness, stress and menopause related ailments to be included in insurance cover

Firstpost

Epilepsy, HIV/AIDS, Alzheimer’s and Parkinson’s, physical disabilities will not be covered by insurance policies. Age-related ailments like knee cap surgery, cataract and menopause and puberty related disorders will also be covered by insurance. Here is a list of diseases that are permanently excluded: Sarcoidosis Malignant neoplasms Epilepsy Heart ailments like congenital and vulvar heart diseases, chronic rheumatic heart diseases, stroke, …

Health Menopause Insurance Mental Policies Cover Insurance Companies

5 years, 7 months ago

The struggle to get and keep employment when you have a disability

ABC

For those with disabilities, it's not just hard getting a job, it can be a struggle to feel secure and challenged, say two Australians with firsthand experience. "Having a meaningful job is hard, because … they see you have a wheelchair and assume you can't travel, without actually asking you," says Abigail*. "I wasn't really expecting anything but I wanted …

Job Disability Work Normal Eric Photo Hard

5 years, 9 months ago

Not enough insurance cover for autism treatment

Hindustan Times

Signs of Autism Spectrum Disorder, a developmental condition that affects a person’s social communication and play skills, can be seen in children as young as 8-12 years of age. “When it comes to autism, the insurance policy provides coverage for ₹1 lakh a year for ₹250,” said Aditi Jha, case-cordinator at Ummeed Child Development Center. “Private insurance scenario is not …

Insurance Children Autism Child Cover Insurance Cover Health Plan

5 years, 10 months ago

The road to social protection, beyond jobs

Hindustan Times

What do the flower seller on the corner of your street, the food app-based delivery man, the person tasked to pick up garbage from your home, and the growing army of professional freelancers, have in common? Our analysis in the flagship 2019 World Development Report released in January offers three salient findings that can help shape the future of social …

India Protection Workers Health Insurance Income Social Protection Social Insurance

Disability Insurance: A Shield for Your Financial Future

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