Google Pay Is A Third Party App Which Operates Within the Regime Set Up By National Payments Corporation of India: Google Informs Delhi HC
4 years, 5 months ago

Google Pay Is A Third Party App Which Operates Within the Regime Set Up By National Payments Corporation of India: Google Informs Delhi HC

Live Law  

Google India has informed the Delhi High Court that Google Pay is a third party application for providing United Payments Interface service to various banks and it works within the regime and as per the guidelines of National Payments Corporation of India. The information was provided to the Division Bench of Chief Justice DN Patel and Justice Prateek Jalan in a plea seeking a ban on Google Pay for allegedly violating the law governing payments banks. As it is clarified by the Reserve Bank of India in its counter affidavit, Google Pay is just a third party app and it is not registered as a Payments Bank so as to make it subject to the regulations of NPCI. The counter affidavit further states that: 'Google Pay is also not the operator of a pre-paid payment instrument / wallet and is also not a PSP Bank regulated by RBI under the Banking Regulation Act, 1949, and accordingly the question of requiring an approval from the RBI does not arise since Google Pay does not perform any of these roles/ functions.'

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History of this topic

Google Pay adding UPI Circle to help add secondary user in payment app
3 months, 3 weeks ago

Google Pay adding UPI Circle to help add secondary user in payment app

The Hindu  

Google Pay, during the Global Fintech Fest 2024, shared that it is adding UPI Circle feature in the Pay app to enable your family or close and trusted friends to make UPI payments without adding their own bank accounts. As an existing UPI user on Google Pay, you can add your family members or friends as secondary users to your …

Google Wallet is now available for Android users in India
7 months, 2 weeks ago

Google Wallet is now available for Android users in India

Hindustan Times  

Tech titan Google on Wednesday launched the Google Wallet app for Android users in India, allowing them to securely store essentials like boarding passes, loyalty cards, event tickets, and public transport passes. "Google Pay is not going anywhere, it will remain our primary payment app, Google Wallet is specifically tailored for non-payment use cases," Ram Papatla, GM and India Engineering …

Google Wallet launched for Android users in India: How to download it and what will happen to Google Pay?
7 months, 2 weeks ago

Google Wallet launched for Android users in India: How to download it and what will happen to Google Pay?

India TV News  

Google has finally unleashed the most speculated Wallet app in the Indian market. The Google Wallet app will allow smartphone users to make contactless payments using either- debit or credit cards. According to PTI, Google has further introduced a private digital wallet for Android users in India, enabling them to store cards securely, keys, tickets, passes and IDs, an official. …

Google reinstates Indian apps, will require payment of dues
9 months, 2 weeks ago

Google reinstates Indian apps, will require payment of dues

The Hindu  

Google is reinstating dozens of apps that were delisted by the company on March 1 for resisting the firm’s platform fees on in-app payments, the tech company said in a statement on March 5. “In the spirit of cooperation, we are temporarily reinstating the apps of the developers with appeals pending in the Supreme Court,” a Google spokesperson said, referring …

Google mulls removing apps by 10 companies in India for not paying service fee
9 months, 3 weeks ago

Google mulls removing apps by 10 companies in India for not paying service fee

Hindustan Times  

Alphabet Inc's Google will enforce action against the apps of 10 companies for not paying a service fee for the usage of its app store platform in India, including potentially de-listing their apps, the tech giant said on Friday. Companies including Walt Disney and Tinder-owner Match have previously sued Google over its policy of imposing a "service fee" of 11%-26% …

Supreme Court Issues Notice To Google India On Indian App Developers' Plea Against Play Store Billing Policy
10 months, 1 week ago

Supreme Court Issues Notice To Google India On Indian App Developers' Plea Against Play Store Billing Policy

Live Law  

The Supreme Court on February 2 issued notice on a petition to Google India on petitions filed by filed by tech start-ups challenging Google Play Store's billing policy as exploitative. However, a bench comprising Chief Justice DY Chandrachud, and Justices Manoj Misra and Satish Chandra Sharma refused to immediately stay Google's decision to remove apps from its Play Store over …

Google bets on digital payments to tap India's vast SME sector
1 year ago

Google bets on digital payments to tap India's vast SME sector

Live Mint  

Google is betting on digital payments and wants to tap into the SME sector in India. Sanjay Gupta, country head and vice president of Google India, in an conversation with Mint, outlined the company's future direction and revenue models. I joined Google four years back, and this is one of the most exciting times in India. In the last three …

Google to assemble Pixel phones in India from 2024
1 year, 2 months ago

Google to assemble Pixel phones in India from 2024

The Hindu  

Google, Inc. set a 2024 target to assemble its Pixel line of smartphones in India, the firm announced at its annual Google for India event on Thursday. The company said that it was firming up protections against financial frauds, saying it was engaged with the Reserve Bank of India and the National Payments Corporation of India on the issue. Saikat …

Google enters retail loan business in India, Google Pay to launch sachet loans
1 year, 2 months ago

Google enters retail loan business in India, Google Pay to launch sachet loans

Live Mint  

Google India on Thursday announced sachet loans on the Google Pay application to help small businesses in the country. Google India said that merchants in India often need smaller loans, hence, the tech giant launched sachet loans on the Gpay application. The company will provide loans to small businesses at just ₹15,000 that can be repaid in simpler repayment amounts …

Delhi HC rejects PILs seeking Google Pay ban over regulatory and privacy concerns
1 year, 4 months ago

Delhi HC rejects PILs seeking Google Pay ban over regulatory and privacy concerns

Firstpost  

The bench dismissed the argument that Google Pay improperly accesses and collects sensitive user data. The court referred to the UPI Guidelines of 2019, which distinguish between “customer data” and “customer payments sensitive data” The Delhi High Court on Monday dismissed two public interest litigation petitions that aimed to halt the operations of Google Pay in India. Addressing concerns about …

Google-CCI Case: Cross-Pleas To Be Heard By SC In October In Android Mobile Device Case
1 year, 5 months ago

Google-CCI Case: Cross-Pleas To Be Heard By SC In October In Android Mobile Device Case

ABP News  

The Supreme Court on Friday said it will hear on October 10 the cross-pleas of Google and the Competition Commission of India challenging the verdict of an appellate tribunal in a case related to Google's alleged anti-competitive practices in the Android mobile device case. On March 29, the National Company Law Appellate Tribunal had handed out a mixed verdict on …

Google asks India's top court to quash Android antitrust directives
1 year, 5 months ago

Google asks India's top court to quash Android antitrust directives

The Hindu  

Google has urged India's Supreme Court to quash antitrust directives against it for abuse of the Android market, two sources said, as its presses its legal battle against the competition watchdog in one of its most important markets. The Indian tribunal had ruled authorities must prove harm caused by anti-competitive behaviour "but did not apply this requirement" to several of …

Firms resist Google’s fees on in-app purchases, as non-compliance deadline looms
1 year, 6 months ago

Firms resist Google’s fees on in-app purchases, as non-compliance deadline looms

The Hindu  

Dating and matrimonial apps, OTT streaming apps and ed-tech platforms have come together to pressure Google into removing or vastly reducing commissions the search giant charges for in-app purchases on Android smartphones. Last October, the Competition Commission of India ordered Google, among other things, to “not restrict app developers from using any third-party billing/payment processing services, either for in-app purchases …

Google Pay enables Aadhaar-based authentication for UPI activation
1 year, 6 months ago

Google Pay enables Aadhaar-based authentication for UPI activation

The Hindu  

Google launched Aadhaar-based authentication for UPI transactions that will allow users to set up their UPI pin without a debit card. Users looking to onboard UPI via Aadhaar will need to ensure their phone numbers registered with UIDAI and their bank are the same, and their bank account is linked with Aadhaar. How to set up Google Pay using Aadhaar …

Google Pay announces support for RuPay credit cards
1 year, 7 months ago

Google Pay announces support for RuPay credit cards

The Hindu  

Google Pay with NPCI on Tuesday announced support for RuPay credit cards on UPI payments. The RuPay credit card users have to register their cards on Google Pay in order to avail the online and offline UPI transactions, where it is accepted. This feature is available to RuPay credit card holders of Axis Bank, Bank of Baroda, Canara Bank, HDFC …

Indian Government plans action against Google after antitrust breaches
1 year, 7 months ago

Indian Government plans action against Google after antitrust breaches

The Hindu  

India's government plans to take action against Alphabet Inc.'s Google after an antitrust watchdog last year found the group to have abused its market position by indulging in anti-competitive practices, a top IT minister told Reuters. India's antitrust body in October fined Google $275 million in two cases, which involved abusing its dominant position in the Android operating system market, …

Google Faces CCI Inquiry Over Alleged Non-Compliance With Play Store Billing Order
1 year, 7 months ago

Google Faces CCI Inquiry Over Alleged Non-Compliance With Play Store Billing Order

News 18  

The Competition Commission of India on Friday ordered an inquiry into the alleged non-compliance by Google related to the CCI order regarding the Play Store user choice billing policy. The order was in response to the Alliance of Digital India Foundation submission with the Indian market regulator on Google not complying with the CCI directions and introducing user choice billing …

Google billing policy: Tech giant moves Delhi HC against single judge order
1 year, 7 months ago

Google billing policy: Tech giant moves Delhi HC against single judge order

Hindustan Times  

Google on Tuesday moved the Delhi high court challenging the single judge’s direction to the Competition Commission of India to decide the applications filed by the Alliance of Digital India Foundation against the tech giant’s new user-choice billing policy. A clutch of pleas by ADIF, an industry body of startups, had sought direction to Google to keep its proposed User …

Decide plea against Google’s new billing policy by April 26, Delhi HC orders CCI
1 year, 8 months ago

Decide plea against Google’s new billing policy by April 26, Delhi HC orders CCI

Hindustan Times  

NEW DELHI: The Delhi high court on Monday told the Competition Commission of India to decide a complaint filed by Alliance of Digital India Foundation, an industry body of Indian startups, against Google’s new user-choice billing policy and decide the same by April 26. ADIF contends that the UCB was a cloaked version of the GPBS, which projects the hoax …

Shark Tank judge Anupam Mittal calls Google ‘Digital East India company’
1 year, 8 months ago

Shark Tank judge Anupam Mittal calls Google ‘Digital East India company’

Live Mint  

Shark Tank India judge and Shadi.com founder Anupam Mittal on Thursday hit out at Alphabet-owned Google for its ‘illegal’ choice billing system and even went to the extent of calling the company ‘Digital East India company.’ The billionaire investor said that Google is working in disregard to Indian laws and he hopes that the Prime Minister's Office official is taking …

Indian startups go to court to stop Google’s new in-app billing system
1 year, 8 months ago

Indian startups go to court to stop Google’s new in-app billing system

Live Mint  

A group of Indian startups has asked a court to suspend Alphabet Inc Google's new in-app billing fee system until the country's antitrust body investigates the U.S. firm for alleged non-compliance with its directives, a legal filing showed. The Alliance of Digital India Foundation last month asked India's antitrust regulator to investigate Google for devising a new system startups say …

Indian startups go to court to stop Google's new in-app billing system
1 year, 8 months ago

Indian startups go to court to stop Google's new in-app billing system

The Hindu  

A group of Indian startups has asked a court to suspend Alphabet Inc. Google's new in-app billing fee system until the country's antitrust body investigates the U.S. firm for alleged non-compliance with its directives, a legal filing showed. The Alliance of Digital India Foundation last month asked India's antitrust regulator to investigate Google for devising a new system startups say …

Startups go to court to stop Google’s new in-app billing system
1 year, 8 months ago

Startups go to court to stop Google’s new in-app billing system

Live Mint  

A group of Indian startups has asked a court to suspend Alphabet Inc Google's new in-app billing fee system until the country's antitrust body investigates the U.S. firm for alleged non-compliance with its directives, a legal filing showed. The Alliance of Digital India Foundation last month asked India's antitrust regulator to investigate Google for devising a new system startups say …

Match, Indian startups call for antitrust probe of Google in-app billing fee
1 year, 8 months ago

Match, Indian startups call for antitrust probe of Google in-app billing fee

The Hindu  

Tinder-owner Match Group and Indian startups have asked the country's competition body to investigate Alphabet's Google for alleged non-compliance with an antitrust directive by charging a high service fee for in-app payments, filings show. Google later decided to start offering User Choice Billing for allowing alternative payments alongside Google's when purchasing in-app digital content, but the ADIF said in its …

Amounts Paid By Google India To Google US For Seconded Employees Does Not Come Within ‘FTS’ or ‘FIS’: ITAT
1 year, 9 months ago

Amounts Paid By Google India To Google US For Seconded Employees Does Not Come Within ‘FTS’ or ‘FIS’: ITAT

Live Law  

The Banglore Bench of the Income Tax Appellate Tribunal has held that amounts paid by Google India to Google US with reference to seconded employees do not come within the fees for technical services or fees for included services under the Income Tax Act or under the India-US Tax Treaty.The two-member bench of George George K. and Padmavathy S. The …

Google India Denied Reprieve By SC Over Rs 1,337 Crore Fine From CCI Order
1 year, 11 months ago

Google India Denied Reprieve By SC Over Rs 1,337 Crore Fine From CCI Order

News 18  

In a setback to Google, the Supreme Court on Thursday refused to interfere with the National Company Law Appellate Tribunal decision, declining to stay operation of the Competition Commission of India order imposing Rs 1,337.76 crore fine on the tech giant. On January 11, the Supreme Court had agreed to examine an appeal by Google against a decision by the …

‘World is watching’: Centre tells SC on Google’s plea to stay ₹1,337 cr penalty
1 year, 11 months ago

‘World is watching’: Centre tells SC on Google’s plea to stay ₹1,337 cr penalty

Hindustan Times  

The Centre told the Supreme Court on Wednesday that the world is watching India on how it deals with U.S tech giant Google’s plea to seek a stay on a whopping ₹1,337 crore penalty imposed on the company for abusing its dominant position in the Android ecosystem as the top court agreed to take up the company’s application seeking stay …

Supreme Court agrees to hear plea of Google against NCLAT order
1 year, 11 months ago

Supreme Court agrees to hear plea of Google against NCLAT order

The Hindu  

The Supreme Court on Wednesday agreed to hear Google’s plea in connection with a ₹1337-crore penalty imposed on it by the Competition Commission of India for alleged anti-competitive practices in relation to Android mobile devices. Chandrachud said the case would be listed on January 16 after senior advocate A.M. Singhvi, for Google, urged for an early hearing during oral mentioning …

Google to Appeal Android Antitrust Ruling at Supreme Court
1 year, 11 months ago

Google to Appeal Android Antitrust Ruling at Supreme Court

News 18  

NEW DELHI: Google is preparing to approach India’s Supreme Court within days to try to block a ruling by the country’s antitrust watchdog that will force the U.S. company to change how it markets its Android platform, two people familiar with its strategy told Reuters. Google, however, has been worried about the Indian decision as the remedies ordered are seen …

Google V Competition Commision: NCLAT Directs Google To Deposit 10% Of Penalty As Interim Measure
1 year, 11 months ago

Google V Competition Commision: NCLAT Directs Google To Deposit 10% Of Penalty As Interim Measure

Live Law  

The National Company Law Appellate Tribunal, Principal Bench, comprising of Justice Rakesh Kumar and Dr. Alok Srivastava, while adjudicating an appeal filed in Google LLC & Anr. v Competition Commission of India, has admitted Google’s appeal against CCI order dated 20.10.2022, subject to deposit of 10% of penalty amount of Rs. The consumers of Android based smart phones filed a …

Google-CCI Case: Google To Approach Supreme Court, Challenge CCI Ruling On Android
1 year, 11 months ago

Google-CCI Case: Google To Approach Supreme Court, Challenge CCI Ruling On Android

ABP News  

In a bid to stop being forced to change how it markets its massively popular Android platform, tech giant Google is set to approach India's Supreme Court, to block an antitrust ruling by the Competition Commission of India, said a report by news agency Reuters on Thursday. The country's antitrust watchdog had penalised the Alphabet-owned company $161 million for exploiting …

Google to move Supreme Court over anti-trust ruling, ₹1,337.76 cr fine: Report
1 year, 11 months ago

Google to move Supreme Court over anti-trust ruling, ₹1,337.76 cr fine: Report

Hindustan Times  

Google is preparing to approach India's Supreme Court within days to try to block a ruling by the country's antitrust watchdog that will force the U.S. company to change how it markets its Android platform, two people familiar with its strategy told Reuters. Google, however, has been worried about the Indian decision as the remedies ordered are seen as more …

Google set to challenge Android-related antitrust ruling at SC: Report
1 year, 11 months ago

Google set to challenge Android-related antitrust ruling at SC: Report

Live Mint  

Google is preparing to approach India's Supreme Court within days to try to block a ruling by the country's antitrust watchdog that will force the U.S. company to change how it markets its Android platform, two people familiar with its strategy told Reuters. Google, however, has been worried about the Indian decision as the remedies ordered are seen as more …

NCLAT directs Google to pay 10% of Rs 1,337.76 cr penalty; admits appeal for hearing
1 year, 11 months ago

NCLAT directs Google to pay 10% of Rs 1,337.76 cr penalty; admits appeal for hearing

Deccan Chronicle  

New Delhi: The National Company Law Appellate Tribunal on Wednesday directed Google to pay 10 per cent of the Rs 1,337.76-crore penalty imposed on the tech giant by fair trade regulator CCI. The NCLAT direction came over a petition filed by Google, challenging the CCI order on the tech giant abusing its dominant position in multiple markets in the Android …

NCLAT Admits Google Plea Against CCI's Rs 1,338-Crore Penalty, Directs Tech Giant To Pay 10% For Now
1 year, 11 months ago

NCLAT Admits Google Plea Against CCI's Rs 1,338-Crore Penalty, Directs Tech Giant To Pay 10% For Now

News 18  

The National Company Law Appellate Tribunal on Wednesday directed Google to pay 10 per cent of the Rs 1,337.76-crore penalty imposed on the tech giant by the Competition Commission of India. The NCLAT has also agreed to hear Google’s plea challenging the CCI penalty for alleged violations in the Android mobile device ecosystem. On October 20, the CCI had imposed …

NCLAT directs Google to pay 10% of ₹1,337.76 crore penalty; admits appeal for hearing
1 year, 11 months ago

NCLAT directs Google to pay 10% of ₹1,337.76 crore penalty; admits appeal for hearing

The Hindu  

The National Company Law Appellate Tribunal on Wednesday directed Google to pay 10% of the ₹1,337.76-crore penalty imposed on the tech giant by fair trade regulator CCI. In Focus podcast | Why has the CCI levied multiple penalties on Google The appellate tribunal has issued notices to CCI and directed to list the matter on February 13, for hearing over …

Google pauses Play Store billing in India after CCI ruling
2 years, 1 month ago

Google pauses Play Store billing in India after CCI ruling

Live Mint  

Android-maker Google has paused its plans to enforce the Google Play billing system on Indian developers from October 31. Following the CCI’s recent ruling, we are pausing enforcement of the requirement for developers to use Google Play’s billing system for the purchase of digital goods and services for transactions by users in India while we review our legal options and …

Google plans legal challenge to India’s antitrust crackdown on Android-sources
2 years, 1 month ago

Google plans legal challenge to India’s antitrust crackdown on Android-sources

The Hindu  

Google is planning a legal challenge to block a ruling by India's antitrust watchdog to change its approach to its Android operating system, concerned that it will restrict how it promotes the platform, sources with direct knowledge of the situation told Reuters. The Competition Commission of India's Android ruling, despite involving a smaller $162 million fine, has worried Google since …

Google to review its decisions after CCI fines
2 years, 1 month ago

Google to review its decisions after CCI fines

The Hindu  

A day after the Competition Commission of India slapped a penalty of ₹936.44 crore on Google, the company on Wednesday said it was reviewing the decision to evaluate the next steps. The CCI on Tuesday imposed a penalty of ₹936.44 crore on Google for “abusing its dominant position with respect to its Play Store policies”, in the second such penalty …

Google India Responds To Second Setback In A Week: Here’s What It Said
2 years, 1 month ago

Google India Responds To Second Setback In A Week: Here’s What It Said

News 18  

Google India has claimed that it remains committed to its users in the country and is reviewing the decision to take the next steps towards its latest order from the Competition Commission of India on Tuesday. The search engine giant has been penalised for its anti-trust policies where app developers are mandatorily asked to push for payments via the Google …

Google is reviewing CCI's decision to evaluate next steps
2 years, 1 month ago

Google is reviewing CCI's decision to evaluate next steps

India TV News  

Google was hit hard by two back-to-back fines by the Competition Commission of India, and the tech giant has stated today that it is committed to its users and developers and reviewing the decision to evaluate the next steps. Last week, the competition watchdog imposed a penalty of Rs 1,337.76 crore on Google for abusing its dominant position in multiple …

CCI Imposes ₹936.44 Crore Cost On Google, Says Google Play's Mandatory Billing System For Paid Apps & In-App Purchases Unfair
2 years, 1 month ago

CCI Imposes ₹936.44 Crore Cost On Google, Says Google Play's Mandatory Billing System For Paid Apps & In-App Purchases Unfair

Live Law  

The Competition Commission of India on Tuesday said it has imposed a penalty of Rs. The order has been passed in respect of the "mandatory" usage of Google Play's Billing System, for paid apps and in-app purchases - which the CCI said constitutes an imposition of unfair condition on app developers. CCI Imposes ₹936.44 Crore Cost On Google, Says Google …

Google India Faces Second Major Setback, Fined Rs 936 Crore Over Play Store Policies
2 years, 1 month ago

Google India Faces Second Major Setback, Fined Rs 936 Crore Over Play Store Policies

News 18  

Google Tuesday has been hit with a second major penalty in India in less than a week by the Competition Commission of India. Now, the search engine giant has been penalised for its anti-trust policies where app developers are mandatorily asked to push for payments via the Google Play Billing System. The order also states that Google holds a strong …

In second penalty in a week, CCI fines Google ₹936.44 crore for its Play Store policies
2 years, 1 month ago

In second penalty in a week, CCI fines Google ₹936.44 crore for its Play Store policies

The Hindu  

The Competition Commission of India on Tuesday imposed a penalty of ₹936.44 crore on Google for “abusing its dominant position with respect to its Play Store policies”, in the second such penalty on the internet giant within a week. The regulator noted that Play Store is by far the largest app marketplace connecting app developers with users on Android ecosystem …

Google fined ₹936 crore in second antitrust penalty this month in India
2 years, 1 month ago

Google fined ₹936 crore in second antitrust penalty this month in India

Live Mint  

Alphabet Inc's Google was on Tuesday fined $113.04 million or ₹936 crore as India concluded yet another antitrust probe this month. After examination, it was found that “Google has perpetuated its dominant position in the online search market resulting in denial of market access for competing search apps in contravention of Section 4 of the Act. Google has leveraged its …

‘Major setback': Google on Competition Commission's ₹1,338 crore fine order
2 years, 2 months ago

‘Major setback': Google on Competition Commission's ₹1,338 crore fine order

Hindustan Times  

Search engine giant Google on Friday called the ₹1,337.76 crore fine imposed by Competition Commission of India a ‘major setback for Indian consumers and businesses’. On Thursday, the anti-trust watchdog ordered Google to pay a ₹1,337.76 crore fine for ‘abusing its dominant position’ in multiple markets in the Android ecosystem. The CCI noted that Google ‘perpetuated’ its dominant position in …

Google faces pressure in India to help curb illegal lending apps
2 years, 3 months ago

Google faces pressure in India to help curb illegal lending apps

The Hindu  

Alphabet Inc's Google has been asked by the Indian government and the central bank to introduce more stringent checks to help curb the use of illegal digital lending applications in India, according to sources. Even though Google doesn't fall under the Reserve Bank of India's ambit, the U.S. tech giant has been called several times in the last few months …

Google faces pressure in India to help curb illegal lending apps: Report
2 years, 3 months ago

Google faces pressure in India to help curb illegal lending apps: Report

Live Mint  

Alphabet Inc's Google has been asked by the Indian government and the central bank to introduce more stringent checks to help curb the use of illegal digital lending applications in India, according to sources. Even though Google doesn't fall under the Reserve Bank of India's ambit, the U.S. tech giant has been called several times in the last few months …

Google Pay unveils ‘Tap to Pay’ for UPI payments
2 years, 8 months ago

Google Pay unveils ‘Tap to Pay’ for UPI payments

The Hindu  

Google Pay on Wednesday announced collaboration with Pine Labs to unveil ‘Tap to Pay’ for UPI payments, a feature which was earlier available only for payments made through cards. “The functionality will be available to any UPI user who wants to use their NFC-enabled android smartphone to transact using any Pine Labs Android PoS terminal across the country,” the company …

Google Pay Now Supports NFC Payments In India: How To Tap And Pay With Google Pay On Smartphone
2 years, 8 months ago

Google Pay Now Supports NFC Payments In India: How To Tap And Pay With Google Pay On Smartphone

News 18  

Google Pay is getting a tap-to-pay feature that will allow users to pay by just tapping their smartphones to the POS Terminal on card machines that most vendors and stores use. “Tap to Pay for UPI has profound implications for high traffic retail outlets, with queue management hassles poised to be greatly reduced, and taking digital payments at POS well …

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