Find the best Dutch health insurance with this checklist

You only have a few days left to find the best health insurance for 2023. Check what type of healthcare you need First of all, make a list of the healthcare things you require next year, such as: Family doctor visits Hospital medical check-up Medication One dental check-up and 10 minutes of deep cleaning Eight physiotherapy treatments Next, determine what is covered by the basis insurance and what is not: 1, 2 and 3: covered by basic insurance 4 and 5: covered by supplemental insurance Also determine if there are certain small risks you want to insure, just in case, like dental accidents and medical costs abroad. This could be interesting if: You expect to have less than € 385 of basic insurance cost next year You can miss a total sum of € 885 in case something happens Compare prices and policy conditions Now use your list of healthcare needs and deductible preferences to make an online comparison. Be sure to check out Zorgwijzer’s online comparison tool in English and compare the different elements, such as: Price per month Coverage Customer satisfaction Health provider choice Fiddle around with the filters and try to decide whether your supplemental reimbursements weigh up against the premium you are about to pay each month. So check whether you can profit from certain extra services like: A personal health check up A free app that allows you to directly chat with a medical professional A lifestyle programme with cashbacks Free accident insurance Discount at gyms and health clubs Make the switch If you take out a new health insurance before January 1, your new insurance company will make sure: Your old plan is automatically cancelled Your new plan starts on January 1 Moreover, you always have a 14 day reflection period in which you can cancel your decision for free and at no cost.