Should easy-access savers opt for a lower fixed deal NOW to dodge interest rate falls?
1 month, 3 weeks ago

Should easy-access savers opt for a lower fixed deal NOW to dodge interest rate falls?

Daily Mail  

Products featured in this article are independently selected by This is Money's specialist journalists. Morgan Stanley is forecasting UK interest rates to fall to 3.5 per cent by the end of this year, while Goldman Sachs says interest rates will fall to 3.25 per cent by June next year. If interest rates fall by 1.5 percentage points and reach 3.25 per cent in the first half of next year, as Goldman Sachs predicts, this is likely to be reflected across many savings deals. > Compare the best-buy fixed savings rates James Blower of The Savings Guru, says that if rates were to fall to 3.25 per cent, then easy-access savers with £10,000 put away could see their projected annual returns fall from between £450 and £500 per year to between £300 and £325. 'The challenge at present is that savers have seen fixed rates fall from above 6 per cent to below 5 per cent, with easy access rates now higher than fixed rates,' adds Blower.

Savings Interest Rates Interest Fall Cent Rate Likely Rates Best Interest Rate Isa Lower Fixed Rates Savers Savings Rates Fixed Blower  easyaccess  rates  rate  likely  interest  lower  dodge  falls  fixed  opt  savers  deal  cent  fall  savings  best

History of this topic

Major building society launches best buy easy-access rate available in branch, online, post and telephone
1 month, 2 weeks ago

Major building society launches best buy easy-access rate available in branch, online, post and telephone

Daily Mail  

Products featured in this article are independently selected by This is Money's specialist journalists. It comes just as the Bank of England cut interest rates to 4.5 per cent and the wake of most of the best buy savings competition being focused on easy-access cash Isas. Top of the market: Coventry's new Four Access Saver offers a top market rate …

Loyalty to account providers does not pay, savers warned following base rate cut
1 month, 2 weeks ago

Loyalty to account providers does not pay, savers warned following base rate cut

The Independent  

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Save your savings! If your money is in an Isa you need to know about this new sneaky bank trick, reveals savings guru SYLVIA MORRIS. Here's what you need to do...
2 months, 2 weeks ago

Save your savings! If your money is in an Isa you need to know about this new sneaky bank trick, reveals savings guru SYLVIA MORRIS. Here's what you need to do...

Daily Mail  

If you are one of the savvy savers who poured money into their Isas this time last year, you need to watch out. For example, Metro Bank paid a table-topping 5.11 pc on its Limited Edition Variable Rate Cash Isa last January. That has already fallen to 3.1pc during the year – a much higher cut than the 0.5 percentage …

This easy savings move could make you hundreds of pounds richer - but you need to act NOW: SYLVIA MORRIS
3 months, 1 week ago

This easy savings move could make you hundreds of pounds richer - but you need to act NOW: SYLVIA MORRIS

Daily Mail  

A strange pattern is emerging in the world of savings – and it is sure to benefit savvy savers. As you might expect, rates on easy-access accounts are falling, following the Bank of England base-rate cut from 5 to 4.75 per cent last month. Several providers of one-year, fixed-rate bonds increased their rates last week and now pay a generous …

Average fixed savings rates on offer fall to lowest levels for more than a year
5 months ago

Average fixed savings rates on offer fall to lowest levels for more than a year

The Independent  

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. Read our privacy policy Some average fixed savings rates …

Savers around £4bn better off following improvements to easy access rates – FCA
6 months ago

Savers around £4bn better off following improvements to easy access rates – FCA

The Independent  

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Longer-term fixed savings rates dipped below 4% in September, says Moneyfacts
6 months, 1 week ago

Longer-term fixed savings rates dipped below 4% in September, says Moneyfacts

The Independent  

Sign up to our free money newsletter for investment analysis and expert advice to help you build wealth Sign up to our free money email for help building your wealth Sign up to our free money email for help building your wealth SIGN UP I would like to be emailed about offers, events and updates from The Independent. The average …

Expert warning to savers after Bank of England base rate cut
7 months, 3 weeks ago

Expert warning to savers after Bank of England base rate cut

The Independent  

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How much savings interest does YOUR bank pay? Average rate at big five revealed to still be dreadful...
9 months, 2 weeks ago

How much savings interest does YOUR bank pay? Average rate at big five revealed to still be dreadful...

Daily Mail  

It is despite new rules which require them to offer savers 'fair value' The UK's five biggest banks are still failing to offer competitive savings interest despite the Financial Conduct Authority's Consumer Duty rules introduced last summer, new figures reveal. The five banks continue to offer savers easy-access accounts paying less than 2 per cent. Poor performers: The big five …

Highest interest rates for fixed-term deposit savings falls below 4 percent
1 year, 1 month ago

Highest interest rates for fixed-term deposit savings falls below 4 percent

NL Times  

Savers wanting to lock up interest rates for fixed-term deposit accounts will now receive a lower interest rate than before. The highest interest rate dropped back below 4 percent for savings accounts where money may not be accessed for a specified period of time. By lowering this interest rate, banks are signalling their anticipation that the European Central Bank will …

Is your bank still only paying £1.40 for every £100 saved in an easy-access account?
1 year, 4 months ago

Is your bank still only paying £1.40 for every £100 saved in an easy-access account?

Daily Mail  

Big banks are once again in the spotlight for ripping savers off with meagre easy-access rates. On £10,000 savings, Moneyfacts figures show five of the UK's biggest banks' flexible easy-access accounts pay an average interest rate of just 1.85 per cent. Barclays' everyday saver account pays 1.65 per cent, HSBC's flexible saver pays 1.98 per cent, NatWest's flexible saver pays …

FCA tackles poor rates for savers and warns £250bn is sitting in accounts that earn no interest
1 year, 7 months ago

FCA tackles poor rates for savers and warns £250bn is sitting in accounts that earn no interest

The Independent  

Sign up to our free money newsletter for investment analysis and expert advice to help you build wealth Sign up to our free money email for help building your wealth Sign up to our free money email for help building your wealth SIGN UP I would like to be emailed about offers, events and updates from The Independent. It said …

Banks pressed by MPs to make further rate hikes for savings customers
1 year, 8 months ago

Banks pressed by MPs to make further rate hikes for savings customers

The Independent  

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Hunt ‘working on solution’ to ensure banks pass on interest rate rises to savers
1 year, 8 months ago

Hunt ‘working on solution’ to ensure banks pass on interest rate rises to savers

The Independent  

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. Read our privacy policy Chancellor Jeremy Hunt has said …

Savings rates continue to rise with new best buy easy-access and fix
1 year, 8 months ago

Savings rates continue to rise with new best buy easy-access and fix

Daily Mail  

Products featured in this article are independently selected by This is Money’s specialist journalists. The best one-year fix now pays 5.8 per cent while the the best longer term deal pays 5.85 per cent over a three year period. The Bank of England increased base rate 0.5 percentage points to 5 per cent, last Thursday, in its latest move to …

People who get ‘poor’ bank rates should ‘shop around’, Cabinet minister says
1 year, 9 months ago

People who get ‘poor’ bank rates should ‘shop around’, Cabinet minister says

The Independent  

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Savers should ditch and switch if they are not satisfied with rates – Which?
1 year, 9 months ago

Savers should ditch and switch if they are not satisfied with rates – Which?

The Independent  

Sign up to our free money newsletter for investment analysis and expert advice to help you build wealth Sign up to our free money email for help building your wealth Sign up to our free money email for help building your wealth SIGN UP I would like to be emailed about offers, events and updates from The Independent. With millions …

Martin Lewis issues warning ahead of latest interest rates announcement
1 year, 10 months ago

Martin Lewis issues warning ahead of latest interest rates announcement

The Independent  

Get the free Morning Headlines email for news from our reporters across the world Sign up to our free Morning Headlines email Sign up to our free Morning Headlines email SIGN UP I would like to be emailed about offers, events and updates from The Independent. Read our privacy policy Personal finance guru Martin Lewis has urged people in the …

Savvy savers pull $60bn from banks in search of better interest rates - where are the best deals?
1 year, 11 months ago

Savvy savers pull $60bn from banks in search of better interest rates - where are the best deals?

Daily Mail  

Consumers withdrew $60 billion of deposits out of three major banks in the first three months of the year as they chased down better savings rates. Experts at Schwab acknowledged the exodus was due to low savings rates offered by banks, which average 0.37 percent, according to data from the Federal Deposit Insurance Corporation. Dailymail.com breaks down some of the …

Average easy access Isa pays seven times the typical rate offered a year ago
2 years, 1 month ago

Average easy access Isa pays seven times the typical rate offered a year ago

The Independent  

Sign up to our free money newsletter for investment analysis and expert advice to help you build wealth Sign up to our free money email for help building your wealth Sign up to our free money email for help building your wealth SIGN UP I would like to be emailed about offers, events and updates from The Independent. The average …

Average interest rate for easy-access savings rises to highest since 2009
2 years, 3 months ago

Average interest rate for easy-access savings rises to highest since 2009

The Independent  

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. Savings rates are now at their highest levels in …

Boost for savers as some average rates hit best level in more than a decade
2 years, 4 months ago

Boost for savers as some average rates hit best level in more than a decade

The Independent  

Sign up to our free money newsletter for investment analysis and expert advice to help you build wealth Sign up to our free money email for help building your wealth Sign up to our free money email for help building your wealth SIGN UP I would like to be emailed about offers, events and updates from The Independent. The increase …

Best savings rates alerts: Get top deals sent to your inbox
2 years, 5 months ago

Best savings rates alerts: Get top deals sent to your inbox

Daily Mail  

A frenzy of banks raising rates has seen the top savings deals bust through the 5 per cent mark but the best buys often don't stick around for long. Meanwhile, those who took different length fixed rates, in orange, green and yellow did even better The top deal in This is Money's best easy access savings rates tables pays 5.2 …

Boost for savers as rates rise to highest levels in nearly a decade
2 years, 6 months ago

Boost for savers as rates rise to highest levels in nearly a decade

The Independent  

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. Savers can typically get higher returns from an easy …

Martin Lewis says savers should ‘probably ditch’ cash ISAs
2 years, 10 months ago

Martin Lewis says savers should ‘probably ditch’ cash ISAs

The Independent  

Get the free Morning Headlines email for news from our reporters across the world Sign up to our free Morning Headlines email Sign up to our free Morning Headlines email SIGN UP I would like to be emailed about offers, events and updates from The Independent. Read our privacy policy Money saving expert Martin Lewis has encouraged savers to “ditch” …

Choice of inflation-beating savings accounts down from 100 to none – research
3 years, 1 month ago

Choice of inflation-beating savings accounts down from 100 to none – research

The Independent  

Get the free Morning Headlines email for news from our reporters across the world Sign up to our free Morning Headlines email Sign up to our free Morning Headlines email SIGN UP I would like to be emailed about offers, events and updates from The Independent. Moneyfacts.co.uk said that in February 2021 there were 100 deals, including Isas, easy access …

Cheap mortgage deals disappear amid expectations of interest-rate rise from Bank of England
3 years, 4 months ago

Cheap mortgage deals disappear amid expectations of interest-rate rise from Bank of England

The Independent  

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. The average rate for a first-time buyer seeking a …

Best inflation-fighting savings rates: Make your money work harder
3 years, 11 months ago

Best inflation-fighting savings rates: Make your money work harder

Daily Mail  

Inflation ticked up to 2.3 per cent in the 12 Months to October, rising from 1.7 per cent in the 12 months to September, ONS figures reveal. Current CPI measure: 2.3% Best buy easy-access: 4.85% - Gap: 2.55 percentage points Best buy one-year fix: 4.76% - Gap: 2.46 percentage points Keeping an eye on inflation is key to knowing whether …

Savers missing out on £7bn of interest by sticking with the big banks, research suggests
5 years, 9 months ago

Savers missing out on £7bn of interest by sticking with the big banks, research suggests

The Independent  

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. The economic consultancy’s report for cash deposit platform Flagstone …

Saving could be made easier... in one switch, says JEFF PRESTRIDGE
6 years, 7 months ago

Saving could be made easier... in one switch, says JEFF PRESTRIDGE

Daily Mail  

Banks are primarily in business to make juicy profits, a big chunk of which is then passed on to shareholders in the form of dividends as a way of saying thank you for their continued support as investors. Savings rates: The big banks have long given up on giving most customers a fair deal If Bank Base Rate is hiked …

Bank accounts to pay savers 'minimum interest rate' under FCA plans
6 years, 7 months ago

Bank accounts to pay savers 'minimum interest rate' under FCA plans

The Telegraph  

A basic minimum savings rate could be imposed on easy access cash savings accounts to help combat "price discrimination" faced by savers who stay loyal to their provider, the City regulator has suggested. The Financial Conduct Authority wants to tackle the issue of significant amounts of easy access cash savings sitting in accounts opened a long time ago, earning lower …

Savings rates could be about to get better
6 years, 11 months ago

Savings rates could be about to get better

Daily Mail  

Three big names in the world of savings that in recent years have gone a little shy. Firstly, Nationwide launched a 1.4 per cent Isa for existing customers – or 1.3 per cent for new ones, via its single-access tax-free account. Secondly, Halifax now tops our five year tables with a 2.25 per cent Isa rate. For a straight forward …

NS&I: Steer clear of Government-backed savings following interest rate cuts
8 years, 9 months ago

NS&I: Steer clear of Government-backed savings following interest rate cuts

The Independent  

Sign up to our free money newsletter for investment analysis and expert advice to help you build wealth Sign up to our free money email for help building your wealth Sign up to our free money email for help building your wealth SIGN UP I would like to be emailed about offers, events and updates from The Independent. Savers with …

Best cash Isa rates 2025: Our pick of the five top deals
10 years, 3 months ago

Best cash Isa rates 2025: Our pick of the five top deals

Daily Mail  

Products featured in this article are independently selected by This is Money's specialist journalists. Our five favourite Isas: - Facts: £1 to open - Transfers in: Yes - Flexible: Yes > Full details at Trading 212* This is Money says: Trading 212 is the best cash Isa if you are looking for a true easy-access Isa that doesn't cut your …

Savers dealt another blow as National Savings & Investments cuts its ISA interest rate
12 years, 4 months ago

Savers dealt another blow as National Savings & Investments cuts its ISA interest rate

The Independent  

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. Read our privacy policy Hard-hit savers were dealt another …

Best fixed rate savings bonds: Our tables show the top accounts
17 years ago

Best fixed rate savings bonds: Our tables show the top accounts

Daily Mail  

Accounts featured below are independently selected by This is Money's specialist journalists. BEST MICRO-FIXED RATE ACCOUNTS Type of account 0% tax 20% tax 40% tax SIX MONTHS Atom Bank 5.00 4.00 3.00 Gatehouse Bank 4.9 3.92 2.94 Aldermore Bank 4.81 3.85 2.89 NINE MONTHS Aldermore Bank 4.73 3.78 2.84 Atom Bank 4.7 3.76 2.82 United Trust Bank 4.67 3.74 2.8 …

Best cash Isa savings rates tables 2025: Easy access and fixed rates
20 years, 5 months ago

Best cash Isa savings rates tables 2025: Easy access and fixed rates

Daily Mail  

Best cash Isa savings rates tables 2025: Easy access and fixed rates Compiled by our savings expert Sylvia Morris - providers cannot pay to appear This is Money's best cash Isa tables are updated as new deals arrive and highlight the top easy access and fixed rate Isas from banks and building societies. Our cash Isa rate tables are compiled …

Best easy access savings rates: Our tables show the top accounts
20 years, 5 months ago

Best easy access savings rates: Our tables show the top accounts

Daily Mail  

* Note: From April 2018, tax conversions will apply only to taxpayers living in England, Wales and Northern Ireland. Independent savings expert: Sylvia Morris They are completely unbiased - we simply show the best rates around and don't do 'featured deals'. To feature in the best buys on variable rate accounts in our savings tables, an account must give you …

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