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Credit Report Errors: How to fix mistakes and avoid loan rejection – A complete guide

A good credit score is one of the pre-requisites for obtaining a loan. Incorrect personal details and inaccurate account information are the major defects that appear in a credit report. Companies such as TransUnion CIBIL create your credit profile in the ‘Credit Information Report ’ based on these details. “Hence, it is important to update your credit institution every time there is a change in the information as incorrect details may lead to a wrong CIR being generated,” according to TransUnion CIBIL. “As per the Credit Information Companies Act of 2005, CIBIL cannot modify any information in the database without confirmation from the relevant credit institution,” TransUnion CIBIL said.

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