Fixed-income investments: 3 factors to consider when rebalancing your portfolio

When rejigging your investments, investors must keep in mind that all investments they make should not only focus on returns. Three factors to consider when rebalancing While there is no single ideal fixed-income portfolio that fits everyone, it's important to consider your individual investment objectives, risk tolerance, and income status. “Investors should consider their asset allocation, investment goals, risk tolerance, market conditions, individual investment performance, tax ramifications, fees, diversification, and personal circumstances prior to rebalancing,” said Abhijit Roy. These types of instruments include bonds, certificates of deposit, money market funds, fixed annuities, fixed deposits, government-backed schemes, Post Office Savings Schemes, Exchange-Traded Funds, and so on. These fixed-income investment options ensure guaranteed returns and the safety of capital Public Provident Fund Bank Fixed Deposits RBI Floating Rate Savings Bonds Senior Citizen Savings Scheme Post Office National Savings Monthly Income Account Sukanya Samriddhi Yojana National Savings Certificates