The expert ways YOU can track down your lost pension, revealed by SIR STEVE WEBB... who has netted £140,000 worth of missing pots for readers

Reverend Philip Stamp was sure he remembered saving into a pension during his days before the priesthood, when he worked at a brewery in the 1970s. Jessica Beard from Money Mail invited readers who suspected they had lost pension pots to write in so the team could help track them down Sir Steve says: 'It is clear from speaking to Money Mail readers that the system just isn't fit for purpose and it isn't working. In Reverend Stamp's case, Sir Steve says: 'HMRC said that the scheme reference number now links to a pension with Scottish & Newcastle, a brewing company that was bought out by Heineken and Carlsberg in 2008, which should be managed by Capita. It was only after Sir Steve contacted the trustee and that trustee made another enquiry on Reverend Stamp's behalf that Capita acknowledged it had the retiree's pension. Sir Steve says: 'Interestingly, because several pots I investigated on behalf of Money Mail readers, including Stef's, were under £5,000, the pension provider is under no obligation to issue annual statements.