New law increases California’s auto insurance minimums
LA TimesMotorists make their way through Los Angeles International Airport in November. Gavin Newsom signed Senate Bill 1107, also known as the Protect California Drivers Act, into law which increases the minimum auto liability limits. Before Protect California Drivers Act went into effect, the following minimum liability requirements were: $15,000 for injuries or death to one person. Insurance Commissioner Ricardo Lara previously said people expect “to be made whole by their insurance after a traffic accident, but I believe the current minimum coverage levels often left California’s drivers at risk of being one accident away from financial ruin, especially those from our most vulnerable communities.” Experts argued that the previous requirements for minimum liability limits were not enough to cover most claims. That’s because younger drivers typically purchase minimum liability insurance because they have to and low-income drivers purchase it because that’s all they can afford, he said.