Annual Digest Of Real Estate Cases: 2024
1 week, 1 day ago

Annual Digest Of Real Estate Cases: 2024

Live Law  

Ministry of Housing and Urban Affairs The Ministry Of Housing And Urban Affairs Releases Report On The Implementation Status Of The Real Estate Act The Ministry of Housing and Urban Affairs has released the implementation status report of the Real Estate Act, 2016, commonly known as RERA, in India. Haryana RERA Orders Refund To Homebuyer After Builder's Failure To Hand Over Possession Even After Delay Of Seven Years Case – Dr. Vivek Mahendru S/o Devi Dass Mahendru Versus M/s Raheja Developers Limited Haryana Real Estate Regulatory Authority bench, comprising Ashok Sangwan, has directed the builder to refund the amount paid by the homebuyer to purchase a flat, after the builder failed to hand over possession even after a delay of seven years and six months. Haryana RERA Orders Builder To Pay Interest To Homebuyer For Delay Of Over Four Years In Handing Over Possession Case – Pranshu Dutt & another Versus M/s Raheja Developers Limited Haryana Real Estate Regulatory Authority bench, comprising Ashok Sangwan, has directed the builder to compensate homebuyers for a delay of over 4.1 years in handing over possession of the flat, whose due date for possession was April 6, 2020. Haryana Real Estate Regulatory Authority bench, comprising Ashok Sangwan, has directed M/s Raheja Developers Limited, the builder, to pay interest to the homebuyer for the delay in handing over possession. Execution Of Conveyance Deed Doesn't End Builder Liability, Haryana RERA Directs Emaar MGF To Pay Interest To Homebuyer Case – Chanderkanta Oberoi & anr Versus M/s Emaar MGF Land Ltd. Citation – Complaint no : 6632 of 2022 While holding that executuion of conveyance deed in the favour of homebuyer does not end builder/promoter liability towards the flat, Haryana Real Estate Regulatory Authority bench, comprising Ashok Sangwan, directs M/s Emaar MGF Land Ltd. to pay interest to the homebuyer for delayed possession.

India Karnataka Spa Homebuyers Regulatory Haryana 2024 Tribunal Structural Defects Gurugram Reddy Cidco Real Complainant Environmental Clearance Complaint Noc Bench Karnataka Rera Rera Godrej Properties Chairperson Builder Possession Real Estate Projects Member Versus Developers Authority Vijay Kumar Mhada Homebuyer Sunil Kumar Occupation Certificate Case Title Lakhs 5 Years Emaar India Delayed Possession Haryana Real Estate Regulatory Authority Consumer Court Karnataka Real Estate Regulatory Authority Maharashtra Real Estate Regulatory Authority Idc Expressway Towers Technical Member Private Limited Earnest Money Raheja Developers Limited Judicial Member Due Date Urbana Infra Developers Over Possession Jayesh Buildcon Urban Affairs 2 Others Section 18 Versus M Justice Hc Kishore Neelmani N Raju Tnreat Krera Justice Ashok Sangwan Bench Comprising Corpus Fund Hiranandani Realtors Mahesh Pathak Developers Pvt Harera Gr Reddy Haryana Rera Maharashtra Real Estate Appellate Tribunal Hc Kishore Chandra Sanjeev Kumar Arora Complete Project Sam Foundation Reat Haryana Rera Directs Comprising Vatika Limited Tnrera Conveyance Deed Sahara Prime City Karnataka Real Estate Appellate Tribunal Raheja Developers Refund Rs Escalation Costs Ramprastha Mahira Homes Mantri Developers Timely Payments Spenta Enclave Maharashtra Rera Complaint No Ramprastha Promoters Mahira Homes Sector Maharashtra Real Estate Versus Ozone Haryana Rera Orders Refund To Homebuyer Execute Conveyance Deed Estate Cases Tata Value Homes Ravindra Deshpande Tamil Nadu Rera Orders Refund To Homebuyer Seven Buildtech Vijay Kumar Goyal Magic Info Godrej Alive A Three Homebuyers Pareena Infrastructures Pvt Gaurang Associates Possession Terms Gvr Construction Orders Raheja Developers  real  regulatory  builder  versus  2024  bench  member  annual  homebuyer  comprising  digest  estate  cases  authority

History of this topic

Real Estate Weekly Round Up: [23rd December – 28th December 2024]
1 week, 2 days ago

Real Estate Weekly Round Up: [23rd December – 28th December 2024]

Live Law  

Karnataka Real Estate Regulatory Authority Karnataka RERA Dismisses Real Estate Agent's Complaint Against Godrej Properties, Citing Vindictive Motive Case – Vivek Arjuna Versus Godrej Properties Citation – Complaint No: 00058 /2024 Karnataka Real Estate Regulatory Authority bench comprising of Rakesh Singh, Neelmani N Raju and GR Reddy dismissed the complaint filed by a real estate agent seeking the revocation of …

Real Estate Weekly Round Up:[16 th December – 22 nd December 2024]
2 weeks ago

Real Estate Weekly Round Up:[16 th December – 22 nd December 2024]

Live Law  

Haryana Real Estate Regulatory Authority Delay Of More Than 2.7 Years In Completing Construction Of Project, Haryana RERA Orders Raheja Developers To Refund Rs. 27.98 Lakhs To Homebuyer Case – Arun Shrivastava Versus M/S Raheja Developers Limited Citation – Complaint no 4974 of 2023 Haryana Real Estate Regulatory Authority bench, comprising Ashok Sangwan, has directed M/S Raheja Developers Limited to …

From parking rules to guidelines on senior citizens' homes, MahaRERA’s top 5 game-changing orders in 2024
2 weeks, 1 day ago

From parking rules to guidelines on senior citizens' homes, MahaRERA’s top 5 game-changing orders in 2024

Hindustan Times  

The Maharashtra Real Estate Regulatory Authority grabbed attention in 2024. MahaRERA update: Former chairman, Ajoy Mehta, who retired in September 2024, released a book titled ‘ RERA - A Perspective' in which he spoke about how the real estate sector is full of ‘horror stories.’ Mehta said that developers also sell flats on the higher floors without clearances from civil …

MahaRERA issues show cause notices to around 11,000 lapsed housing projects, MMR tops the list
3 weeks, 2 days ago

MahaRERA issues show cause notices to around 11,000 lapsed housing projects, MMR tops the list

Hindustan Times  

The Maharashtra Real Estate Regulatory Authority has initiated scrutiny of all lapsed housing projects and issued show-cause notices to around 11,000 such projects, most of which are in the Mumbai Metropolitan Region. MahaRERA has issued show-cause notices to around 11,000 lapsed housing projects, most of which are in the Mumbai Metropolitan Region. MahaRERA’s order issued in July 2022 also states …

REAL ESTATE WEEKLY ROUND UP: DECEMBER 2 – DECEMBER 8
1 month ago

REAL ESTATE WEEKLY ROUND UP: DECEMBER 2 – DECEMBER 8

Live Law  

Haryana Real Estate Regulatory Authority Haryana RERA Directs Anant Raj Builders To Pay Interest, Execute Conveyance Deed In Favor Of Homebuyer Case – Mohit Bansal Versus M/s. Delhi State Commission Failure To Meet Contractual Obligations: Delhi State Commission Holds TDI Infrastructure Liable For Deficiency In Service Case Title: Mr. Raman Singla Vs. TDI Infrastructure Ltd Case Number: C.C. 875/2018 The …

REAL ESTATE MONTHLY DIGEST: NOVEMBER 2024
1 month ago

REAL ESTATE MONTHLY DIGEST: NOVEMBER 2024

Live Law  

HARYANA REAL ESTATE REGULATORY AUTHORITY Haryana RERA Orders Raheja Developers To Pay Interest To Homebuyer For Delayed Possession Case – Dharampal Singh & anr Versus M/s Raheja Developers Limited Citation – Complaint No : 2385 of 2023 Haryana Real Estate Regulatory Authority bench, comprising Vijay Kumar Goyal, has directed M/s Raheja Developers Limited, to pay interest to the homebuyer for …

RERA WEEKLY ROUND UP: NOVEMBER 25 – DECEMBER 1
1 month ago

RERA WEEKLY ROUND UP: NOVEMBER 25 – DECEMBER 1

Live Law  

MAHARASHTRA REAL ESTATE REGULATORY AUTHORITY Maharashtra RERA Holds Spenta Enclave Liable For Delay, Orders Interest To Homebuyers Case – Anil Kishinchand Rajani & Anr Versus Spenta Enclave Pvt. HARYANA REAL ESTATE REGULATORY AUTHORITY Haryana RERA Holds AKME Projects Liable For Over 10 Years Of Delay In Manesar Project, Orders Refund To Homebuyer Case – Preeti Yadav & anr Vs. M/s …

Delayed possession: MahaRERA recovers ₹200 crore from real estate developers in Maharashtra
1 month ago

Delayed possession: MahaRERA recovers ₹200 crore from real estate developers in Maharashtra

Hindustan Times  

The Maharashtra Real Estate Regulatory Authority has recovered compensation worth ₹200.23 crore from real estate developers who had failed to hand over possession of housing units to homebuyers on time. MahaRERA update: Maharashtra Real Estate Regulatory Authority has recovered compensation worth ₹ 200.23 crore from real estate developers According to MahaRERA, out of the total ₹200.23 crore recovered, ₹46.47 crore …

Haryana RERA warns real estate promoters to submit annual reports within 30 days or pay ₹5 lakh fine
1 month, 1 week ago

Haryana RERA warns real estate promoters to submit annual reports within 30 days or pay ₹5 lakh fine

Hindustan Times  

In response to repeated non-compliance of mandatory submission of annual reports of the real estate projects under construction, the Haryana Real Estate Regulatory Authority, Gurugram, has warned real estate promoters to submit annual reports within 30 days to avoid a penalty of ₹5 lakh. Haryana Real Estate Regulatory Authority, Gurugram, has warned real estate promoters to submit annual reports within …

Maharashtra Election Results 2024: 5 things Mumbai homebuyers look forward to from the new government
1 month, 2 weeks ago

Maharashtra Election Results 2024: 5 things Mumbai homebuyers look forward to from the new government

Hindustan Times  

With Maharashtra assembly elections 2024 results expected to be announced today, homebuyers in Mumbai, the costliest real estate market in the country, hope that the government will focus on middle income housing, improve infrastructure and take steps to ensure that stalled projects are revived. Maharashtra Election Results 2024: Homebuyers in Mumbai hope that the new government will fast track the …

Link MahaRERA Portal To Website Of Civic Bodies: Bombay High Court Issues Directions To Ensure Transparency, Safeguard Homebuyers
1 month, 2 weeks ago

Link MahaRERA Portal To Website Of Civic Bodies: Bombay High Court Issues Directions To Ensure Transparency, Safeguard Homebuyers

Live Law  

With a view to safeguard the interest of homebuyers, the Bombay High Court has issued certain guidelines to the State government, Maharashtra Real Estate Regulatory Authority and municipal authorities to ensure transparency and accountability in real estate project registrations. The guidelines include the integration of the websites of the planning authorities with that of the Maharashtra Real Estate Regulatory Authority …

MahaRERA Issues Multiple Orders to Protect Interests of Real Estate Agents, Landlords and Homebuyers
2 months, 1 week ago

MahaRERA Issues Multiple Orders to Protect Interests of Real Estate Agents, Landlords and Homebuyers

Hindustan Times  

Maharashtra Real Estate Regulatory Authority (MahaRERA) has issued five orders to safeguard the interests of real estate agents, landlords and homebuyers in Maharashtra. These orders aim to ensure timely payment of brokerage to real estate agents and reduce disputes over commission promised by developers for property transactions enabled by them.

314 Maharashtra housing projects registered with MahaRERA face insolvency proceedings
2 months, 4 weeks ago

314 Maharashtra housing projects registered with MahaRERA face insolvency proceedings

Hindustan Times  

Mumbai:A total of 314 housing projects across Maharashtra, registered with the state's Real Estate Regulatory Authority, are currently facing insolvency and bankruptcy proceedings. A total of 314 housing projects across Maharashtra, registered with the state's Real Estate Regulatory Authority, are currently facing insolvency and bankruptcy proceedings. MahaRERA has compiled this crucial information of the projects undergoing insolvency and bankruptcy proceedings …

Mumbai real estate: This is how MahaRERA plans to fix leakage issues in apartments
4 months, 2 weeks ago

Mumbai real estate: This is how MahaRERA plans to fix leakage issues in apartments

Hindustan Times  

The Maharashtra Real Estate Regulatory Authority on August 16 amended the MahaRERA Rules making it mandatory for real estate developers to submit a third party quality assurance certificate to the regulatory authority at the end of every fiscal and publish it on their respective websites. The Maharashtra Real Estate Regulatory Authority on August 16 amended the MahaRERA Rules making it …

MahaRERA makes it mandatory for real estate developers to mention delivery date of amenities and occupation certificate
5 months, 1 week ago

MahaRERA makes it mandatory for real estate developers to mention delivery date of amenities and occupation certificate

Hindustan Times  

The Maharashtra Real Estate Regulatory Authority has made it mandatory for real estate developers to mention the exact date by which facilities and amenities will be made available to homebuyers along with the expected date of obtaining the occupation certificate. Maharashtra Real Estate Regulatory Authority has made it mandatory for real estate developers to mention the exact date by which …

Economic Survey 23-2024: Nearly 1.25 lakh complaints resolved by real estate regulatory authorities of various states
5 months, 2 weeks ago

Economic Survey 23-2024: Nearly 1.25 lakh complaints resolved by real estate regulatory authorities of various states

Hindustan Times  

As per the 2023-24 Economic Survey tabled by Union Finance Minister Nirmala Sitharaman in the Parliament on July 22, a total of 1,24,947 cases were settled by Real Estate Regulatory Authorities of various states as of July 1, 2024. As of July 1, 2024, nearly 1.25 lakh complaints were resolved by real estate regulatory authorities of various states, according to …

Details of real estate project grading expected to be made public in a month: MahaRERA chief
5 months, 3 weeks ago

Details of real estate project grading expected to be made public in a month: MahaRERA chief

Hindustan Times  

Details of real estate project grading are likely to be made public by the Maharashtra Real Estate Regulatory Authority in a month. The MahaRERA intends employing artificial intelligence tools to grade these projects, Ajoy Mehta, chairman of MahaRERA told HT.com The MahaRERA intends employing artificial intelligence tools to grade real estate projects in Maharashtra, Ajoy Mehta, chairman of MahaRERA told …

MahaRERA – Being Aware Of Market Conditions, Builders Should Conduct Due Diligence Before Declaring Project's Possession Date
5 months, 4 weeks ago

MahaRERA – Being Aware Of Market Conditions, Builders Should Conduct Due Diligence Before Declaring Project's Possession Date

Live Law  

While directing the builder to pay interest to the homebuyer for delayed possession, Maharashtra Real Estate Regulatory Authority bench, comprising Ajoy Mehta, held that builders are aware of market conditions, therefore, they are required to conduct due diligence before declaring the possession date. If the builder fails to complete or is unable to give possession of an apartment, plot, or …

Haryana RERA imposes ₹5 crore fine on realtor Vatika
5 months, 4 weeks ago

Haryana RERA imposes ₹5 crore fine on realtor Vatika

Live Mint  

Gurugram: The Haryana Real Estate Regulatory Authority, Gurugram, has imposed a penalty of ₹5 crore on city-based real estate promoter Vatika Ltd for failing to register its project within the stipulated time. The authority observed that Vatika Ltd obtained a licence for its residential real estate project Vatika India Next in 2013 from the Town and Country Planning Department of …

RERA Cases Half Yearly Digest : January -June,2024
6 months ago

RERA Cases Half Yearly Digest : January -June,2024

Live Law  

Ministry of Housing and Urban Affairs The Ministry Of Housing And Urban Affairs Releases Report On The Implementation Status Of The Real Estate Act The Ministry of Housing and Urban Affairs has released the implementation status report of the Real Estate Act, 2016, commonly known as RERA, in India. Haryana RERA Orders Refund To Homebuyer After Builder's Failure To Hand …

MahaRERA orders real estate developer to refund ₹66 lakh to flat buyer with interest
6 months, 2 weeks ago

MahaRERA orders real estate developer to refund ₹66 lakh to flat buyer with interest

Hindustan Times  

MUMBAI: In a significant relief for a homebuyer, the Maharashtra Real Estate Regulatory Authority has directed a leading property developer to refund ₹66 lakh, accepted from the buyer, along with interest for failing to complete the project by the stipulated date listed on the RERA website. MahaRERA orders real estate developer to refund ₹ 66 lakh to flat buyer with …

RERA Weekly Round Up – 3 June To 9 June 2024
6 months, 4 weeks ago

RERA Weekly Round Up – 3 June To 9 June 2024

Live Law  

Karnataka Real Estate Regulatory Authority Case – Devdas Pandurang Shetti & another Versus M/s Mantri Developers Pvt. Uttar Pradesh Real Estate Regulatory Authority Press Note UPRERA/24/May/2024 Uttar Pradesh Real Estate Regulatory Authority Chairman Sanjay Bhoosreddy has expressed strong displeasure over the non-registration of properties belonging to nine allottees of the Alaknanda Project by the Prayagraj Development Authority, despite the UPRERA …

Delayed possession: MahaRERA keeps registration of 1,750 lapsed real estate projects in abeyance
6 months, 4 weeks ago

Delayed possession: MahaRERA keeps registration of 1,750 lapsed real estate projects in abeyance

Hindustan Times  

The Maharashtra Real Estate Regulatory Authority on June 10 said that it has kept the registration of 1,750 lapsed real estate projects in Maharashtra under abeyance owing to delay in completion. These projects are spread across the state with 761 projects located in Mumbai Metropolitan Region followed by 628 real estate projects in Pune. MahaRERA said the projects are spread …

RERA Weekly Round Up – 27 May To 2 June 2024
7 months ago

RERA Weekly Round Up – 27 May To 2 June 2024

Live Law  

Maharashtra Real Estate Appellate Tribunal MahaREAT Refuses To Adjudicate Homebuyer's Appeal Due To Ongoing Injunction Issued By Pune Civil Court Case – Kunal Kashyap & another Versus M/S Atul Enterprises The bench of the Maharashtra Real Estate Appellate Tribunal, comprising Justice Shriram R. Jagtap and Dr. K. Shivaji, refuses to adjudicate the homebuyer's appeal concerning registration of a real estate …

MahaRERA mandates self-declaration of real estate project quality by developers
7 months, 3 weeks ago

MahaRERA mandates self-declaration of real estate project quality by developers

Hindustan Times  

Mumbai: In a bid to ensure homebuyers get better quality homes, the Maharashtra Real Estate Agency, has floated a draft regulation where developers will now have to provide self-certification declaration for real estate project quality assurance and provide detailed information on the project’s technical aspect. Maharashtra Real Estate Agency has floated a draft regulation where developers will now have to …

Real Estate Weekly Round Up: 30th December 2024- 5th January 2025
8 months ago

Real Estate Weekly Round Up: 30th December 2024- 5th January 2025

Live Law  

Maharashtra Real Estate Appellate Tribunal MahaREAT Imposes Penalty Of Rs. Haryana Real Estate Regulatory Authority Haryana RERA Directs Ansal Builders To Hand Over Possession And Pay Interest For Delay Case – Sanjeev Ganguly & Anr Versus M/s Ansal Townships Infrastructure Private Limited Citation – Complaint No: 7354 of 2022 Haryana Real Estate Regulatory Authority bench, comprising Ashok Sangwan has directed …

Consumer Cases Weekly Round-Up: 8th to 14th April 2024
8 months, 2 weeks ago

Consumer Cases Weekly Round-Up: 8th to 14th April 2024

Live Law  

Himachal Real Estate Regulatory Authority Himachal RERA Grants Relief To Non-Himachali Homebuyer, Directing Builder To Refund With Interest If State Land Laws Permission Is Not Obtained The Himachal Real Estate Regulatory Authority bench comprising of Justice Dr. Srikant Badli and BC Badalia, has granted relief to a non-Himachali homebuyer under whose favor the builder was not executing a conveyance deed, …

RERA Cases Quarterly Digest 2024
8 months, 4 weeks ago

RERA Cases Quarterly Digest 2024

Live Law  

Ministry of Housing and Urban Affairs The Ministry Of Housing And Urban Affairs Releases Report On The Implementation Status Of The Real Estate Act The Ministry of Housing and Urban Affairs has released the implementation status report of the Real Estate Act, 2016, commonly known as RERA, in India. Tamil Nadu Real Estate Appellate Tribunal TNREAT Orders Hiranandani Realtors To …

Consumer Cases Monthly Round-Up: March 2024
9 months ago

Consumer Cases Monthly Round-Up: March 2024

Live Law  

Ministry of Housing and Urban Affairs The Ministry Of Housing And Urban Affairs Releases Report On The Implementation Status Of The Real Estate Act The Ministry of Housing and Urban Affairs has released the implementation status report of the Real Estate Act, 2016, commonly known as RERA, in India. District Consumer Disputes Redressal Commission–X, Delhi Persisting Defects in Lancers Cedia …

RERA update: Uttar Pradesh real estate regulatory authority passes 5 orders to safeguard homebuyers' interests
9 months, 2 weeks ago

RERA update: Uttar Pradesh real estate regulatory authority passes 5 orders to safeguard homebuyers' interests

Hindustan Times  

The Uttar Pradesh Real Estate Regulatory Authority has passed several orders over the last few weeks to protect the interest of homebuyers. The RERA Authority has also directed real estate developers to print the QR code loaded project registration certificate and display it at a prominent place in its office and the project site marketing office so that it is …

Consumer Cases Weekly Round-up: 11th to 17th March 2024
9 months, 2 weeks ago

Consumer Cases Weekly Round-up: 11th to 17th March 2024

Live Law  

National Consumer Disputes Redressal Commission Booking Commercial Space For Self-Employment Business Deemed As Commercial Purpose : National Consumer Commission The National Consumer Disputes Redressal Commission, presided by Justice Ram Surat Maurya and Bharatkumar Pandya, in a complaint against MVL Holding Ltd ruled that commercial space booked for doing business by way of self-employment comes under the definition of commercial purpose. …

MahaRERA freezes accounts of 248 projects for non-compliance
1 year, 1 month ago

MahaRERA freezes accounts of 248 projects for non-compliance

Hindustan Times  

Mumbai: The Maharashtra Real Estate Regulatory Authority on Monday suspended the registration of 248 real estate projects for not complying with submission of quarterly progress reports. MahaRERA also sent notices under Section 7 of Real Estate Act to 224 out 443 projects registered with it in March 2023, asking them to comply within 30 days or face action. The 248 …

Real estate regulatory reforms shaping the future
1 year, 1 month ago

Real estate regulatory reforms shaping the future

The Hindu  

For the longest time, the Indian real estate sector remained largely unregulated. To further regulate and monitor the industry and disputes concerning the projects, a state-level Act called the Real Estate Regulatory Authority was introduced. RERA aims to check all the under-construction projects, eliminate unreliable players, maintain quality construction, and bring in stability by reinforcing the industry on key fronts …

MahaRERA:De-Registration Of Real Estate Projects
1 year, 5 months ago

MahaRERA:De-Registration Of Real Estate Projects

Live Law  

The Real Estate Act, 2016 which came into force on 1st May, 2017 has been enacted in the larger public interest for the purpose of settlement of disputes and smooth redressal of grievances between the home buyers and the builders/developers accompanied with increasing transparency in the real estate sector. Under section 34 of the said act, one of the functions …

Complaints in real estate sector come down to 3.5% from 23% post MahaRERA
1 year, 5 months ago

Complaints in real estate sector come down to 3.5% from 23% post MahaRERA

Hindustan Times  

PUNE According to MahaRERA authorities, 36 per cent of real-estate projects which were launched before the setting up of the real estate regulatory authority in the state were mired in various disputes. The complaints against developers have come down post Maharashtra Real Estate Regulatory Authority’s enactment2, the data shared by the regularity authority shows. “ln projects launched pre- RERA, MahaRERA …

Relief Under RERA In Rajasthan– Real Or Illusory
4 years, 2 months ago

Relief Under RERA In Rajasthan– Real Or Illusory

Live Law  

After the enactment and implementation of the Real Estate Act, 2016, the stakeholders in the real estate sector in Rajasthan have not been able to reap the benefits of the Act. For this purpose, the Act provides for establishment of the Real Estate Appellate Tribunal, the Real Estate Regulatory Authority and appointment of the adjudicating officers. The Real Estate Regulatory …

Bombay High Court Upholds Validity of Real Estate (Regulation and Development) Act
7 years, 1 month ago

Bombay High Court Upholds Validity of Real Estate (Regulation and Development) Act

Live Law  

The Bombay High Court has upheld the constitutional validity of the Real Estate (Regulation and Development) Act. The court rejected the challenge to the provisions of the new Act, which contains specific provisions to tackle problems like delay in possession, arbitrary interests levied on home buyers etc.

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