A little bit of risk can help achieve your financial goals
6 years, 8 months ago

A little bit of risk can help achieve your financial goals

Live Mint  

If you are staying away from investing, as many people do, for the fear of risk, you may actually be putting your financial situation and goals at risk. Holding all your savings in a savings bank account—which is today’s equivalent of putting money under the pillow—may eliminate the risk of losing the absolute value of the principal, but the low returns that your money will earn will mean two things: one, you aren’t able to accumulate the corpus; and two, you will lose the real value of the amount invested. Products that meet these specifications include short-term fixed deposits, short-term plans and fixed maturity plans of mutual funds, and debt products whose maturity is aligned to when the funds are required for the goals. For investments earmarked for goals in the future, interim volatility should not concern you and your focus should be on where the price will go given the fundamental strengths of the investment. To reduce the risk of volatility as a barrier to investment, earmark investments in equity and other volatile assets for long-term goals.

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Before you start investing in stocks, make note of 4 key considerations
2 weeks, 4 days ago

Before you start investing in stocks, make note of 4 key considerations

Live Mint  

You can make money by investing in the share market, but you need to be careful and keep in mind a list of financial points. Return on Equity, is yet another important metric, it is a ratio calculated as a proportion representing the degree of the firm's net income compared to the shareholder equity, and depicts the company's performance in …

Goals or returns: What should be your focus as an investor?
2 years, 8 months ago

Goals or returns: What should be your focus as an investor?

Live Mint  

In India the one question that will never go away is “Kitna Deti Hai?” meaning how much does it give? In personal finance we often face a similar situation, wherein our next investment option is chosen by historical data and not on financial goals for which the investment is made. Why goals are important and trustworthy Each financial goal requires …

Risks are unavoidable. Let’s invest responsibly!
4 years, 10 months ago

Risks are unavoidable. Let’s invest responsibly!

Hindustan Times  

Never before has risk been as central to our conversations as it is today. A few smart investing principles can help manage risk and eventually deliver good returns. Align investment term to assets Look at the time frame you have for your goals and accordingly invest in the right kind of asset. Go for low-risk liquid investments for short term, …

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