Planning to start SIP? 2 reasons why you should consider NPS
1 month ago

Planning to start SIP? 2 reasons why you should consider NPS

India Today  

If you are planning to start a systematic investment plan, try exploring the National Pension Scheme. With a SIP in NPS, one can invest small amounts every month, and gradually expand your savings over a period of time. Further, by investing in NPS, individuals can claim tax benefits of up to Rs 1.5 lakh under Section 80C and an additional Rs 50,000 under Section 80CCD. One must know that the minimum SIP instalment is Rs 500, while Rs 1,00,000 is the maximum amount per instalment. In case, a SIP instalment is missed, one can contribute manually to the NPS account as the missed instalment will not be invested automatically.

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History of this topic

SIP: pause and restart, or continue?
3 weeks, 5 days ago

SIP: pause and restart, or continue?

The Hindu  

Some critics argue that systematic investment plans expose your investments to high risk when market valuations are rich. Also, the more frequently you try to time the market for multiple investments, the more you are likely to risk making suboptimal decisions. The tenure of an SIP on a passive equity fund must preferably match the time horizon for a life …

NPS, PPF, or mutual funds: Which SIP investment should you opt for?
3 weeks, 5 days ago

NPS, PPF, or mutual funds: Which SIP investment should you opt for?

India Today  

When it comes to investing in a systematic investment plan, there are several options available—Public Provident Fund, National Pension System, and mutual funds. Mutual funds via SIPs offer greater flexibility, but they require patience during both bull and bear markets. Since mutual funds depend on market performance, they carry higher risks but also the potential for higher returns. Those seeking …

Investing in mutual funds does not start and end with just SIPs
1 month ago

Investing in mutual funds does not start and end with just SIPs

Live Mint  

Once a niche concept, systematic investment plans have become a household name in India, with over 10 crore accounts fuelling the country’s investment boom. While they promise discipline and long-term wealth creation, the question remains—can SIPs alone secure all financial goals, or is a more diversified approach needed? Key considerations for SIP investors To improve investing outcomes, SIP investors must …

SIP inflows reach ₹26,400 crore: Do’s and don’ts for successful wealth building
1 month, 1 week ago

SIP inflows reach ₹26,400 crore: Do’s and don’ts for successful wealth building

Live Mint  

Systematic Investment Plans continue to maintain strong momentum as a favored investment strategy, with contributions reaching nearly ₹26,400 crore in January 2025, just shy of the record ₹26,459 crore in December 2024. Experts emphasize that while SIPs provide a disciplined approach to wealth creation, investors must follow best practices to optimize returns. Avoid chasing past performance: Selecting funds purely based …

Sachet SIPs: Can ₹250 a month create an investment boom in India?
1 month, 2 weeks ago

Sachet SIPs: Can ₹250 a month create an investment boom in India?

Live Mint  

The Securities and Exchange Board of India has proposed an ambitious initiative to drive financial inclusion: Small-ticket systematic investment plans with a minimum monthly investment of ₹250. In Brazil, the mutual fund market has developed inclusive products with small entry thresholds, offering tax incentives to attract low-income investors into formal financial systems. India's proposed ₹250 SIP provides a balanced approach …

All you need to know about SIPs in Mutual Funds
1 month, 3 weeks ago

All you need to know about SIPs in Mutual Funds

Live Mint  

Capital markets have gained a lot of popularity in recent years, and a substantial number of investors who park their money in markets are investing in mutual funds. With a SIP, you can invest in mutual funds where professional fund managers track market conditions to make investment decisions. Investing in mutual funds through SIP using a Demat account offers several …

Mutual fund investment: Why smart investors would opt for SIPs in 2025?
2 months, 3 weeks ago

Mutual fund investment: Why smart investors would opt for SIPs in 2025?

Live Mint  

Mutual fund investment: As we enter 2025, the growing preference for Systematic Investment Plans in the Indian mutual fund industry continues to gain momentum. This strategy allows investors to remain focused on the long term and not influenced by short-term market dynamics," said Siddharth Maurya, Founder & Managing Director of Vibhavangal Anukulakara Private Limited As for new and small investors, …

Retirement planning: Are you saving enough money? Tips on SIP, EPF, and NPS contributions
2 months, 3 weeks ago

Retirement planning: Are you saving enough money? Tips on SIP, EPF, and NPS contributions

Live Mint  

Retirement planning is essential for ensuring financial security in the future. Industry experts suggest that a person can create a diversified, growth-oriented strategy by combining instruments like systematic investment plans with government-backed programs like the Employees' Provident Fund and the National Pension Scheme. Systematic investment plans “In today's world, it is very important to adopt an active style of retirement …

SIP Vs traditional saving: Which is better and secure financial option in India? EXPLAINED
3 months, 1 week ago

SIP Vs traditional saving: Which is better and secure financial option in India? EXPLAINED

India TV News  

SIP Vs traditional saving: When it comes to financial planning in India, choosing the right investment method is crucial for both growth and security. Systematic Investment Plans and traditional saving methods, such as Fixed Deposits, Recurring Deposits, and savings accounts, are two popular choices for investors. It has been seen that SIPs in equity mutual funds have delivered higher returns …

Top 5 consequences of missing SIP payments
3 months, 3 weeks ago

Top 5 consequences of missing SIP payments

Hindustan Times  

Not making timely payments towards your Systematic Investment Plans can negatively affect your financial health. Not making timely payments towards your Systematic Investment Plans can negatively affect your financial health What is a Systematic Investment Plan? Not making timely SIP payments could lead to the following potential consequences, according to a Financial Express report: Termination of your SIP The mutual …

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000
4 months ago

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000

Live Mint  

A systematic investment plan provided by mutual funds enables investors to contribute consistently and systematically to their financial objectives. In this article, we will explain how to accumulate ₹5 crore by investing ₹5,000 monthly through a Systematic Investment Plan, using a mutual fund calculator to help you understand the process better. Courtesy Groww mutual fund SIP calculator Mutual Fund SIP …

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000
4 months ago

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000

Live Mint  

A systematic investment plan provided by mutual funds enables investors to contribute consistently and systematically to their financial objectives. In this article, we will explain how to accumulate ₹5 crore by investing ₹5,000 monthly through a Systematic Investment Plan, using a mutual fund calculator to help you understand the process better. Courtesy Groww mutual fund SIP calculator Mutual Fund SIP …

SIP Emerges as a Safe Investment Amidst Market Fluctuations | Paisa Live
Trending News
4 months, 1 week ago

SIP Emerges as a Safe Investment Amidst Market Fluctuations | Paisa Live

ABP News  

Amid fluctuations in the stock market, investments in Systematic Investment Plans are witnessing a rapid surge. For the first time in October, the monthly mutual fund SIP investments crossed the ₹25,000 crore mark. According to reports, the total amount of SIPs in October reached ₹25,323 crore, marking a significant milestone in the Indian mutual fund industry. SIPs allow investors to …

How Much Wealth Can You Build With a 20-Year SIP?
4 months, 3 weeks ago

How Much Wealth Can You Build With a 20-Year SIP?

ABP News  

A comprehensive guide to saving and investing for long-term goals. The article emphasizes the importance of setting financial goals, prioritizing savings over spending, and using SIPs to achieve significant wealth over 20 years. It provides insights into choosing suitable investment options, setting up disciplined saving habits, and the benefits of starting early. The article also addresses the challenges of inflation …

SIP vs Traditional Savings: Why Millennials Should Choose SIPs
6 months, 3 weeks ago

SIP vs Traditional Savings: Why Millennials Should Choose SIPs

Hindustan Times  

As millennials take on new responsibilities and financial commitments, the choice between SIPs and traditional savings becomes more significant. Higher Growth Potential Equity Mutual Funds, which predominantly invest in equities and equity-related investments in the stock market, offer higher growth potential compared to traditional investment options. Conclusion To sum up, a mutual fund SIP is a compelling alternative to traditional …

How do SIPs Help in Achieving Investment Goals Without Timing the Market?
7 months, 1 week ago

How do SIPs Help in Achieving Investment Goals Without Timing the Market?

Hindustan Times  

Building wealth for the future is important, but most newbie investors think they need to “time” the market and predict rises and falls. SIP: The ultimate way to achieve long-term money goals Rupee Cost Averaging Levels the Playing Field One of the biggest benefits SIPs provide investors is rupee cost averaging. Making SIPs Even Sharper Though SIPs themselves de-risk investing, …

Mutual Funds: How SIPs amplify returns through the power of compounding
9 months ago

Mutual Funds: How SIPs amplify returns through the power of compounding

Live Mint  

Utilizing systematic investment plans is an excellent strategy for harnessing the potential of compounding to increase your wealth. Accessible initial investment: Putting money in the market through SIPs enables you to begin with a manageable, predetermined amount, eliminating the need for a significant upfront sum. {{^adFree}} {{/adFree}} In contrast to conventional investing, which may demand a substantial initial investment, SIPs …

How to become rich: Your ₹5000 monthly SIP can help you grow ₹5.22 crore. Mutual fund calculator explains
11 months, 1 week ago

How to become rich: Your ₹5000 monthly SIP can help you grow ₹5.22 crore. Mutual fund calculator explains

Live Mint  

How to become rich: To become a crorepati and attain wealth through Mutual Fund Systematic Investment Plans, one should start by setting clear financial goals and choosing SIPs aligned with your risk tolerance and investment horizon. How to become rich through Mutual Fund SIP investments Regarding the strategy to amass wealth and become rich through SIP investments, Pankaj Mathpal, MD …

Which Mutual Fund Is Suitable To Start Your First SIP?
1 year, 2 months ago

Which Mutual Fund Is Suitable To Start Your First SIP?

News 18  

Today, lists of top-performing mutual funds are available at the click of a button. After all, 9 out of 10 investors begin by asking “which fund” they should invest in, instead of setting up clear goals and focusing on setting up a great investing process for themselves. There’s no “one size fits all” when it comes to investing – an …

World Financial Planning Day 2023: How are stock SIPs different from mutual fund SIPs and which one to buy?
1 year, 5 months ago

World Financial Planning Day 2023: How are stock SIPs different from mutual fund SIPs and which one to buy?

Live Mint  

Financial growth is not possible without financial planning. Name of the fund Type of fund Monthly SIP in Rs Investment Returns Invested amount in Rs Estimated returns in Rs Total value of returns in Rs Nippon India Large Cap Fund Large Cap 5,000 18.43 6,00,000 11,28,014 17,28,014 Mirae Asset Large Cap Fund Large Cap 5,000 18.34 6,00,000 11,18,111 17,18,111 Kotak …

Mutual funds: 5 different types of SIPs in India and their features
1 year, 7 months ago

Mutual funds: 5 different types of SIPs in India and their features

Live Mint  

Systematic Investment Plan has revolutionised the way Indians invest in mutual funds, offering a disciplined and convenient approach to wealth creation. In this form of SIP, investors contribute a fixed amount at regular intervals, such as monthly, quarterly, or annually. Unlike Regular SIP, where investors need to contribute a fixed amount, Flexible SIP allows investors to vary their contribution amounts …

What is SIP? All you need to know
1 year, 9 months ago

What is SIP? All you need to know

India Today  

In today's fast-paced world, where financial stability and wealth creation are paramount, SIP has gained considerable popularity. By investing smaller amounts at regular intervals, investors can harness the power of compounding and navigate market fluctuations more effectively. Unlike lump-sum investments, where a significant amount is invested at once, SIPs enable investors to invest smaller amounts at regular intervals, typically monthly. …

SIP or SWP: Which systematic plan should you choose to safeguard your golden years?
1 year, 11 months ago

SIP or SWP: Which systematic plan should you choose to safeguard your golden years?

Live Mint  

According to a survey conducted by Scripbox in 2022, 80% of urban families are not confident about their post-retirement plans. With rising life expectancy in India coupled with falling working span, it is important to start planning for retirement at an early stage with a systematic approach of investing that could ensure regular withdrawals during the golden years of life. …

Mutual Fund Investing: How do step-up SIPs give a boost to your wealth? Here are 4 ways
1 year, 11 months ago

Mutual Fund Investing: How do step-up SIPs give a boost to your wealth? Here are 4 ways

Live Mint  

When we set aside a small amount of money for the future, we understand the power of SIP’s; and when we continue investing and stay invested for a long time, we see the magic of compounding. Have a look at the numbers in the illustration below to see the impact when you add SIP step up as a strategy: Scenario …

Recurring Deposits Or Mutual Funds, What's Better For Investment?
2 years ago

Recurring Deposits Or Mutual Funds, What's Better For Investment?

News 18  

The highest-ever monthly systematic investment plans inflow in mutual funds of Rs 12,693 crore was recorded in August 2022. The facility enables investors to make a fixed monthly investment and accumulate funds for immediate requirements. Similar to mutual fund SIPs, a discipline is gained from investing in RDs. Both RDs and SIPs enable investors to make a series of modest …

Mutual Fund SIP: Is There A Best Date To Start A SIP? Know What Experts Say
2 years ago

Mutual Fund SIP: Is There A Best Date To Start A SIP? Know What Experts Say

News 18  

SIP stands for Systematic Investment Plan, is a way to invest money in mutual funds or stocks on a regular basis. Usually used in mutual funds investment, Under a SIP, investors can invest a fixed amount of money at regular intervals in a selected mutual fund. Experts believe the ideal approach is to stay invested instead of finding the right …

SIP Investments: 6 common mistakes you must avoid to achieve desired financial goals
2 years, 2 months ago

SIP Investments: 6 common mistakes you must avoid to achieve desired financial goals

Live Mint  

How many times have you been told about the power of compounding that translates even the smallest systematic investment plans into an enviable corpus that can last a lifetime? One may attribute this behaviour to ignorance regarding how SIP investments work and the lack of understanding of how small investments, if unbridled over a prolonged period, can help people achieve …

Missed your SIP instalment due to insufficient funds? Here’s what happens next
2 years, 2 months ago

Missed your SIP instalment due to insufficient funds? Here’s what happens next

Live Mint  

How many times have we been told to stick to our investments through systematic investment plans? However, at times, investors miss out on their SIP instalments owing to low balance in their savings accounts. At the outset, it may seem innocuous as asset management companies do not penalize their subscribers for missing out on SIP instalments. Investors may contact their …

SIP-top up facility: What is it and how does it work? Should you opt for it?
2 years, 3 months ago

SIP-top up facility: What is it and how does it work? Should you opt for it?

Live Mint  

SIP-top up facility: Investing via Systematic Investment Plan is considered to be one of the best ways to amass wealth keeping in view long-term horizon. Amit Gupta, MD, SAG Infotech said an investor can raise his or her monthly payment to an ongoing SIP by using a top-up service. SIP-top up also known as SIP Booster or SIP step-up option …

Mutual Fund Investing: How step-up SIPs can help you achieve your financial goals faster
2 years, 3 months ago

Mutual Fund Investing: How step-up SIPs can help you achieve your financial goals faster

Live Mint  

Step-up Systematic Investment Plans are a type of investment plan that allows an investor to increase the amount of money they are investing at regular intervals. The way a step-up SIP works is that the investor will start off by investing a fixed amount in the plan. One of the main benefits of a step-up SIP is that it allows …

Mutual funds: Which SIP freqency to select for becoming crorepati?
2 years, 4 months ago

Mutual funds: Which SIP freqency to select for becoming crorepati?

Live Mint  

Becoming a crorepati when you hit retirement would be like a dream come true. You don't even need to burden yourself with a lumpsum investment amount, you can even become a crorepati by investing ₹1,000 on a daily basis. To provide a holistic picture to investors and help them make better-informed decisions for their investments via SIPs, WhiteOak Capital Mutual …

Investment through SIP: How to invest with less risk?
2 years, 5 months ago

Investment through SIP: How to invest with less risk?

Firstpost  

Mutual funds can also be risky, but the risk is less in comparison to direct equity investment We all want to invest our money somewhere where our wealth constantly grows and remains safe. Investing in mutual funds can be a really good avenue for investors who want to increase their money while having low risk of loss. One can put …

NPS scheme: 5 reasons to opt this plan for better return with minimum risk
2 years, 7 months ago

NPS scheme: 5 reasons to opt this plan for better return with minimum risk

Live Mint  

NPS scheme: The National Pension System is a unique pension plan backed by the Government of India, which provides both equity and debt exposure in single investment. Speaking on the reason for NPS scheme gaining popularity among investors, Ajit Kumar, Chief Strategy Officer at KFintech said, "One of the reasons NPS is growing in popularity is its highly simple and …

Mutual funds SIP calculator: How to accumulate ₹1 crore in 10 years?
3 years ago

Mutual funds SIP calculator: How to accumulate ₹1 crore in 10 years?

Live Mint  

Mutual funds SIP calculator: Ravi Ujjwal is a 40 year old salaried professional and he is planning to invest for the higher studies of his 6 year old daughter. Echoing with Jitendra Solanki's views; Kartik Jhaveri, Director — Wealth at Transcend Capital said, "Investing in mutual funds SIP for 10 year is expected to yield at least 12 per cent …

What mutual fund SIPs are really about
3 years, 1 month ago

What mutual fund SIPs are really about

The Hindu  

At about ₹5.65 lakh crore, the mutual fund systematic investment plans accounts for 15% of the total mutual fund assets under management. SIP AUM has grown at almost double the rate that the entire mutual fund AUM has between April and December 2021, with monthly SIP amounts breaking past ₹10,000 crore last September. Second, you need that market fall to …

How to build a dream corpus before you retire
3 years, 2 months ago

How to build a dream corpus before you retire

Live Mint  

The need for building a substantial retirement corpus is something that no prudent investor can play down. One such rule of thumb is the 15-15-15 rule, which basically implies that if you continue a monthly SIP of ₹15,000 for 15 years, and the mutual fund scheme that you have opted for is able to generate annualized returns of 15%, then …

SIP calculator: Can a 30 year old retire at 55 with ₹5 lakh monthly pension?
3 years, 2 months ago

SIP calculator: Can a 30 year old retire at 55 with ₹5 lakh monthly pension?

Live Mint  

Mutual funds SIP calculator: Reetesh is a 30 year old earning individual who want to retire at the age of 55. On how much annual step-up would be enough to meet this ₹7 crore investment goal; Kartik Jhaveri of Transcend Capital said, "Normally, 10 per cent annual step-up in SIP is advisable but to retire 5 years before the normal …

Pension calculator: SIP you need to get ₹1 lakh monthly income post-retirement
3 years, 5 months ago

Pension calculator: SIP you need to get ₹1 lakh monthly income post-retirement

Live Mint  

Pension calculator: Sakshi Tyagi is a 35 year old IT professional. To achieve this ambitious target of ₹1 lakh monthly income post-retirement, one can look at creating a corpus of around ₹13 crore that can be invested in SWP for next 25 years. " Vinit Khandare of MyFundBazaar India advised investors like Sakshi to go for equity mutual funds SIP …

Mutual fund calculator: How much SIP will be required to get 2.5 lakh monthly
3 years, 8 months ago

Mutual fund calculator: How much SIP will be required to get 2.5 lakh monthly

India Today  

The Systematic Investment Plan, famously known as SIP, is a disciplined way of investing in mutual funds. In such a scenario, if the inflation growth is at 6 to 6.5 per cent per annum, the monthly Rs 40,000 expense is expected to go up to around Rs 2.5 lakh per month after 30 years or post-retirement. - In order to …

Top up your SIP to reach financial goals faster
3 years, 9 months ago

Top up your SIP to reach financial goals faster

Live Mint  

MUMBAI: A Systematic Investment Plan, or an SIP, invests a fixed amount every month in a mutual fund. In the above example, a top up of 10% every year cuts down the time needed to reach your Rs1 crore goal to eight years instead of 10. A number of mutual fund houses offer free top up calculators in order to …

SIP in NPS to be launched before Dussehra
4 years, 5 months ago

SIP in NPS to be launched before Dussehra

Live Mint  

You can soon invest in National Pension System through SIP. Mint had reported earlier in July that NPS may launch SIP facility in two months. The regulator may announce the SIP facility in NPS before Dussehra. NPS subscribers will not have to wait even till Dussehra to enjoy the systematic investment facility," said Amit Sinha, Executive Vice President, NSDL e-Governance. …

SIP inflows hit 11-month low in May amid market volatility
4 years, 9 months ago

SIP inflows hit 11-month low in May amid market volatility

Live Mint  

Investment in mutual funds through Systematic Investment Plans hit a 11-month low of ₹8,123 crore in May amid market volatility and uncertain economic environment due to the coronavirus pandemic. The mutual fund industry raised ₹8,123 crore though the SIP route last month, lower than ₹8,376 crore mopped up in April, according to the latest data from the Association of Mutual …

Opinion | SIPs are the perfect way to invest in the present tough market condition
4 years, 10 months ago

Opinion | SIPs are the perfect way to invest in the present tough market condition

Live Mint  

The Indian equity markets have had a terrible last month as they struggled to react to the developing spread of the covid-19 or novel coronavirus and the resultant global shutdown. We studied the Indian equity markets for the last 20 years—2000 to 2020—to see how SIP investors have fared in normal environments and how that experience changes after a sharp …

Mutual fund investor bet big on SIPs: ₹49,000 crore in six months
5 years, 5 months ago

Mutual fund investor bet big on SIPs: ₹49,000 crore in six months

Live Mint  

Retail investors are preferring the SIP option for investing in mutual funds, as the industry garnered more than ₹49,000 crore through this route in the first six months of the current fiscal, up 11 per cent from the year-ago period. Systematic investment plans or SIPs have been the preferred route for retail investors to invest in mutual funds as it …

Avoid investing in closed-end funds, add to your SIPs instead
5 years, 10 months ago

Avoid investing in closed-end funds, add to your SIPs instead

Live Mint  

I am 32 years old and I started investing in mutual funds in 2017. I invest ₹2,500 each in ICICI Bluechip and Franklin India Focused Equity; ₹3,000 each in Axis Long-term ELSS, Mirae Asset India Equity and IFDC tax advantage ELSS. I also invested lump sums of ₹25,000 in ICICI Pru Balanced and ₹32,000 in ICICI Value fund series 19. …

SIP mop up hits new high in January
6 years, 1 month ago

SIP mop up hits new high in January

Deccan Chronicle  

Mumbai: Despite inflows into equity mutual funds slowing to a two-year low in January, inflows through SIPs, or systematic investment plans, hit a record high of Rs 8,064 crore during the month. SIP contributions had, for the first time, crossed the Rs 8,000-crore mark in December at Rs 8,022 crore, according to the Association of Mutual Funds in India data. …

Mutual fund SIP investors stay put, but pace of fresh investment slows
6 years, 5 months ago

Mutual fund SIP investors stay put, but pace of fresh investment slows

Live Mint  

Mumbai: At the lowest point of trade on Thursday, the BSE Sensex was down just over 1,000 points or nearly 3%. According to data from the Association of Mutual Funds of India, the total inflows via systematic investment plans or SIPs, a bulk of which are in equity funds, was up for yet another month ending 30 September 2018 at …

How to start an SIP in a mutual fund
6 years, 9 months ago

How to start an SIP in a mutual fund

Live Mint  

How much to invest Have you been wondering how to start a systematic investment plan in a mutual fund? Find the fund Next, you need to find the right mutual fund to invest in. You can do your research on various mutual fund schemes on various websites. They will help you navigate through different kinds of mutual funds that exist …

Centre permits partial withdrawal to NPS subscribers
6 years, 10 months ago

Centre permits partial withdrawal to NPS subscribers

ABP News  

New Delhi, May 5 : Partial withdrawals will now be allowed to subscribers under the National Pension System, who wish to improve their employability or acquire new skills by pursuing higher education/ acquiring professional and technical qualifications, the Centre stated on Friday. Following the Board meeting of the Pension Fund Regulatory and Development Authority, it was decided that individual NPS …

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