[Discontinuation Of Insurance Policy] Delhi HC Directs Insurer To Provide Similar Alternative Insurance Plan Having Similar Coverage & Same Premium [Read Order]
4 years, 5 months ago

[Discontinuation Of Insurance Policy] Delhi HC Directs Insurer To Provide Similar Alternative Insurance Plan Having Similar Coverage & Same Premium [Read Order]

Live Law  

The Delhi High Court recently directed an insurance company, that had suddenly discontinued an insurance plan, to provide a similar alternative plan to the Petitioner-claimant, having approximately the same coverage and the same premium. 1 consider offering to the petitioner an alternate medical insurance policy with approximately the same coverage and the same premium before the next date of hearing," the Court ordered. "The insurance company can only load/increase the premium upto some reasonable extent and not with the object of making the renewal of insurance policy impossible," they submitted. By renewal, that policy is revived and is the substitution of obligation under the old policy and the contract remains on the same terms and conditions as that of an original policy, and with effect from the date it fell due for its renewal as has been held by Apex Court in a judgement titled Biman Kumar Bose vs. United India Insurance Company Limited MANU/SC/0948/2001.

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History of this topic

Rejection Of Insurance Claim Valid If Insured Does Not Follow Policy Terms: Delhi State Commission Reject Claims Of Deficiency Against National Insurance
3 months, 2 weeks ago

Rejection Of Insurance Claim Valid If Insured Does Not Follow Policy Terms: Delhi State Commission Reject Claims Of Deficiency Against National Insurance

Live Law  

The Delhi State Commission, presided by Justice Sangita Dhingra Sehgal And Ms. Pinki held that the insurer can reject the insurance claim if the insured has not complied with the policy terms stated. Her son later approached the insurer to request a name change on the policy but was told to first update the vehicle's ownership with the RTO. According …

Mere Deduction Of Premium Does Not Create Binding Insurance Contract, Uttarakhand State Commission Dismisses Appeal Against New India Assurance Co.
9 months, 1 week ago

Mere Deduction Of Premium Does Not Create Binding Insurance Contract, Uttarakhand State Commission Dismisses Appeal Against New India Assurance Co.

Live Law  

The State Consumer Disputes Redressal Commission, Uttarakhand bench of Kumkum Rani and Mr B.S. The bench dismissed an appeal filed against the New India Assurance Co. by holding that there existed no renewed insurance contract at the time of the loss and the Insurance Company refunded the premium which was automatically deducted by the bank. Feeling aggrieved, the Complainant filed …

Rejection Of The Health Insurance Claim Cannot Be Based Solely On Assumption Of Pre-Existing Condition: Delhi State Commission
10 months, 3 weeks ago

Rejection Of The Health Insurance Claim Cannot Be Based Solely On Assumption Of Pre-Existing Condition: Delhi State Commission

Live Law  

Delhi State Consumer Disputes Redressal Commission, headed by Justice Sangita Dhingra Sehgal alongside members Ms. Pinaki and Mr. J.P. Agrawal, held HDFC Insurance liable for deficiency in service over the rejection of a health insurance claim solely on the presence of non-communication of pre-existing conditions. Brief Facts of the Case The complainant's husband applied for an HDFC Life Group Credit …

Exclusion Of Coverage For Injuries Sustained During Initial Days Of Policy Issuance Is Illegal, Uttarakhand State Commission Holds Birla Sun Life Insurance Co. Liable
10 months, 3 weeks ago

Exclusion Of Coverage For Injuries Sustained During Initial Days Of Policy Issuance Is Illegal, Uttarakhand State Commission Holds Birla Sun Life Insurance Co. Liable

Live Law  

The State Consumer Disputes Redressal Commission, Uttarakhand bench comprising Ms Kumkum Rani and Mr B.S. Manral held Birla Sun Life Insurance Company liable for repudiating a valid claim based on an unreasonable policy clause excluding coverage for injuries sustained within 90 days from the issuance of the policy. Brief Facts: The Complainant purchased an insurance policy from Birla Sun Life …

Jharkhand High Court Issues Notice On PIL Seeking Insurance Coverage For Advocates
1 year, 10 months ago

Jharkhand High Court Issues Notice On PIL Seeking Insurance Coverage For Advocates

Live Law  

The Jharkhand High Court has issued notice in a PIL seeking directions for life and medical insurance coverage to advocates practicing in Jharkhand. “Section 6 and 7 of The Advocates Act, 1961 casts a duty upon Respondent No.-4 and Respondent No.-5 to provide financial assistance to organize welfare schemes for the indigent, disabled or other advocates, but due to the …

Medical/Health Insurance Essential Services During COVID, Employees Of Insurance Companies Can't Be Restrained From Free Movement: Delhi HC
3 years, 10 months ago

Medical/Health Insurance Essential Services During COVID, Employees Of Insurance Companies Can't Be Restrained From Free Movement: Delhi HC

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Underlining that medical insurance and health insurance services are essential services during the COVID-19 pandemic situation, the Delhi High Court on Thursday observed that the employees of insurance companies cannot be restrained from free movement, as their movement is essential during the situation of a pandemic. Court's observations At the outset, the Court opined that to the extent that the …

Delhi High Court Seeks Response From IRDAI On Plea Alleging Failure To Protect Interests Of Policy Holders
4 years ago

Delhi High Court Seeks Response From IRDAI On Plea Alleging Failure To Protect Interests Of Policy Holders

Live Law  

The Delhi High Court has sought response from the Insurance Regulatory Development Authority of India on a petition alleging inaction on its part for protecting the interest of various policy holders. Under Section 14 of the IRDAI Act, 1999, the authority is entrusted to protect the interests of policy holders in matters concerning assigning of policy, settlement of insurance claims, …

Supreme Court Stays Delhi High Court's Direction To Insurance Company To Provide Life-Time Warranty On Prosthetic Limbs Including Replacement
4 years, 1 month ago

Supreme Court Stays Delhi High Court's Direction To Insurance Company To Provide Life-Time Warranty On Prosthetic Limbs Including Replacement

Live Law  

Supreme Court has on Wednesday issued notice in a plea filed challenging the Delhi High Court's order directing the insurance company to provide a life time warranty on the prosthetic limb used or purchased by the claimant. The present petition has been filed being aggrieved of the Delhi High Court's order, whereby it issued a slew of directions to the …

Delhi HC Approves Insurance Policy To Implement CM Advocates Welfare Scheme; 29077 Advocates Identified As Beneficiaries [Read Order]
4 years, 5 months ago

Delhi HC Approves Insurance Policy To Implement CM Advocates Welfare Scheme; 29077 Advocates Identified As Beneficiaries [Read Order]

Live Law  

Delhi High Court has finally approved the insurance policy decided by the Delhi Government, with the assistance of the Bar Council of Delhi, to implement the Chief Minister Advocate Welfare Scheme. The Single Bench of Justice Prathiba M Singh has approved the policy which will provide medical and life insurance to 29077 advocates residing in Delhi. After considering various life …

Insurance Scheme For Advocates Will Be Defeated By The Steep Rise In Premium Amount: Delhi HC Directs Companies To Come Up With Better Solutions [Read Order]
4 years, 6 months ago

Insurance Scheme For Advocates Will Be Defeated By The Steep Rise In Premium Amount: Delhi HC Directs Companies To Come Up With Better Solutions [Read Order]

Live Law  

Delhi High Court has directed the Life Insurance Corporation and New India Insurance Company to hold meetings with the Technical Evaluation Committee and the Bar Council of Delhi to address the issue of steep increase in the premium rate for the Chief Minister Advocates Welfare Scheme. The Single Bench of Justice Prathiba M Singh has also directed the said insurance …

CM Advocates Welfare Scheme: Delhi HC Directs Delhi Govt To Fix Dates For Bidding Process For Insurance Cos Before August 7
4 years, 7 months ago

CM Advocates Welfare Scheme: Delhi HC Directs Delhi Govt To Fix Dates For Bidding Process For Insurance Cos Before August 7

Live Law  

The Delhi High Court on Monday directed the Delhi Government to comply with its order dated July 17 wherein the said government was directed to start the tender process for the Chief Minister Advocates Welfare Scheme by fixing the opening and closing dates for submitting financial bids before August 7. The order has come in a bunch of writ petitions …

CM Advocates Welfare Scheme: Delhi HC Directs Delhi Govt To Immediately Procure Insurance Policies For Advocates Verified By Bar Council Of Delhi [Read Order]
4 years, 9 months ago

CM Advocates Welfare Scheme: Delhi HC Directs Delhi Govt To Immediately Procure Insurance Policies For Advocates Verified By Bar Council Of Delhi [Read Order]

Live Law  

The Single Bench of Justice Prathiba M Singh noted that the purpose of the Scheme would be rendered nugatory if insurance policies are not obtained for them during the outbreak of an unprecedented pandemic, as is currently prevalent. Today, BCD claimed that the Delhi Government should obtain the insurance policies of all the registered advocates who are 29,098 in number …

Existence Of Efficacious Alternative Remedy Amid COVID-19 Lockdown Doubtful : Delhi HC Entertains Writ Petition On Insurance Claim Dispute
4 years, 10 months ago

Existence Of Efficacious Alternative Remedy Amid COVID-19 Lockdown Doubtful : Delhi HC Entertains Writ Petition On Insurance Claim Dispute

Live Law  

The Delhi High Court entertained a writ petition on a dispute relating to insurance claim observing that the availability of efficacious alternative remedies was "extremely doubtful", due to the COVID-19 pandemic situation. In a matter pertaining to denial of claim by the insurance company, the Single Bench of Justice Prateek Jalan while providing relief to the person insured, noted that …

Banking & Insurance Shouldn’t Be Mixed; Man Moves Delhi HC, Narrates How Wife Was Forced To Take Insurance Policy For Getting Loan [Read Petition]
7 years ago

Banking & Insurance Shouldn’t Be Mixed; Man Moves Delhi HC, Narrates How Wife Was Forced To Take Insurance Policy For Getting Loan [Read Petition]

Live Law  

A widower and father of two has moved the Delhi High Court praying for a declaration that insurance business conducted by banks is illegal and unconstitutional and stressing that banking should be done by banking professionals while insurance business should be carried out by insurance professionals for healthy co-existence of both the institutions and in the best interest of the. …

Delhi HC Comes Down Hard On Fraudulent Insurance Claim; Directs Initiation Of Criminal Proceedings Against Colluding Employer And Claimant [Read Judgment]
7 years, 7 months ago

Delhi HC Comes Down Hard On Fraudulent Insurance Claim; Directs Initiation Of Criminal Proceedings Against Colluding Employer And Claimant [Read Judgment]

Live Law  

The Delhi High Court, on Thursday, directed initiation of criminal proceedings against an employer and an employee who, the Court concluded, had filed a “fraudulent and collusive” insurance claim petition.Justice Valmiki J. Mehta directed the Registrar General of the Court to draw out an FIR against the employer and the employee. The Delhi High Court, on Thursday, directed initiation of …

Delhi HC Comes Down Hard On Fraudulent Insurance Claim; Directs Initiation Of Criminal Proceedings Against Colluding Employer And Claimant [Read Judgment]
7 years, 7 months ago

Delhi HC Comes Down Hard On Fraudulent Insurance Claim; Directs Initiation Of Criminal Proceedings Against Colluding Employer And Claimant [Read Judgment]

Live Law  

The Delhi High Court, on Thursday, directed initiation of criminal proceedings against an employer and an employee who, the Court concluded, had filed a “fraudulent and collusive” insurance claim petition.Justice Valmiki J. Mehta directed the Registrar General of the Court to draw out an FIR against the employer and the employee. The Delhi High Court, on Thursday, directed initiation of …

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