6 ways to save money without trying

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. And that’s a key reason for low savings rates across the UK; research carried out by the Money Advice Service shows that four in 10 working-age people have less than £100 saved in total. If you earn enough to set even a little aside each month that’s great – a direct debit into a savings account might be an easy way to do this, even if you start small and increase the amount with time.” Trust in technology We rely on tech for so much these days – for counting our steps to managing our shopping. Even a small amount soon adds up; £50 a month would mean a £600 nest egg saved after just a year, which would be a good start towards a rainy day fund. We urge people to continue to take just 30 minutes out on a regular basis to review their debts as they may be one of the half a million Brits eligible to refinance to a cheaper deal, which will help them become debt-free sooner.” Review your debts and see if it’s possible to save money on the interest.