Will travel insurance cover flights canceled due to the coronavirus outbreak?
CNNCNN — The outbreak and spread of the coronavirus is causing widespread disruption, with airlines worldwide suspending all flights to China. Travel insurance comparison site InsureMyTrip has reported a substantial increase in calls from worried passengers looking for clarification on their travel coverage. Although many airlines have relaxed their policies, offering waivers on amendment fees or the choice to cancel for credit towards an upcoming flight, it seems most travel insurance policies simply do not account for scenarios such as this. “While many travel insurance plans provide for cancellation for an airline shut-down in services due to a mechanical failure, adverse weather or natural disaster, they do not provide for an airline shut-down due to the coronavirus outbreak,” explains Stan Sandberg, co-founder of TravelInsurance.com. According to Sandberg, although some plans will provide for cancellation due to a traveler quarantine, this only applies to plans purchased before the outbreak became a “known event,” which was around January 21.