What is the ideal investment time horizon for mutual fund SIP?
2 years, 1 month ago

What is the ideal investment time horizon for mutual fund SIP?

Live Mint  

Almost every investor is familiar with the term 'invest in SIPs for the longer term'. Giving an illustration, WhiteOak data shows that the average return in a 3-year SIP period is around 12.9%, while the median return is around 11.9%. If the SIP period is for 8 years, the average and median return comes to around 16.3% and 14.1%. In the case of a 15-years SIP period, the average return comes to around 14.4% and the median return is around 14.9%. Another illustration: Taking into consideration the percentage XIRR Rolling Returns on monthly basis for S&P BSE Sensex TRI for SIP between September 1996 to September 2022, WhiteOak data revealed that the chances of earning positive returns are 100% for 8-years, 10-years, 12-years, and 15 years SIP period.

Investment Period Average Horizon Returns 15 Years 8 Years Sip Mutual Fund Sips Whiteoak Median Return  investment  period  sip  mutual  median  return  ideal  fund  whiteoak  returns  average  horizon  percentage  sips

History of this topic

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000
1 month, 1 week ago

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000

Live Mint  

A systematic investment plan provided by mutual funds enables investors to contribute consistently and systematically to their financial objectives. In this article, we will explain how to accumulate ₹5 crore by investing ₹5,000 monthly through a Systematic Investment Plan, using a mutual fund calculator to help you understand the process better. Courtesy Groww mutual fund SIP calculator Mutual Fund SIP …

SIP Emerges as a Safe Investment Amidst Market Fluctuations | Paisa Live
Trending News
1 month, 1 week ago

SIP Emerges as a Safe Investment Amidst Market Fluctuations | Paisa Live

ABP News  

Amid fluctuations in the stock market, investments in Systematic Investment Plans are witnessing a rapid surge. For the first time in October, the monthly mutual fund SIP investments crossed the ₹25,000 crore mark. According to reports, the total amount of SIPs in October reached ₹25,323 crore, marking a significant milestone in the Indian mutual fund industry. SIPs allow investors to …

How Much Wealth Can You Build With a 20-Year SIP?
2 months ago

How Much Wealth Can You Build With a 20-Year SIP?

ABP News  

A comprehensive guide to saving and investing for long-term goals. The article emphasizes the importance of setting financial goals, prioritizing savings over spending, and using SIPs to achieve significant wealth over 20 years. It provides insights into choosing suitable investment options, setting up disciplined saving habits, and the benefits of starting early. The article also addresses the challenges of inflation …

SIP vs Traditional Savings: Why Millennials Should Choose SIPs
4 months ago

SIP vs Traditional Savings: Why Millennials Should Choose SIPs

Hindustan Times  

As millennials take on new responsibilities and financial commitments, the choice between SIPs and traditional savings becomes more significant. Higher Growth Potential Equity Mutual Funds, which predominantly invest in equities and equity-related investments in the stock market, offer higher growth potential compared to traditional investment options. Conclusion To sum up, a mutual fund SIP is a compelling alternative to traditional …

How do SIPs Help in Achieving Investment Goals Without Timing the Market?
4 months, 1 week ago

How do SIPs Help in Achieving Investment Goals Without Timing the Market?

Hindustan Times  

Building wealth for the future is important, but most newbie investors think they need to “time” the market and predict rises and falls. SIP: The ultimate way to achieve long-term money goals Rupee Cost Averaging Levels the Playing Field One of the biggest benefits SIPs provide investors is rupee cost averaging. Making SIPs Even Sharper Though SIPs themselves de-risk investing, …

SIP Calculator: Rs 5,000 Monthly Investment In Mutual Funds Can Make You Crorepati In 26 Years
4 months, 3 weeks ago

SIP Calculator: Rs 5,000 Monthly Investment In Mutual Funds Can Make You Crorepati In 26 Years

News 18  

Even as the domestic equity market is in a bull run, a large number of retail investors have been entering it directly or through mutual fund SIPs. Other popular mutual funds, like Parag Parikh Flexi Cap Fund, Nippon India Small Cap Fund, SBI Bluechip Fund, Kotak Equity Opportunities Fund and Axis Midcap Fund have also given impressive returns in the …

Building Wealth With SIP Mutual Funds: How To Make The Correct Choice? Here Are Some Top Performing SIP MFs In 2024
6 months, 3 weeks ago

Building Wealth With SIP Mutual Funds: How To Make The Correct Choice? Here Are Some Top Performing SIP MFs In 2024

ABP News  

Systematic Investment Plans have become increasingly popular amongst investors as a simple and efficient way to invest in the mutual fund market in India. When opting for a SIP mutual fund, it is important to conduct a thorough analysis of all the funds available in the market and access your financial goals. Investment goal - Based on your investment objectives, …

How to become rich: Your ₹5000 monthly SIP can help you grow ₹5.22 crore. Mutual fund calculator explains
8 months, 1 week ago

How to become rich: Your ₹5000 monthly SIP can help you grow ₹5.22 crore. Mutual fund calculator explains

Live Mint  

How to become rich: To become a crorepati and attain wealth through Mutual Fund Systematic Investment Plans, one should start by setting clear financial goals and choosing SIPs aligned with your risk tolerance and investment horizon. How to become rich through Mutual Fund SIP investments Regarding the strategy to amass wealth and become rich through SIP investments, Pankaj Mathpal, MD …

Which Mutual Fund Is Suitable To Start Your First SIP?
11 months, 2 weeks ago

Which Mutual Fund Is Suitable To Start Your First SIP?

News 18  

Today, lists of top-performing mutual funds are available at the click of a button. After all, 9 out of 10 investors begin by asking “which fund” they should invest in, instead of setting up clear goals and focusing on setting up a great investing process for themselves. There’s no “one size fits all” when it comes to investing – an …

Mutual funds SIP: Why market sentiment doesn’t matter for an investor
1 year, 2 months ago

Mutual funds SIP: Why market sentiment doesn’t matter for an investor

Live Mint  

Mumbai: In continuation to WhiteOak Capital AMC’s earlier SIP report titled, ‘SIP Analysis Report’, the company has come up with further insights on "Which is better, starting SIP at the Top or Bottom?" The report is based on a detailed analysis using long-period data of S&P BSE Sensex TRI and considers all those periods when the equity market has fallen …

World Financial Planning Day 2023: How are stock SIPs different from mutual fund SIPs and which one to buy?
1 year, 2 months ago

World Financial Planning Day 2023: How are stock SIPs different from mutual fund SIPs and which one to buy?

Live Mint  

Financial growth is not possible without financial planning. Name of the fund Type of fund Monthly SIP in Rs Investment Returns Invested amount in Rs Estimated returns in Rs Total value of returns in Rs Nippon India Large Cap Fund Large Cap 5,000 18.43 6,00,000 11,28,014 17,28,014 Mirae Asset Large Cap Fund Large Cap 5,000 18.34 6,00,000 11,18,111 17,18,111 Kotak …

Mutual funds: 5 different types of SIPs in India and their features
1 year, 4 months ago

Mutual funds: 5 different types of SIPs in India and their features

Live Mint  

Systematic Investment Plan has revolutionised the way Indians invest in mutual funds, offering a disciplined and convenient approach to wealth creation. In this form of SIP, investors contribute a fixed amount at regular intervals, such as monthly, quarterly, or annually. Unlike Regular SIP, where investors need to contribute a fixed amount, Flexible SIP allows investors to vary their contribution amounts …

How much of my salary should go into SIPs?
1 year, 8 months ago

How much of my salary should go into SIPs?

Live Mint  

I am a 30-year old professional with a gross salary of ₹2 lakh. The first two SIPs should be in two different large cap funds, the third can be in some good mid cap fund, the fourth SIP of ₹8,000 can be invested in a flexi cap fund and the fifth one can be in any theme of your choice …

Mutual Fund Investing: How do step-up SIPs give a boost to your wealth? Here are 4 ways
1 year, 9 months ago

Mutual Fund Investing: How do step-up SIPs give a boost to your wealth? Here are 4 ways

Live Mint  

When we set aside a small amount of money for the future, we understand the power of SIP’s; and when we continue investing and stay invested for a long time, we see the magic of compounding. Have a look at the numbers in the illustration below to see the impact when you add SIP step up as a strategy: Scenario …

Mutual Fund SIP: Is There A Best Date To Start A SIP? Know What Experts Say
1 year, 9 months ago

Mutual Fund SIP: Is There A Best Date To Start A SIP? Know What Experts Say

News 18  

SIP stands for Systematic Investment Plan, is a way to invest money in mutual funds or stocks on a regular basis. Usually used in mutual funds investment, Under a SIP, investors can invest a fixed amount of money at regular intervals in a selected mutual fund. Experts believe the ideal approach is to stay invested instead of finding the right …

Mutual Funds: What is the best frequency for SIPs – Monthly, Weekly or Daily?
1 year, 10 months ago

Mutual Funds: What is the best frequency for SIPs – Monthly, Weekly or Daily?

Live Mint  

While most investors are fairly comfortable with the idea of doing monthly SIPs, there are several who are curious to know whether increasing the SIP frequency offers any extra benefits. When you are investing for several years, then the frequency of SIP, whether it is daily or weekly or monthly, doesn’t have a very big effect on the overall returns. …

How much mutual fund SIP should you make to accumulate ₹3 Cr in 20 years?
1 year, 11 months ago

How much mutual fund SIP should you make to accumulate ₹3 Cr in 20 years?

Live Mint  

Mutual funds, one of the best and most used forms of long-term investment, have consistently proven superior performance in terms of returns. However, to build wealth over a long period of 20 or more years, conservative investors should consider investing in Equity large-cap Fund or Equity index funds. “For an individual with a conservative risk profile who plans to accumulate …

SIP Investments: 6 common mistakes you must avoid to achieve desired financial goals
1 year, 11 months ago

SIP Investments: 6 common mistakes you must avoid to achieve desired financial goals

Live Mint  

How many times have you been told about the power of compounding that translates even the smallest systematic investment plans into an enviable corpus that can last a lifetime? One may attribute this behaviour to ignorance regarding how SIP investments work and the lack of understanding of how small investments, if unbridled over a prolonged period, can help people achieve …

New Year’s resolution? Why start equity mutual fund SIPs from 2023
1 year, 11 months ago

New Year’s resolution? Why start equity mutual fund SIPs from 2023

Live Mint  

Despite volatile markets in 2022, investors choosing mutual funds through systematic investment plans were well rewarded. Under 1-year SIP returns of equity mutual funds categories, FYERS expert pointed out that barring global funds, MNC, pharma, and healthcare sector funds, most schemes across all equity categories delivered double-digit returns. Further, AMFI data revealed that Indian mutual funds have currently about 6.05 …

SIP inflows into mutual funds rise to record high but...
2 years ago

SIP inflows into mutual funds rise to record high but...

Live Mint  

Investors' appetite continue to grow stronger for Systematic Investment Plans and November month was yet another success story for this investment plan. S Ranganathan, Head of Research at LKP Securities said, India being the best performing large market year to date in dollar terms, FIIs have been booking profits but Domestic Flows through SIPs are at lifetime highs which reflects …

Mutual Fund Investing: How step-up SIPs can help you achieve your financial goals faster
2 years ago

Mutual Fund Investing: How step-up SIPs can help you achieve your financial goals faster

Live Mint  

Step-up Systematic Investment Plans are a type of investment plan that allows an investor to increase the amount of money they are investing at regular intervals. The way a step-up SIP works is that the investor will start off by investing a fixed amount in the plan. One of the main benefits of a step-up SIP is that it allows …

Mutual funds: Which SIP freqency to select for becoming crorepati?
2 years, 1 month ago

Mutual funds: Which SIP freqency to select for becoming crorepati?

Live Mint  

Becoming a crorepati when you hit retirement would be like a dream come true. You don't even need to burden yourself with a lumpsum investment amount, you can even become a crorepati by investing ₹1,000 on a daily basis. To provide a holistic picture to investors and help them make better-informed decisions for their investments via SIPs, WhiteOak Capital Mutual …

Which is a better investment option for mutual fund SIPs?
2 years, 1 month ago

Which is a better investment option for mutual fund SIPs?

Live Mint  

Mutual funds are diverse investments due to the host of various instruments they offer to park your hard-earned money. Among the three market cap segments, WhiteOak analysis highlights that the mid-cap segment was a good investment option for investors seeking to invest via the long-term SIP route. Data from WhiteOak which takes into consideration 10 Year Monthly Rolling Return from …

Investment through SIP: How to invest with less risk?
2 years, 2 months ago

Investment through SIP: How to invest with less risk?

Firstpost  

Mutual funds can also be risky, but the risk is less in comparison to direct equity investment We all want to invest our money somewhere where our wealth constantly grows and remains safe. Investing in mutual funds can be a really good avenue for investors who want to increase their money while having low risk of loss. One can put …

Is mutual fund SIP an all-weather investment tool?
2 years, 3 months ago

Is mutual fund SIP an all-weather investment tool?

Live Mint  

Recent data on systematic investment plans show monthly flows growing above ₹12,000 crore. Despite this constant surge in SIP flows, mutual funds as an investment avenue have a long way to go, even if it is one of the best avenues to invest for all financial goals. Due to their long-term nature, SIPs are most likely to go through different …

3 high-rated mid-cap funds given over 30% SIP returns in 3 years
2 years, 5 months ago

3 high-rated mid-cap funds given over 30% SIP returns in 3 years

Live Mint  

The month of June saw a lot of market volatility and a downward trend. SBI Magnum Mid Cap Fund's assets under management as of June 30, 2022 were around ₹6,891.23 Crores, while the fund's net asset value was ₹147.16 as of 7th July 2022. As of June 30, 2022, the PGIM India Midcap Opportunities Fund had assets under management of …

Should you continue with your small-cap mutual fund SIP?
2 years, 5 months ago

Should you continue with your small-cap mutual fund SIP?

Live Mint  

Mutual funds SIP: Following weak global cues, rising inflation and global slowdown concerns, Indian stock market has witnessed heavy sell-off in last few months. So, those SIP investors who have chosen small-cap mutual funds might be thinking whether they should continue their SIP or wait for some time till the equity market gets stabilised. Unveiling investment strategy in regard to …

You should continue investing through SIP amid market volatility; Here’s why
2 years, 9 months ago

You should continue investing through SIP amid market volatility; Here’s why

Live Mint  

Russia’s displeasure with Ukraine’s attempts to join NATO and further its decision to launch a full-scale attack on Ukraine by invading its territories in February 2022 has impacted the world. If an investor had invested ₹10,000 in HDFC Top 100 Fund in March 2019, when the market crashed in March 2020 the amount would stand reduced to ₹6,244. So, SIP …

₹10,000 monthly turns to ₹11.98 lakh in 5 years in this mutual fund SIP plan
2 years, 9 months ago

₹10,000 monthly turns to ₹11.98 lakh in 5 years in this mutual fund SIP plan

Live Mint  

Mutual funds SIP is one of the investment tool that helps an investor overcome volatility of the equity markets without bothering about the right time to start. In last one year, this mutual fund scheme has given 6.85 per cent absolute return to SIP investors whereas annualised return in this period stands at 12.98 per cent. In last 2 years, …

Mutual fund calculator: SIP you need to accumulate ₹5.5 crore in 20 years
2 years, 11 months ago

Mutual fund calculator: SIP you need to accumulate ₹5.5 crore in 20 years

Live Mint  

Mutual fund calculator: Aniket is a 40 year old professional and his monthly take home salary is around ₹90,000. The investor needs to remember 15 X 15 X 15 rule of mutual funds where one can become a crorepati by following this mutual fund SIP rule." Pankaj Mathpal said that in this 15 X 15 X 15 rule of mutual …

Pension calculator: SIP you need to get ₹1 lakh monthly income post-retirement
3 years, 2 months ago

Pension calculator: SIP you need to get ₹1 lakh monthly income post-retirement

Live Mint  

Pension calculator: Sakshi Tyagi is a 35 year old IT professional. To achieve this ambitious target of ₹1 lakh monthly income post-retirement, one can look at creating a corpus of around ₹13 crore that can be invested in SWP for next 25 years. " Vinit Khandare of MyFundBazaar India advised investors like Sakshi to go for equity mutual funds SIP …

Sip Investment Tips: If Investing In Mutual Funds Through Sip, Dont Make These 5 Mistakes As They May Lead To A Loss
3 years, 4 months ago

Sip Investment Tips: If Investing In Mutual Funds Through Sip, Dont Make These 5 Mistakes As They May Lead To A Loss

ABP News  

SIP Investment Tips: A large number of retail investors are making money in Mutual Funds through Systematic Investment Plan. Investors who do this think that when the mutual fund declares dividend, they will earn big money. Don't make this mistake when the market is coming down Many investors stop the SIP when the market goes down and start investing when …

Mutual fund calculator: How much SIP will be required to get 2.5 lakh monthly
3 years, 5 months ago

Mutual fund calculator: How much SIP will be required to get 2.5 lakh monthly

India Today  

The Systematic Investment Plan, famously known as SIP, is a disciplined way of investing in mutual funds. In such a scenario, if the inflation growth is at 6 to 6.5 per cent per annum, the monthly Rs 40,000 expense is expected to go up to around Rs 2.5 lakh per month after 30 years or post-retirement. - In order to …

5 SIP trends in the past 5 years identified by IDFC Mutual Fund
3 years, 6 months ago

5 SIP trends in the past 5 years identified by IDFC Mutual Fund

Live Mint  

A presentation by IDFC Mutual Fund to its distributors has outlined five key trends in Systematic Investment Plans over the past 5 years - FY2016-17 to FY 2020-21. SIPs steadily rising: The number of SIPs has grown to 3.73 crore in March 2021 from 1.35 crore in March 2017. Of the industry-wide SIP book of Rs9,182 crore in March 2021 …

Top up your SIP to reach financial goals faster
3 years, 6 months ago

Top up your SIP to reach financial goals faster

Live Mint  

MUMBAI: A Systematic Investment Plan, or an SIP, invests a fixed amount every month in a mutual fund. In the above example, a top up of 10% every year cuts down the time needed to reach your Rs1 crore goal to eight years instead of 10. A number of mutual fund houses offer free top up calculators in order to …

Negative SIP returns in equity mutual funds? Here’s a strategy to avoid downside
4 years, 3 months ago

Negative SIP returns in equity mutual funds? Here’s a strategy to avoid downside

Live Mint  

Let's begin with some maths. IDFC AMC conducted a study comparing SIP returns in pure equity fund an a combo SIP in equity + debt. The results were quite interesting as given below: 3-year SIP in BSE 200 : A pure equity SIP Worst returns: -18% Best returns: 26% Average Returns: 10% 3-year SIP in Crisil Short Term Bond Index …

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