VPF Vs PPF: Which Is Better For You & Should You Invest In Both?

3 months, 4 weeks ago

VPF Vs PPF: Which Is Better For You & Should You Invest In Both?

Voluntary Pension Fund and Public Provident Fund are two popular and trusted long-term investments that cater to different investment needs. VPF is a part of Employee Provident Fund and is tied to your salary, while PPF is a government-backed savings scheme open to all individuals. Public Provident Fund Public Provident Fund is another low-risk savings scheme that offers steady returns and generous tax benefits. While VPF offers a higher interest rate, it follows a different tax treatment compared to PPF, which can alter your final returns. While investors can benefit by investing in PPF and VPF to enjoy tax-free interest, both options offer limited liquidity due to their lock-in periods and premature withdrawal penalties.

Benefits Tax Investments Interest Public Provident Fund Invest Returns Provident Epf Your Portfolio Vpf Fund Ppf

EPF Vs EPS: Which One Secures Your Financial Future Better?

4 months ago

EPF Vs EPS: Which One Secures Your Financial Future Better?

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NPS Vs PPF: Choosing The Right Retirement Plan For Your Future

4 months ago

NPS Vs PPF: Choosing The Right Retirement Plan For Your Future

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PPF: Interest rate offered on Public Provident Fund vis-a-vis other Small Savings Schemes. Check entire list here

4 months, 3 weeks ago

PPF: Interest rate offered on Public Provident Fund vis-a-vis other Small Savings Schemes. Check entire list here

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EPF vs NPS: Making the right choice to maximise your retirement corpus

9 months ago

EPF vs NPS: Making the right choice to maximise your retirement corpus

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PPF: Triple advantage of Public Provident Fund— explained

10 months ago

PPF: Triple advantage of Public Provident Fund— explained

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Retirement plans: Know about EPF, PPF and VPF before choosing a provident fund scheme

1 year, 10 months ago

Retirement plans: Know about EPF, PPF and VPF before choosing a provident fund scheme

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EPF vs PPF vs VPF: Which One Is Most Suitable Scheme For You?

1 year, 10 months ago

EPF vs PPF vs VPF: Which One Is Most Suitable Scheme For You?

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VPF vs PPF: What should salaried employees opt for?

1 year, 11 months ago

VPF vs PPF: What should salaried employees opt for?

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Confused Between PPF And EPF? Here's What You Should Know Before Investing

2 years ago

Confused Between PPF And EPF? Here's What You Should Know Before Investing

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VPF vs PPF: Which one should you choose and why?

2 years, 6 months ago

VPF vs PPF: Which one should you choose and why?

Investment

What is Public Provident Fund? All you need to know

2 years, 7 months ago

What is Public Provident Fund? All you need to know

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PPF Calculator: How to Get Over Rs 18 Lakh Return With Monthly Investments of Rs 1,000

2 years, 10 months ago

PPF Calculator: How to Get Over Rs 18 Lakh Return With Monthly Investments of Rs 1,000

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Public Provident Fund: Here are 7 things you should know about PPF scheme

2 years, 11 months ago

Public Provident Fund: Here are 7 things you should know about PPF scheme

Public Provident Fund

PPF vs EPF vs NPS vs mutual funds: Guide to your pension plans

2 years, 11 months ago

PPF vs EPF vs NPS vs mutual funds: Guide to your pension plans

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EPFO’s pension scheme likely to get a reboot

3 years, 1 month ago

EPFO’s pension scheme likely to get a reboot

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Provident Fund, Fixed Deposit, Insurance and More: Savings Guide for You in 2022

3 years, 3 months ago

Provident Fund, Fixed Deposit, Insurance and More: Savings Guide for You in 2022

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Understanding provident fund and public provident fund

3 years, 4 months ago

Understanding provident fund and public provident fund

Business Standard

Provident Fund

PPF vs NPS: Which investment plan is better for creating retirement corpus?

3 years, 5 months ago

PPF vs NPS: Which investment plan is better for creating retirement corpus?

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Provident Fund: Voluntary contribution can help you grow your retirement corpus

3 years, 11 months ago

Provident Fund: Voluntary contribution can help you grow your retirement corpus

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PPF vs Mutual Fund: How to save for retirement

3 years, 11 months ago

PPF vs Mutual Fund: How to save for retirement

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Should you cut your VPF contribution as new PF tax rules become effective today?

4 years ago

Should you cut your VPF contribution as new PF tax rules become effective today?

Tax

PPF or VPF? Know Which Saving Scheme is Better for You

4 years, 3 months ago

PPF or VPF? Know Which Saving Scheme is Better for You

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PPF, other small savings schemes remain attractive, interest rates unchanged

5 years, 3 months ago

PPF, other small savings schemes remain attractive, interest rates unchanged

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PPF vs VPF: Why should you increase your voluntary provident fund contribution

5 years, 11 months ago

PPF vs VPF: Why should you increase your voluntary provident fund contribution

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What makes Voluntary Provident Fund a better investment choice than PPF

6 years, 8 months ago

What makes Voluntary Provident Fund a better investment choice than PPF

Tax

Term of the day: What is Public Provident Fund?

6 years, 8 months ago

Term of the day: What is Public Provident Fund?

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8 Things You Must Know About Public Provident Fund

7 years, 4 months ago

8 Things You Must Know About Public Provident Fund

India

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Here's why you may want to open PPF accounts for your spouse, children and parents

1 day, 10 hours ago

Here's why you may want to open PPF accounts for your spouse, children and parents

If you want to get the maximum possible interest for the year in your Public Provident Fund account, April is a crucial month. “It’s possible to gift money to immediate …

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Small savings interest rates: Check latest PPF, SSY and others

3 days, 22 hours ago

Small savings interest rates: Check latest PPF, SSY and others

The government has chosen not to revise interest rates on popular small savings schemes such as the Public Provident Fund and National Savings Certificate for the April-June quarter of the …

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Mint Quick Edit | Get set for UPI access to one’s provident fund

1 week, 1 day ago

Mint Quick Edit | Get set for UPI access to one’s provident fund

Come the end of May or June, India’s provident fund subscribers will be able to withdraw money from their retirement kitties through UPI or ATMs, according to labour and employment …

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PPF: A lesser-known hack that could fetch you more than 7.1% return

1 week, 3 days ago

PPF: A lesser-known hack that could fetch you more than 7.1% return

The prevailing interest rate for public provident fund is currently 7.1%, but there's a way to earn even more. Therefore, investors planning to contribute to PPF for the financial year …

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How EPF balance ensures financial security? 5 benefits to know

2 weeks, 3 days ago

How EPF balance ensures financial security? 5 benefits to know

Keeping a sufficient balance in your Employee Provident Fund is not only about saving money. As of now, the EPF interest rate stands at 8.25% per annum, making it a …

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Best Mutual Funds: THESE retirement schemes gave over 15% CAGR return in the past 5 years

1 month ago

Best Mutual Funds: THESE retirement schemes gave over 15% CAGR return in the past 5 years

Prior to investing in a mutual fund scheme, investors often examine the past returns of a scheme. Top performing retirement mutual funds Here we list out the best performing retirement …

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EPFO keeps interest rates on PF unchanged at 8.25%

1 month, 1 week ago

EPFO keeps interest rates on PF unchanged at 8.25%

New Delhi: The Employees’ Provident Fund Organisation, the state-run retirement fund manager, has decided to maintain the interest rate on provident-fund deposits for 2024-25 at 8.25%, keeping the widely watched …

Hindustan Times

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EPFO retains 8.25 pc interest rate on employees' provident fund deposits for 2024-25

1 month, 1 week ago

EPFO retains 8.25 pc interest rate on employees' provident fund deposits for 2024-25

New Delhi: Retirement fund body EPFO on Friday retained an interest rate of 8.25 per cent on employees' provident fund deposits for 2024-25, sources said.In February 2024, the Employees' Provident …

Deccan Chronicle

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EPFO retains 8.25% interest rate on employees' provident fund deposits for 2024-25: Report

1 month, 1 week ago

EPFO retains 8.25% interest rate on employees' provident fund deposits for 2024-25: Report

The interest rate on employees' provident fund deposits has remained unchanged at 8.25% for 2024-25, PTI reported. The Employees' Provident Fund Organisation, which manages the EPF accounts of over seven …

Hindustan Times

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EPFO retains 8.25 pc interest rate on employees’ provident fund deposits for 2024-25

Top News 1 month, 1 week ago

EPFO retains 8.25 pc interest rate on employees’ provident fund deposits for 2024-25

New Delhi, Feb 28 Retirement fund body EPFO on Friday retained an interest rate of 8.25 per cent on employees’ provident fund deposits for 2024-25, sources said. In February 2024, …

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Why NPS should be a part of your retirement plan? 5 things to know

1 month, 1 week ago

Why NPS should be a part of your retirement plan? 5 things to know

Retirement planning is essential to a stress-free and financially secure future. Higher Returns with NPS When compared to traditional fixed-income investments like fixed deposits and Public Provident Funds, NPS offers …

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NPS, PPF, or mutual funds: Which SIP investment should you opt for?

1 month, 1 week ago

NPS, PPF, or mutual funds: Which SIP investment should you opt for?

When it comes to investing in a systematic investment plan, there are several options available—Public Provident Fund, National Pension System, and mutual funds. Mutual funds via SIPs offer greater flexibility, …

Mutual Funds Funds Mutual Nps

Invest in NPS or EPF? Experts explain benefits of retirement savings schemes

1 month, 2 weeks ago

Invest in NPS or EPF? Experts explain benefits of retirement savings schemes

Salaried individuals in India usually plan their retirement keeping in mind the National Pension Scheme and the Employee Provident Fund. Abe Abraham, Partner at Cyril Amarchand Mangaldas, told Livemint, “Not …

Hindustan Times

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From PPF to FDs: Last-minute income tax saving options you can explore

1 month, 2 weeks ago

From PPF to FDs: Last-minute income tax saving options you can explore

The deadline for availing of tax-saving benefits is March 31st. With the end of the financial year approaching, those in the old tax regime must make informed income tax-saving investment …

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From PPF to FDs: Last-minute income tax saving options you can explore

1 month, 2 weeks ago

From PPF to FDs: Last-minute income tax saving options you can explore

The deadline for availing of tax-saving benefits is March 31st. With the end of the financial year approaching, those in the old tax regime must make informed income tax-saving investment …

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PF new rule: EPFO mulling measures to offer consistent interest rate on 65 million provident fund deposits; how it works

1 month, 2 weeks ago

PF new rule: EPFO mulling measures to offer consistent interest rate on 65 million provident fund deposits; how it works

PF new rule: Your Provident Fund contributions may earn a stable interest soon as the government is considering creating an interest stabilisation reserve fund for the Employees’ Provident Fund Organisation. …

Interest Fund Rate Epfo Subscribers

PF new rule: EPFO mulling measures to offer consistent interest rate on 65 million provident fund deposits; how it works

1 month, 2 weeks ago

PF new rule: EPFO mulling measures to offer consistent interest rate on 65 million provident fund deposits; how it works

PF new rule: Your Provident Fund contributions may earn a stable interest soon as the government is considering creating an interest stabilisation reserve fund for the Employees’ Provident Fund Organisation. …

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EPFO likely to maintain 8.25% interest rate on PF deposits

1 month, 3 weeks ago

EPFO likely to maintain 8.25% interest rate on PF deposits

The Employees' Provident Fund Organisation is likely to keep the interest rate on provident fund deposits above 8% and more so around 8.25%, similar to the previous year. People familiar …

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Why NPS can be your only retirement plan

1 month, 3 weeks ago

Why NPS can be your only retirement plan

The benefits of the National Pension Scheme significantly far outweigh the effort needed to learn and understand about investing. For years, you have put aside money for your retirement through …

New Indian Express

Donald Trump’s US Sovereign Wealth Fund: Check what is THIS fund and how it works?

1 month, 4 weeks ago

Donald Trump’s US Sovereign Wealth Fund: Check what is THIS fund and how it works?

United States President Donald Trump signed an executive order directing the US Treasury and the Department of Commerce to create a Sovereign Wealth Fund for America, reported multiple news agencies. …

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Is PPF still attractive?

2 months, 3 weeks ago

Is PPF still attractive?

The new tax regime is the default choice. While tax rates are lower with higher slabs for income under ₹15 lakh, you can no longer claim deduction under Section 80C …

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Budget 2025: Government may raise minimum EPS pension to Rs 7,500

2 months, 3 weeks ago

Budget 2025: Government may raise minimum EPS pension to Rs 7,500

In a move that could significantly impact private sector employees, the government is reportedly contemplating a hike in the minimum monthly pension under the Employees’ Pension Scheme to Rs 7,500. …

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PPF over Mutual funds? RBI data shows top choice for Indian investors

2 months, 3 weeks ago

PPF over Mutual funds? RBI data shows top choice for Indian investors

Mutual fund vs PPF: Imagine that you have two options to invest your hard-earned money. In FY24, investors poured nearly ₹7.18 lakh crore into PPF, while mutual funds drew around …

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PPF 2025: Benefits, interest rates, and other details

2 months, 3 weeks ago

PPF 2025: Benefits, interest rates, and other details

The Public Provident Fund remains one of India’s most trusted investment options, offering a government-backed platform for secure and tax-efficient wealth creation. With a blend of long-term stability, flexibility, and …

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PPF: From 12% to 7.1% – Why this once sought-after tax-saving scheme no longer attracts middle-class investors

3 months ago

PPF: From 12% to 7.1% – Why this once sought-after tax-saving scheme no longer attracts middle-class investors

What would you say about an investment instrument that used to give 12 per cent interest a year and now offers only 7.1 per cent? A massive fall Before the …

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Interest rates of PPF, Sukanya Samriddhi Yojana to remain unchanged | Details

3 months ago

Interest rates of PPF, Sukanya Samriddhi Yojana to remain unchanged | Details

The government will be keeping the interest rates of various small savings schemes unchanged for the fourth consecutive quarter, announced the Union finance ministry on Tuesday, December 31, 2024. The …

Hindustan Times

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Small savings schemes: Interest rates on PPF, SSY, SCSS remain unchanged for January-March quarter; Check rates

3 months ago

Small savings schemes: Interest rates on PPF, SSY, SCSS remain unchanged for January-March quarter; Check rates

Small savings schemes: The central government has kept the interest rates unchanged on various small savings schemes for the January-March quarter of the financial year 2024-25. According to an official …

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Top Tax-Saving Instruments To Maximize Your Returns In 2025

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Top Tax-Saving Instruments To Maximize Your Returns In 2025

Planning and strategising your taxes is one of the most critical aspects of your financial management. These policies allow you to claim deductions of up to Rs 1.5 lakh under …

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Is LIC policy a good investment? Kirtan Shah’s LinkedIn post sparks debate on insurance vs investment

3 months ago

Is LIC policy a good investment? Kirtan Shah’s LinkedIn post sparks debate on insurance vs investment

Life insurance provides financial security to a family in the event of the unfortunate death of the policyholder. Kirtan Shah, Co-founder and CEO of FPA Edutech, an accounting and finance …

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Labour ministry, RBI hold discussions to ease PF withdrawal

3 months, 1 week ago

Labour ministry, RBI hold discussions to ease PF withdrawal

The Union labour ministry has begun discussions with the Reserve Bank of India and other banks on rolling out new services for subscribers of the Employees’ Provident Fund Organisation, such …

Hindustan Times

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Public Provident Fund: Is PPF a smart investment tool for income tax savings and ITR filing?

3 months, 1 week ago

Public Provident Fund: Is PPF a smart investment tool for income tax savings and ITR filing?

Public Provident Fund is a reliable mode of investing for people who want to save taxes while also earning substantial returns on their investments. The fact that PPF is exempt …

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Public Provident Fund: Is PPF a smart investment tool for income tax savings and ITR filing?

3 months, 1 week ago

Public Provident Fund: Is PPF a smart investment tool for income tax savings and ITR filing?

Public Provident Fund is a reliable mode of investing for people who want to save taxes while also earning substantial returns on their investments. The fact that PPF is exempt …

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EPFO high pension: Why have 1.7 million applied for higher EPS contribution?

3 months, 2 weeks ago

EPFO high pension: Why have 1.7 million applied for higher EPS contribution?

Over 1.7 million Employees' Provident Fund Organisation members have opted for higher pensions under the Employees’ Pension Scheme, following the Supreme Court’s landmark ruling in November 2022. This ruling has …

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EPFO key amendments: Now faster claims and more interest benefits for members

3 months, 3 weeks ago

EPFO key amendments: Now faster claims and more interest benefits for members

The Employees Provident Fund Organisation has introduced major changes to provide financial relief and faster claim settlement for Employees Provident Fund members. KEY UPDATE ON INTEREST PAYMENTS EPFO announced that …

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How PF withdrawal from ATMs could benefit you, starting in 2025

3 months, 3 weeks ago

How PF withdrawal from ATMs could benefit you, starting in 2025

All servicemen and women with ensured PF accounts will likely be able to withdraw PF directly from ATMs without undergoing lengthy bank procedures. Dawra noted that more than 7 crore …

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EPFO Provident Fund withdrawals through ATMs: How does it work and what should you expect?

3 months, 3 weeks ago

EPFO Provident Fund withdrawals through ATMs: How does it work and what should you expect?

From 2025, Employees Provident Fund Organization customers will be able to withdraw their Provident Fund directly from ATMs, eliminating lengthy deposit procedures. This move is part of a larger effort …

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SIP Vs traditional saving: Which is better and secure financial option in India? EXPLAINED

3 months, 3 weeks ago

SIP Vs traditional saving: Which is better and secure financial option in India? EXPLAINED

SIP Vs traditional saving: When it comes to financial planning in India, choosing the right investment method is crucial for both growth and security. Systematic Investment Plans and traditional saving …

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6 Tax-Saving Investments To Consider Before The Year-End

4 months ago

6 Tax-Saving Investments To Consider Before The Year-End

With 2024 about to conclude, it is time to finalise and submit investment proofs to your employer. Equity Linked Savings Schemes ELSS are tax-saving mutual funds that invest largely in …

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Govt may lift cap on EPF contributions in key push for savings scheme

4 months, 1 week ago

Govt may lift cap on EPF contributions in key push for savings scheme

The Union government is considering doing away with caps on the share of an employee’s salary contributed towards pension to enable higher deductions by those who want higher retirement payouts, …

Hindustan Times

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Bank FD vs PPF vs ETFs: Where should you invest in the last month of the year?

4 months, 1 week ago

Bank FD vs PPF vs ETFs: Where should you invest in the last month of the year?

Many investors start reviewing their portfolios at the end of the year and making calculated choices to reach their financial objectives. While PPF offers a safe, tax-free return of 7.1% …

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Public Provident Fund: What are the PPF account rules for non-residents?

4 months, 1 week ago

Public Provident Fund: What are the PPF account rules for non-residents?

My daughter settled in the UK after her marriage in 2021 and is a British passport holder. 1.5 lakh every year in her PPF account till maturity just to keep …

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From ELSS to PPF: 7 key tax-saving investments you should make before the financial year ends

4 months, 1 week ago

From ELSS to PPF: 7 key tax-saving investments you should make before the financial year ends

If you plan to file your income tax return under the old tax regime, you can start making investments in some tax-free instruments in order to claim deduction under section …

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Post office schemes: 8 financial instruments offer assured return up to 8.2%

4 months, 2 weeks ago

Post office schemes: 8 financial instruments offer assured return up to 8.2%

Are you a conservative investor who is looking to invest in some safe financial instrument? These schemes include PPF, monthly income account, senior citizens savings scheme, post office savings account, …

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Public Provident Fund vs Sukanya Samriddhi Yojana vs Post Office Fixed Deposit: Latest interest rates compared

4 months, 2 weeks ago

Public Provident Fund vs Sukanya Samriddhi Yojana vs Post Office Fixed Deposit: Latest interest rates compared

Saving is a vital part of life, whether for retirement or building an emergency fund. Here, we compare the most recent interest rates for Post Office Fixed Deposits, Sukanya Samriddhi …

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Children’s Day 2024: Top investment options to secure your child’s future – PPF, Bank FD, MF, SIP, NPS and more

4 months, 3 weeks ago

Children’s Day 2024: Top investment options to secure your child’s future – PPF, Bank FD, MF, SIP, NPS and more

Children's Day 2024 celebrates the innocence and potential of every child. Children's Day 2024: Top Child Investment Options The most popular investment plans for children include PPF for minors, Fixed …

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Trial run of centralised PF pension system is successful, says Centre

4 months, 3 weeks ago

Trial run of centralised PF pension system is successful, says Centre

The pilot run of the proposed Centralised Pension Payments System under the employees’ pension scheme of the Employees Provident Fund Organisation is successful, the Union Labour Ministry said on Friday, …

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