Column: Coronavirus tests are supposed to be free. But there’s a nasty loophole in the law
LA TimesTwo federal laws specify that people shouldn’t be charged for coronavirus tests. “You would need to connect with the patient’s insurance carrier to determine why they have opted not to cover the lab fees,” said Joseph Goode, a spokesperson for the pharmacy chain. In a recent report titled “Price Gouging in a Public Health Crisis,” America’s Health Insurance Plans, an industry group, said that “health insurance providers proactively eliminated patient cost-sharing for COVID-19 diagnostic testing and treatment.” But it said a growing number of medical providers are relying on labs outside the coverage networks of leading insurers, and that many of these facilities are charging more than the average in-network $130 cost of processing a coronavirus test. It called on Congress to “eliminate the ability for price gouging to occur by setting a reasonable market-based pricing benchmark for tests delivered out of network.” Yeah, that’s one way to do it. As far as coronavirus tests are concerned, Jason Doctor, a professor of public policy at USC, said lawmakers didn’t think through the consequences of test providers using labs outside insurers’ networks.