EXPLAINER: How to navigate Affordable Care Act enrollment
Associated PressNEW YORK — The vast majority of Americans will find multiple options for health insurance coverage for 2023 on HealthCare.gov after open enrollment began Tuesday under the Affordable Care Act. Currently, more than 14.5 million people get their health insurance through the ACA, commonly known as “Obamacare.” The number swelled during the coronavirus pandemic after Congress passed generous subsidies to make coverage more affordable. “Consider whether you are going to have an expensive year,” said Kelly Rector, an insurance broker and president of Missouri-based Denny and Associates Inc. “If you know you’re going to be hitting that out-of-pocket max no matter what, maybe you look at the lower premiums and higher deductible plan.” DOES YOUR DOCTOR PARTICIPATE IN THE PLAN? The best deal for people who qualify for extra savings is a silver plan, said Cynthia Cox, the Kaiser Family Foundation’s director for the Affordable Care Act program.
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