How do SIPs Help in Achieving Investment Goals Without Timing the Market?
4 months, 1 week ago

How do SIPs Help in Achieving Investment Goals Without Timing the Market?

Hindustan Times  

Building wealth for the future is important, but most newbie investors think they need to “time” the market and predict rises and falls. SIP: The ultimate way to achieve long-term money goals Rupee Cost Averaging Levels the Playing Field One of the biggest benefits SIPs provide investors is rupee cost averaging. Making SIPs Even Sharper Though SIPs themselves de-risk investing, you can sharpen strategies: Step up SIPs : Increase the SIP amount each year by an agreed-upon percentage as income rises, so wealth builds faster. The Bottom Line Rather than losing sleep over market antics, SIPs enable smart investing to achieve long-term money goals smoothly. With inbuilt flexibility and process enhancements, equity SIPs help small investors stay invested without timing complex market movements.

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History of this topic

SIP Vs traditional saving: Which is better and secure financial option in India? EXPLAINED
1 week, 6 days ago

SIP Vs traditional saving: Which is better and secure financial option in India? EXPLAINED

India TV News  

SIP Vs traditional saving: When it comes to financial planning in India, choosing the right investment method is crucial for both growth and security. Systematic Investment Plans and traditional saving methods, such as Fixed Deposits, Recurring Deposits, and savings accounts, are two popular choices for investors. It has been seen that SIPs in equity mutual funds have delivered higher returns …

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000
1 month, 1 week ago

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000

Live Mint  

A systematic investment plan provided by mutual funds enables investors to contribute consistently and systematically to their financial objectives. In this article, we will explain how to accumulate ₹5 crore by investing ₹5,000 monthly through a Systematic Investment Plan, using a mutual fund calculator to help you understand the process better. Courtesy Groww mutual fund SIP calculator Mutual Fund SIP …

SIP Emerges as a Safe Investment Amidst Market Fluctuations | Paisa Live
Trending News
1 month, 1 week ago

SIP Emerges as a Safe Investment Amidst Market Fluctuations | Paisa Live

ABP News  

Amid fluctuations in the stock market, investments in Systematic Investment Plans are witnessing a rapid surge. For the first time in October, the monthly mutual fund SIP investments crossed the ₹25,000 crore mark. According to reports, the total amount of SIPs in October reached ₹25,323 crore, marking a significant milestone in the Indian mutual fund industry. SIPs allow investors to …

Mint Quick Edit | Record SIP inflows in October: Source of stability
1 month, 1 week ago

Mint Quick Edit | Record SIP inflows in October: Source of stability

Live Mint  

Despite the share market selloff, retail investors seem to be in no panic. The total amount of money flowing into equity markets through SIPs hit a record ₹25,322.74 crore in October, up from ₹24,509 crore in September. The count of SIP accounts also climbed to a new peak of 101.2 million from 98.7 million, according to Amfi data released on …

How Much Wealth Can You Build With a 20-Year SIP?
2 months ago

How Much Wealth Can You Build With a 20-Year SIP?

ABP News  

A comprehensive guide to saving and investing for long-term goals. The article emphasizes the importance of setting financial goals, prioritizing savings over spending, and using SIPs to achieve significant wealth over 20 years. It provides insights into choosing suitable investment options, setting up disciplined saving habits, and the benefits of starting early. The article also addresses the challenges of inflation …

SIP vs Traditional Savings: Why Millennials Should Choose SIPs
4 months ago

SIP vs Traditional Savings: Why Millennials Should Choose SIPs

Hindustan Times  

As millennials take on new responsibilities and financial commitments, the choice between SIPs and traditional savings becomes more significant. Higher Growth Potential Equity Mutual Funds, which predominantly invest in equities and equity-related investments in the stock market, offer higher growth potential compared to traditional investment options. Conclusion To sum up, a mutual fund SIP is a compelling alternative to traditional …

SIP Calculator: Rs 5,000 Monthly Investment In Mutual Funds Can Make You Crorepati In 26 Years
4 months, 3 weeks ago

SIP Calculator: Rs 5,000 Monthly Investment In Mutual Funds Can Make You Crorepati In 26 Years

News 18  

Even as the domestic equity market is in a bull run, a large number of retail investors have been entering it directly or through mutual fund SIPs. Other popular mutual funds, like Parag Parikh Flexi Cap Fund, Nippon India Small Cap Fund, SBI Bluechip Fund, Kotak Equity Opportunities Fund and Axis Midcap Fund have also given impressive returns in the …

Why You Should Adjust Your SIPs for Inflation and Growth?
6 months ago

Why You Should Adjust Your SIPs for Inflation and Growth?

News 18  

SIPs are a popular investment tool for building long-term wealth. While SIPs offer a path to long-term wealth building, a static approach can be detrimental in the face of two crucial forces: inflation and income growth. By strategically increasing your SIP contributions in line with inflation forecasts, you ensure your investment grows alongside the cost of living, preserving your purchasing …

Mutual Funds: How SIPs amplify returns through the power of compounding
6 months ago

Mutual Funds: How SIPs amplify returns through the power of compounding

Live Mint  

Utilizing systematic investment plans is an excellent strategy for harnessing the potential of compounding to increase your wealth. Accessible initial investment: Putting money in the market through SIPs enables you to begin with a manageable, predetermined amount, eliminating the need for a significant upfront sum. {{^adFree}} {{/adFree}} In contrast to conventional investing, which may demand a substantial initial investment, SIPs …

Building Wealth With SIP Mutual Funds: How To Make The Correct Choice? Here Are Some Top Performing SIP MFs In 2024
6 months, 3 weeks ago

Building Wealth With SIP Mutual Funds: How To Make The Correct Choice? Here Are Some Top Performing SIP MFs In 2024

ABP News  

Systematic Investment Plans have become increasingly popular amongst investors as a simple and efficient way to invest in the mutual fund market in India. When opting for a SIP mutual fund, it is important to conduct a thorough analysis of all the funds available in the market and access your financial goals. Investment goal - Based on your investment objectives, …

How to become rich: Your ₹5000 monthly SIP can help you grow ₹5.22 crore. Mutual fund calculator explains
8 months, 1 week ago

How to become rich: Your ₹5000 monthly SIP can help you grow ₹5.22 crore. Mutual fund calculator explains

Live Mint  

How to become rich: To become a crorepati and attain wealth through Mutual Fund Systematic Investment Plans, one should start by setting clear financial goals and choosing SIPs aligned with your risk tolerance and investment horizon. How to become rich through Mutual Fund SIP investments Regarding the strategy to amass wealth and become rich through SIP investments, Pankaj Mathpal, MD …

₹250 monthly SIPs? What SEBI chairperson said about mutual funds
1 year ago

₹250 monthly SIPs? What SEBI chairperson said about mutual funds

Hindustan Times  

Seeing the rising investments in systematic investment plans, Securities and Exchange Board of India chairperson Madhabi Puri Buch talked about how the regulator is working with mutual funds to bring down the minimum costs of SIPs. SEBI chairperson Madhabi Puri Buch talked about making ₹ 250 SIPs viable soon; SIPs in mutual funds are showing tremendous growth in the last …

Mutual funds SIP: Why market sentiment doesn’t matter for an investor
1 year, 2 months ago

Mutual funds SIP: Why market sentiment doesn’t matter for an investor

Live Mint  

Mumbai: In continuation to WhiteOak Capital AMC’s earlier SIP report titled, ‘SIP Analysis Report’, the company has come up with further insights on "Which is better, starting SIP at the Top or Bottom?" The report is based on a detailed analysis using long-period data of S&P BSE Sensex TRI and considers all those periods when the equity market has fallen …

Should mutual fund investors raise the amount of SIP along with increase in income? MintGenie explains
1 year, 2 months ago

Should mutual fund investors raise the amount of SIP along with increase in income? MintGenie explains

Live Mint  

Did you recently get an increase in your income? Why should you then raise your SIP now when you are all set to achieve your financial goals without having to do so? On the contrary, they should cap their expenses, and raise investment to achieve financial goals faster, says Sridharan S, a Sebi-registered investment advisor and founder of Wallet Wealth. …

World Financial Planning Day 2023: How are stock SIPs different from mutual fund SIPs and which one to buy?
1 year, 2 months ago

World Financial Planning Day 2023: How are stock SIPs different from mutual fund SIPs and which one to buy?

Live Mint  

Financial growth is not possible without financial planning. Name of the fund Type of fund Monthly SIP in Rs Investment Returns Invested amount in Rs Estimated returns in Rs Total value of returns in Rs Nippon India Large Cap Fund Large Cap 5,000 18.43 6,00,000 11,28,014 17,28,014 Mirae Asset Large Cap Fund Large Cap 5,000 18.34 6,00,000 11,18,111 17,18,111 Kotak …

Why The Sudden Rise In Mutual Funds And Do They Promise Guaranteed Returns?
1 year, 3 months ago

Why The Sudden Rise In Mutual Funds And Do They Promise Guaranteed Returns?

The Quint  

Mutual funds has seen a considerable growth with a surging interest in the asset class. What is behind the sudden rise in this investment product, how are big Asset Management Companies trying to disrupt the mutual fund industry by luring the young and why should young people still bank on insurance in a volatile market? According to the Association of …

Mutual funds: 5 different types of SIPs in India and their features
1 year, 4 months ago

Mutual funds: 5 different types of SIPs in India and their features

Live Mint  

Systematic Investment Plan has revolutionised the way Indians invest in mutual funds, offering a disciplined and convenient approach to wealth creation. In this form of SIP, investors contribute a fixed amount at regular intervals, such as monthly, quarterly, or annually. Unlike Regular SIP, where investors need to contribute a fixed amount, Flexible SIP allows investors to vary their contribution amounts …

What is SIP? All you need to know
1 year, 6 months ago

What is SIP? All you need to know

India Today  

In today's fast-paced world, where financial stability and wealth creation are paramount, SIP has gained considerable popularity. By investing smaller amounts at regular intervals, investors can harness the power of compounding and navigate market fluctuations more effectively. Unlike lump-sum investments, where a significant amount is invested at once, SIPs enable investors to invest smaller amounts at regular intervals, typically monthly. …

Mutual Fund Investing: How do step-up SIPs give a boost to your wealth? Here are 4 ways
1 year, 9 months ago

Mutual Fund Investing: How do step-up SIPs give a boost to your wealth? Here are 4 ways

Live Mint  

When we set aside a small amount of money for the future, we understand the power of SIP’s; and when we continue investing and stay invested for a long time, we see the magic of compounding. Have a look at the numbers in the illustration below to see the impact when you add SIP step up as a strategy: Scenario …

Mutual Fund SIP: Is There A Best Date To Start A SIP? Know What Experts Say
1 year, 9 months ago

Mutual Fund SIP: Is There A Best Date To Start A SIP? Know What Experts Say

News 18  

SIP stands for Systematic Investment Plan, is a way to invest money in mutual funds or stocks on a regular basis. Usually used in mutual funds investment, Under a SIP, investors can invest a fixed amount of money at regular intervals in a selected mutual fund. Experts believe the ideal approach is to stay invested instead of finding the right …

What is step-up SIP and how to do it? All you need to know
1 year, 9 months ago

What is step-up SIP and how to do it? All you need to know

Live Mint  

When we set aside a small amount of money for the future, we understand the power of SIP’s; and when we continue investing and stay invested for a long time, we see the magic of compounding. Have a look at the numbers in the illustration below to see the impact when you add SIP step up as a strategy: Scenario …

How much mutual fund SIP should you make to accumulate ₹3 Cr in 20 years?
1 year, 11 months ago

How much mutual fund SIP should you make to accumulate ₹3 Cr in 20 years?

Live Mint  

Mutual funds, one of the best and most used forms of long-term investment, have consistently proven superior performance in terms of returns. However, to build wealth over a long period of 20 or more years, conservative investors should consider investing in Equity large-cap Fund or Equity index funds. “For an individual with a conservative risk profile who plans to accumulate …

SIP Investments: 6 common mistakes you must avoid to achieve desired financial goals
1 year, 11 months ago

SIP Investments: 6 common mistakes you must avoid to achieve desired financial goals

Live Mint  

How many times have you been told about the power of compounding that translates even the smallest systematic investment plans into an enviable corpus that can last a lifetime? One may attribute this behaviour to ignorance regarding how SIP investments work and the lack of understanding of how small investments, if unbridled over a prolonged period, can help people achieve …

Missed your SIP instalment due to insufficient funds? Here’s what happens next
1 year, 11 months ago

Missed your SIP instalment due to insufficient funds? Here’s what happens next

Live Mint  

How many times have we been told to stick to our investments through systematic investment plans? However, at times, investors miss out on their SIP instalments owing to low balance in their savings accounts. At the outset, it may seem innocuous as asset management companies do not penalize their subscribers for missing out on SIP instalments. Investors may contact their …

SIP inflows into mutual funds rise to record high but...
2 years ago

SIP inflows into mutual funds rise to record high but...

Live Mint  

Investors' appetite continue to grow stronger for Systematic Investment Plans and November month was yet another success story for this investment plan. S Ranganathan, Head of Research at LKP Securities said, India being the best performing large market year to date in dollar terms, FIIs have been booking profits but Domestic Flows through SIPs are at lifetime highs which reflects …

SIP-top up facility: What is it and how does it work? Should you opt for it?
2 years ago

SIP-top up facility: What is it and how does it work? Should you opt for it?

Live Mint  

SIP-top up facility: Investing via Systematic Investment Plan is considered to be one of the best ways to amass wealth keeping in view long-term horizon. Amit Gupta, MD, SAG Infotech said an investor can raise his or her monthly payment to an ongoing SIP by using a top-up service. SIP-top up also known as SIP Booster or SIP step-up option …

Mutual Fund Investing: How step-up SIPs can help you achieve your financial goals faster
2 years ago

Mutual Fund Investing: How step-up SIPs can help you achieve your financial goals faster

Live Mint  

Step-up Systematic Investment Plans are a type of investment plan that allows an investor to increase the amount of money they are investing at regular intervals. The way a step-up SIP works is that the investor will start off by investing a fixed amount in the plan. One of the main benefits of a step-up SIP is that it allows …

Investing space: Innovations have democratised the world of investment
2 years, 1 month ago

Investing space: Innovations have democratised the world of investment

Firstpost  

Every innovation in the investing space has played a role in eradicating a type of barrier and brought investing closer to common people who might not be financial experts but definitely have the intent to grow their wealth Investing is no longer a domain reserved for the older generation or wealthy seasoned investors, nor is it dominated by old-school family …

SIPs in mid-caps offer long-term gains: Study
2 years, 1 month ago

SIPs in mid-caps offer long-term gains: Study

Deccan Chronicle  

Mumbai: On World Savings Day, systematic investment plan, or SIP, is seen as a suitable savings strategy at a time when returns on small savings schemes are becoming less attractive. In India monthly SIP contribution in mutual funds has grown from Rs 3,698 crore in September 2016 to Rs 12,976 crore in September 2022, making it a popular household savings …

What is the ideal investment time horizon for mutual fund SIP?
2 years, 1 month ago

What is the ideal investment time horizon for mutual fund SIP?

Live Mint  

Almost every investor is familiar with the term 'invest in SIPs for the longer term'. Giving an illustration, WhiteOak data shows that the average return in a 3-year SIP period is around 12.9%, while the median return is around 11.9%. If the SIP period is for 8 years, the average and median return comes to around 16.3% and 14.1%. In …

Mutual funds: Which SIP freqency to select for becoming crorepati?
2 years, 1 month ago

Mutual funds: Which SIP freqency to select for becoming crorepati?

Live Mint  

Becoming a crorepati when you hit retirement would be like a dream come true. You don't even need to burden yourself with a lumpsum investment amount, you can even become a crorepati by investing ₹1,000 on a daily basis. To provide a holistic picture to investors and help them make better-informed decisions for their investments via SIPs, WhiteOak Capital Mutual …

Investment through SIP: How to invest with less risk?
2 years, 2 months ago

Investment through SIP: How to invest with less risk?

Firstpost  

Mutual funds can also be risky, but the risk is less in comparison to direct equity investment We all want to invest our money somewhere where our wealth constantly grows and remains safe. Investing in mutual funds can be a really good avenue for investors who want to increase their money while having low risk of loss. One can put …

How Crypto SIP Can Help Investors Achieve Long-Term Goals
2 years, 2 months ago

How Crypto SIP Can Help Investors Achieve Long-Term Goals

ABP News  

Investors usually have different goals to achieve at various stages of their life. Rupee-cost averaging SIP allows investors to enter the market at various points, which may result in buying less for more or buying more for less. For newbies in the crypto market and risk-averse investors, SIP can help in averaging out the buying price in a better way …

Is mutual fund SIP an all-weather investment tool?
2 years, 3 months ago

Is mutual fund SIP an all-weather investment tool?

Live Mint  

Recent data on systematic investment plans show monthly flows growing above ₹12,000 crore. Despite this constant surge in SIP flows, mutual funds as an investment avenue have a long way to go, even if it is one of the best avenues to invest for all financial goals. Due to their long-term nature, SIPs are most likely to go through different …

Should you continue with your small-cap mutual fund SIP?
2 years, 5 months ago

Should you continue with your small-cap mutual fund SIP?

Live Mint  

Mutual funds SIP: Following weak global cues, rising inflation and global slowdown concerns, Indian stock market has witnessed heavy sell-off in last few months. So, those SIP investors who have chosen small-cap mutual funds might be thinking whether they should continue their SIP or wait for some time till the equity market gets stabilised. Unveiling investment strategy in regard to …

You should continue investing through SIP amid market volatility; Here’s why
2 years, 8 months ago

You should continue investing through SIP amid market volatility; Here’s why

Live Mint  

Russia’s displeasure with Ukraine’s attempts to join NATO and further its decision to launch a full-scale attack on Ukraine by invading its territories in February 2022 has impacted the world. If an investor had invested ₹10,000 in HDFC Top 100 Fund in March 2019, when the market crashed in March 2020 the amount would stand reduced to ₹6,244. So, SIP …

₹10,000 monthly turns to ₹11.98 lakh in 5 years in this mutual fund SIP plan
2 years, 9 months ago

₹10,000 monthly turns to ₹11.98 lakh in 5 years in this mutual fund SIP plan

Live Mint  

Mutual funds SIP is one of the investment tool that helps an investor overcome volatility of the equity markets without bothering about the right time to start. In last one year, this mutual fund scheme has given 6.85 per cent absolute return to SIP investors whereas annualised return in this period stands at 12.98 per cent. In last 2 years, …

Mutual fund calculator: How much SIP will be required to get 2.5 lakh monthly
3 years, 5 months ago

Mutual fund calculator: How much SIP will be required to get 2.5 lakh monthly

India Today  

The Systematic Investment Plan, famously known as SIP, is a disciplined way of investing in mutual funds. In such a scenario, if the inflation growth is at 6 to 6.5 per cent per annum, the monthly Rs 40,000 expense is expected to go up to around Rs 2.5 lakh per month after 30 years or post-retirement. - In order to …

5 SIP trends in the past 5 years identified by IDFC Mutual Fund
3 years, 6 months ago

5 SIP trends in the past 5 years identified by IDFC Mutual Fund

Live Mint  

A presentation by IDFC Mutual Fund to its distributors has outlined five key trends in Systematic Investment Plans over the past 5 years - FY2016-17 to FY 2020-21. SIPs steadily rising: The number of SIPs has grown to 3.73 crore in March 2021 from 1.35 crore in March 2017. Of the industry-wide SIP book of Rs9,182 crore in March 2021 …

Top up your SIP to reach financial goals faster
3 years, 6 months ago

Top up your SIP to reach financial goals faster

Live Mint  

MUMBAI: A Systematic Investment Plan, or an SIP, invests a fixed amount every month in a mutual fund. In the above example, a top up of 10% every year cuts down the time needed to reach your Rs1 crore goal to eight years instead of 10. A number of mutual fund houses offer free top up calculators in order to …

Long-term investors should consider investing in gilt funds through SIPs
4 years, 3 months ago

Long-term investors should consider investing in gilt funds through SIPs

Live Mint  

Gilt funds posted stellar returns in the past one and a half years and their dream run may continue. Tactical investing not for everyone If an investor understands the interest rate cycles, macro factors and the overall landscape, he can take tactical calls in gilt funds. Investors who have recently added gilt funds in their portfolio for a short-term period …

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