How to withdraw money without ATM card in HDFC Bank
India TodayIn the digitally enhanced world, there is still the need for cash in day-to-day lives. Users’ beneficiaries can also get cash from the ATM just by providing a registered mobile number. STEPS TO USE CARDLESS CASH FEATURE WITH HDFC BANK: STEP 1: ADD BENEFICIARY Visit the official website of HDFC Net Banking Check the fund's transfer option and click on request Now tap on the Add a beneficiary for cardless cash withdrawal Next, provide the beneficiary details by clicking on the ‘Add’ and ‘Continue’ buttons You can reconfirm the details and press the ‘Confirm’ option Enter the OTP generated in the registered mobile number to which the beneficiary will be added within a time span of 30 minutes. STEP 2: REQUEST FOR CARDLESS CASH WITHDRAWAL VIA BANK NETBANKING Log in to the official website of HDFC by providing your net banking id and password Tap on the Funds Transfer button Now click on the Cardless Cash Withdrawal option Select the ‘Debit Account' and beneficiary details and then click on the ‘Continue’ button Users can check the beneficiary details and provide the amount to be transferred Finally, enter your one-time password from the registered mobile number to generate a request successfully The request lasts for 24 hours at the time of creating the request, else it will be reversed after the time period. STEP 3: CASH WITHDRAWAL BY THE BENEFICIARY The beneficiary will get a 4-digit One Time Password with a one-digit order ID via SMS once the cash withdrawal request is authenticated successfully He/She can visit the HDFC Bank ATM and choose the ‘Cardless Cash’ option Now provide details like the OTP, beneficiary mobile number, 9-digit order ID, and transaction amount After the details are validated, the cash amount will be disbursed by ATM.