Surveyor's Report Can Only Be Rejected Only On Valid Grounds: NCDRC
Live LawThe National Consumer Disputes Redressal Commission, presided by Mr. Subhash Chandra and AVM J. Rajendra in an appeal against United India Insurance held that a surveyor's report is mandatory for insurance claims and it can only be rejected on reasonable grounds. The surveyor found 46.667% under-insurance for the building and stated machinery and potato stocks were not covered under the Fire Policy. Observations by the National Commission The National Commission observed that from the foregoing, it is clear that the complainant's claim was evaluated based on the surveyor's report and the scope of the three insurance policies. The Commission highlighted that the complainant's reliance on Pradeep Kumar 7 SCC 787 and the argument that policy terms were not disclosed were found baseless.