New Year 2025: How can you stick to your credit resolutions without fail?
4 weeks ago

New Year 2025: How can you stick to your credit resolutions without fail?

Live Mint  

The calendar year 2024 is about to end, and we will soon welcome 2025. Make all EMI / credit card bill payments on time To build and maintain a good credit score, making loan EMI and credit card monthly bill payments before or by the due date is important. Make one credit application at a time In a financial emergency, an individual may make multiple personal loan applications with multiple banks to get a personal loan quickly. Hence, if you have a credit card outstanding balance, your credit resolution for the new year must be to make a plan to repay the credit card balance at the earliest. They can help you make informed decisions on reducing debt, making timely payments, maintaining a low credit utilisation ratio, checking the credit report regularly, etc.

Credit Card Loan Credit Score Credit Cards Report Card Cards Banks Emi Your Credit Score Tina Your Credit Report Resolutions Cic Cle Your Credit Resolution Credit Resolutions Utilisation Ratio Your Credit Resolutions  card  resolutions  credit  score  fail  report  utilisation  ratio  cards  stick  2025  loan  banks

History of this topic

Credit score: 6 key ways to improve your scale of creditworthiness
1 day, 2 hours ago

Credit score: 6 key ways to improve your scale of creditworthiness

Live Mint  

There are numerous ways to improve your credit score. Some of the basic ways entail maintaining a healthy credit lifestyle by paying your credit card bills on time, keeping credit card utilisation below 30 percent and limiting your hard credit inquiries. It is noteworthy to mention that credit rating agencies, as per the latest RBI guidelines, are supposed to update …

10 tips to help you change your relationship with money in 2025
4 days, 8 hours ago

10 tips to help you change your relationship with money in 2025

LA Times  

Whether you’re saving to move out of your parents’ house or pay off student loan debt, financial resolutions can help you stay motivated. Whether you’re saving to move out of your parents’ house or pay off student loan debt, financial resolutions can help you stay motivated, said Courtney Alev, consumer advocate for Credit Karma. Know your ‘why’ When setting your …

New Year 2025: Top 10 financial resolutions to empower your future | Check here
Trending News
1 week, 1 day ago

New Year 2025: Top 10 financial resolutions to empower your future | Check here

India TV News  

New Year 2025: As the year 2025 begins, it's the perfect time to commit to making this year financially better and more secure. The new year is an excellent opportunity to reimagine and redefine your financial journey, whether you are working towards financial independence or just starting out with your first paycheck. With the past year characterised by notable market …

Top 10 financial new year resolutions that you can’t afford to miss out on in 2025
Top News
1 week, 2 days ago

Top 10 financial new year resolutions that you can’t afford to miss out on in 2025

Live Mint  

Happy New Year 2025: One of the top priorities for many people in 2025 is improving financial health. 4)Build an Emergency Fund The emergency fund has always been an essential element of personal financial management, and when embraced in the new year, it is even more so. Industry experts advise combining government-backed initiatives like the Employees' Provident Fund and the …

Making financial resolutions? Keep your list short and specific. Here’s how, experts say
1 week, 3 days ago

Making financial resolutions? Keep your list short and specific. Here’s how, experts say

CNN  

CNN — So you want to get your financial life in order. “You don’t want to accidentally swipe your card and use your bill money,” Aliche said. Emergency savings account: The third account should be an online high-yield savings account for your emergency fund money, with the goal of having at least three to six months’ worth of living expenses. …

Personal finance expert shares the five New Year's resolutions Britons MUST make if they want to become better at handling their money
1 week, 3 days ago

Personal finance expert shares the five New Year's resolutions Britons MUST make if they want to become better at handling their money

Daily Mail  

A personal finance expert has shared five New Year’s resolutions that Britons need to make to improve their financial standing in 2025. Joe Lytwyn, from Viva Money, claimed he can help people achieve their financial goals, from budgeting to becoming credit card savvy, all with a few simple steps. 'Keep going, and eventually, budgeting could become a part of your …

Credit Cards: Don’t make these 7 credit mistakes—Protect your financial future
1 month, 3 weeks ago

Credit Cards: Don’t make these 7 credit mistakes—Protect your financial future

Live Mint  

Your credit score is an important indicator of your creditworthiness, ability to repay loans, and overall financial health. Similarly, if you don’t pay the credit card outstanding on time, the high finance charges and interest rates on credit cards can derail your financial planning journey. Apart from helping you build or boost your credit score, credit cards can give you …

Discover Related