Failure To Provide SMS Alerts For Unauthorized Transactions, NCDRC Holds HDFC Bank Liable
The National Consumer Disputes Redressal Commission bench comprising Dr Inderjit Singh held HDFC Bank liable for failure to resolve the Complainant's grievances pertaining to multiple unauthorized transactions. Aggrieved by the decision of the District Commission, the Bank filed an appeal before the State Consumer Disputes Redressal Commission, Assam. The Complainant also lodged an FIR on August 13, 2013, and informed the Bank about the unauthorized transactions, stating that no SMS alerts were received despite having always received alerts for previous transactions. The NCDRC also noted the absence of CCTV footage to disprove the Complainant's claims and upheld the findings that the Bank failed to provide due service by not ensuring SMS alerts for the disputed transactions.
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