What is 'Modicare' and how will it affect you?
The Union Budget presented by Finance Minister Arun Jaitley on February 1, saw the unveiling of a mega healthcare project that is being touted as the world’s largest such scheme, in both extent, and expense. The National Health Protection Scheme, which has been dubbed ‘Modicare’ by Mr. Jaitley, has the objective of extending healthcare insurance to 100 million families, and raises the insurance ceiling to Rs.5 lakh per family. Modicare, which shares its blueprint with the Affordable Care Act that was championed by Barack Obama in the United States, will provide a shot in the arm for the healthcare sector, increasing the insurance cover per family by over 1500% from Rs.30,000 under the extant RSBY, to Rs.5 lakh. A World Health Organization report titled The Health Workforce in India states that on an average, there are 79.7 doctors per one lakh people in the country. The per capita spending on healthcare in India is less than other developing countries like Indonesia, and African countries like Djibouti and Gabon, where the average citizen spends $338 and $599 respectively on healthcare.
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