Everything you need to know about a personal Loan
4 months, 1 week ago

Everything you need to know about a personal Loan

Hindustan Times  

Often, rising living costs force us to postpone our goals, whether it's studying abroad, exploring our dream travel destination, or upgrading our home interior. Bajaj Finserv stands out as one of the best NBFCs providing instant personal loans online, with quick approval and basic eligibility requirements Points to keep in mind while taking personal loan What is a personal loan? For example, Bajaj Finserv Personal Loan are disbursed within 24 hours* of approval, providing quick relief for unexpected expenses. Bajaj Finserv Personal Loan allows repayment periods ranging from 6 to 96 months, giving borrowers more control and convenience in planning their repayments. A Bajaj Finserv Personal Loan can be an excellent solution for managing financial needs or achieving personal goals.

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7 instant personal loan mobile apps you can explore in 2025
6 days, 22 hours ago

7 instant personal loan mobile apps you can explore in 2025

Live Mint  

If you are falling short of money and urgently need funds to meet your deficit then one of the most feasible options that you can explore is to seek a personal loan. Although one can approach a bank or an NBFC for a personal loan, there are a dozen mobile applications also that enable users to procure a personal loan …

Choosing the Right Type of Personal Loan for You
1 week, 4 days ago

Choosing the Right Type of Personal Loan for You

Live Mint  

Among the diverse financial products available today, personal loans stand out as a flexible and accessible option for individuals looking to meet their financial needs. Whether it's consolidating debt, funding a wedding, or managing unexpected medical expenses, personal loans can be the bridge to achieving your financial goals. Types of Personal Loans Understanding the different personal loan types can help …

Personal loan for self-employed: What are the eligibility criteria, interest rates, and documents needed?
2 weeks ago

Personal loan for self-employed: What are the eligibility criteria, interest rates, and documents needed?

Live Mint  

While availing a personal loan is typically a hassle-free process for salaried individuals given the regular nature of their income, self-employed persons have to go through the rigour of convincing the lender to get the same. Lenders require self-employed persons to have a minimum income, which can vary by location, and the necessary financial documents that show stability of income, …

Online vs. Traditional Personal Loans: Which option offers better rates and flexibility?
2 weeks, 4 days ago

Online vs. Traditional Personal Loans: Which option offers better rates and flexibility?

Live Mint  

Personal loans have become a popular choice amongst people who want quick cash to meet their financial obligations or just need some extra funds for a celebration or a luxury vacation. Online vs traditional personal loans We will be analysing this on certain parameters which include the application process, interest rates, customer experience and many more. Application process Online personal …

Personal Loan EMIs: A borrower’s guide for a smooth repayment strategy
Trending News
3 weeks, 6 days ago

Personal Loan EMIs: A borrower’s guide for a smooth repayment strategy

Live Mint  

A personal loan is a flexible financial option that facilitates quick access to funds for home improvements, meeting medical emergencies, travelling, or educational purposes. Unlike home or auto loans, personal loans do not require collateral but frequently have higher interest rates. In the early periods of the loan, a larger amount of your EMI is dedicated to interest, and the …

Personal loan repayment: What it means & how it works?
Trending News
4 weeks ago

Personal loan repayment: What it means & how it works?

Live Mint  

Loan repayment is the process of paying back borrowed funds with interest over a specific period of time. Factors influencing loan repayment Several factors influence how easy it becomes for you to repay the loan: Loan tenure: Longer tenures translate to lower monthly EMIs but more total interest paid. Loan extensions: To reduce the burden of loan servicing, some lenders …

What is a personal loan? A comprehensive guide for first-time borrowers
1 month ago

What is a personal loan? A comprehensive guide for first-time borrowers

Live Mint  

Personal loan loans are flexible financial options that can be availed in pursuit of different goals of life such as paying an emergency medical bill, funding home improvements or realising that special dream vacation. Important factors to consider before taking personal loans 1.Loan terms and conditions: Before taking a personal loan, always read the fine print. 2. Credit score: It …

Personal Loan: 10 common mistakes to avoid before you apply
1 month ago

Personal Loan: 10 common mistakes to avoid before you apply

Live Mint  

With the advent of digitisation, getting a personal loan is at your fingertips. Personal loan mistakes to avoid Taking a personal loan even when you don’t need it: From time to time, you will keep getting pre-approved personal loan offers from various banks, NBFCs, and fintechs. Minimum credit score List of cities whose residents can apply Before applying for a …

What are personal loans and how do they work?
2 months, 3 weeks ago

What are personal loans and how do they work?

Live Mint  

Personal Loan: While personal loans are popular for urgent needs, they carry high interest rates. To obtain a personal loan, you must adhere to specific guidelines and meet the Personal loans primarily depend on your credit score, financial status, and current market conditions. Interest rates vary by bank, but they are usually calculated using a simple formula: Interest rates vary …

Why choose a personal loan for salaried individuals when in need of funds?
3 months, 3 weeks ago

Why choose a personal loan for salaried individuals when in need of funds?

Hindustan Times  

In today’s fast-paced world, personal loans are essential financial tools for employed individuals, addressing a wide range of needs from unexpected expenses to personal goals. Advantages of NBFC Personal Loans Choosing personal loans from Non-Banking Financial Companies offers several advantages over traditional bank loans: Faster Approval Process: NBFCs often have quicker approval processes than traditional banks, requiring less paperwork and …

Determine The Interest Payable On A Personal Loan With An EMI Calculator
11 months, 3 weeks ago

Determine The Interest Payable On A Personal Loan With An EMI Calculator

ABP News  

A personal loan is a versatile lending solution that allows borrowers to cover a variety of financial expenses. Here are the key benefits of using an EMI calculator: Accurate loan planning: Gain a precise understanding of the total cost of borrowing by using a personal loan EMI calculator. A personal loan EMI calculator simplifies the process, enabling borrowers to choose …

Kotak Personal Loan: High Amount, Low Interest, Long Tenure
1 year, 1 month ago

Kotak Personal Loan: High Amount, Low Interest, Long Tenure

India TV News  

For young professionals, aspirations know no bounds. In this comprehensive guide, we'll explore Kotak's high-value personal loans, their attractive features, eligibility criteria, and how to expedite your loan approval. Features of Kotak Loans Zero Collateral Kotak Personal Loans are unsecured, meaning you don't need to risk your assets, like your car or home, to secure the loan. Loan Amounts up …

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