South Mumbai District Commission Holds Bajaj Allianz General Insurance Co. Liable For Wrongful Repudiation Of Genuine Claim
8 months, 2 weeks ago

South Mumbai District Commission Holds Bajaj Allianz General Insurance Co. Liable For Wrongful Repudiation Of Genuine Claim

Live Law  

The District Consumer Disputes Redressal Commission, South Mumbai bench of P.G. Kapse and S.A. Petkar held Bajaj Allianz General Insurance liable for deficiency in services due to the repudiation of a genuine claim of theft. Feeling aggrieved, the Complainant filed a consumer complaint in the District Consumer Disputes Redressal Commission, South Mumbai, Maharashtra against the Insurance Company. The District Commission noted that the Insurance Company's grounds for denying the claim based on alleged negligence were untenable, as the evidence demonstrated that due care was exercised to prevent theft. Consequently, the District Commission directed the Insurance Company to pay the claim amount of Rs.

Insurance Mumbai Driver Company Commission Vehicle South Mumbai Complainant District District Commission Bajaj Allianz General Insurance  liable  complainant  rs  driver  commission  insurance  genuine  company  vehicle  district  wrongful  reasonable  holds  repudiation  south  general  mumbai

History of this topic

Presumption As To Genuineness Weighs More In Favour Of Police Investigation Report Than Private Investigation: Andhra Pradesh High Court
1 week, 2 days ago

Presumption As To Genuineness Weighs More In Favour Of Police Investigation Report Than Private Investigation: Andhra Pradesh High Court

Live Law  

The Andhra Pradesh High Court has held that when the reliability of a private investigator's report in comparison to the official record of police investigation is examined, “presumption as to genuineness will weigh more in favour of the police investigation report.” Single Judge Justice A. Hari Haranadha Sarma was dealing with a case involving an appeal preferred by an insurance …

Cylinder Blast Due To Gas Leakage, Thrissur District Commission Holds Indian Oil Corporation Liable For Deficiency In Service
1 month ago

Cylinder Blast Due To Gas Leakage, Thrissur District Commission Holds Indian Oil Corporation Liable For Deficiency In Service

Live Law  

The District Consumer Disputes Redressal Commission, Thrissur bench of Sri C.T. Sreeja S. and Sri Ram Mohan R. held 'Indian Oil Corporation' liable for deficiency in service and unfair trade practice for manufacturing defects in a gas cylinder, which blasted due to an internal gas leakage. Brief Facts: The Complainant purchased a gas cylinder, manufactured by Indian Oil Corporation, from …

Unjustified Deductions: Delhi State Commission Holds Canara Bank And Bajaj Insurance Liable For Deficiency In Service
2 months, 3 weeks ago

Unjustified Deductions: Delhi State Commission Holds Canara Bank And Bajaj Insurance Liable For Deficiency In Service

Live Law  

The Delhi State Commission, presided by Justice Sangita Dhingra Sehgal and Ms. Pinki held Canara Bank and Bajaj Allianz Life Insurance liable for deficiency in service for unjustifiably deducting balance amount from the complainant's account. Brief Facts of the Case The complainant alleged that the Canara Bank, acting as a corporate agent for the Bajaj Allianz Life Insurance, pressured her …

Baramulla Consumer District Commission Holds Insurance Company Liable For Non-Settlement Of Genuine Claim Amounts
2 months, 3 weeks ago

Baramulla Consumer District Commission Holds Insurance Company Liable For Non-Settlement Of Genuine Claim Amounts

Live Law  

The Baramulla District Consumer Disputes Redressal Commission has held Reliance General Insurance company liable for repudiating the genuine insurance claim of the complainant in an unreasonable manner. Brief background: The complainant purchased a vehicle truck TATA Signa from Fear Deal TATA motors in Srinagar and got it insured with Reliance General Insurance company for an amount of Rs. The Insurance …

NCDRC Holds Bajaj Insurance Liable For Deficiency In Service Over Wrongful Repudiation Of Insurance Claim
2 months, 3 weeks ago

NCDRC Holds Bajaj Insurance Liable For Deficiency In Service Over Wrongful Repudiation Of Insurance Claim

Live Law  

The National Consumer Disputes Redressal Commission, presided by AVM J. Rajendra held Bajaj Allianz Life Insurance liable for deficiency in service over wrongful repudiation of a legitimate insurance claim and overturned the State Commission's order. Brief Facts of the Case The complainant's son had purchased a life insurance policy from Bajaj Allianz Life Insurance/insurer with an annual premium and a …

Insurance Claim Cannot Be Denied For Unrelated Health Issues: Chandigarh State Commission Holds Bajaj Allianz Life Insurance Liable
3 months, 1 week ago

Insurance Claim Cannot Be Denied For Unrelated Health Issues: Chandigarh State Commission Holds Bajaj Allianz Life Insurance Liable

Live Law  

The State Consumer Disputes Redressal Commission, Chandigarh presided by Mrs. Padma Pandey Presiding and Mr. Preetinder Singh held Bajaj Allianz life insurance company liable for rejecting the insurance policy of the deceased as there was no correlation between pre-existing medical conditions and cause of death. The policy was issued by Bajaj Allianz life insurance company Ltd. and it was valid …

Additional Claims Cannot Be Made Once The Claim Is Accepted Unconditionally: Uttarakhand State Commission Allows Insurance Company's Appeal
3 months, 1 week ago

Additional Claims Cannot Be Made Once The Claim Is Accepted Unconditionally: Uttarakhand State Commission Allows Insurance Company's Appeal

Live Law  

The Uttarakhand State Consumer Disputes Redressal Commission bench of Ms. Kumkum Rani and Mr. B.S. Being aggrieved, the Complainant filed a complaint before the District Consumer Disputes Redressal Commission, Haridwar against the insurance company. Contentions of Reliance General Insurance Co. Ltd: The Appellant contended complainant was engaged in commercial activity and was not entitled to any compensation from the insurance …

Dealer Responsible For Repairing Product If Insurance Facilitated Through Them : Uttarakhand State Commission
3 months, 2 weeks ago

Dealer Responsible For Repairing Product If Insurance Facilitated Through Them : Uttarakhand State Commission

Live Law  

The Uttarakhand State Commission, presided by Mr. M. K. Singhal and Mr. C.M. Singh held a dealer responsible for the repair/ replacement of the product as the insurance was indirectly facilitated by them and the customer had already paid the insurance premium. As a result, the complainant filed a complaint before the District Commission against both the dealer and the …

Anantapur District Commission Holds Shriram General Insurance Co. Liable For Wrongful Repudiation Of Valid Claim
3 months, 2 weeks ago

Anantapur District Commission Holds Shriram General Insurance Co. Liable For Wrongful Repudiation Of Valid Claim

Live Law  

The District Consumer Disputes Redressal Commission, Anantapur bench of Smt. D. Grace Mary and Sir B. Gopinath held 'Shriram General Insurance Company Limited' liable for deficiency in service for its failure to settle a valid claim amount assessed under IRDA approved survey findings. Observations of the Commission: The District Commission observed that the Insurance Company had appointed an IRDA-approved surveyor …

Signing Discharge Voucher Does Not Prevent Insured Parties From Pursuing Claims : NCDRC Holds Bajaj Allianz Insurance Liable For Deficiency In Service
3 months, 3 weeks ago

Signing Discharge Voucher Does Not Prevent Insured Parties From Pursuing Claims : NCDRC Holds Bajaj Allianz Insurance Liable For Deficiency In Service

Live Law  

The National Consumer Disputes Redressal Commission, presided by Justice Karuna Nand Bajpayee and Dr. Sadhna Shanker, held that the denial of an insurance claim merely on the basis that the insured signed discharge vouchers is arbitrary and amounts as deficiency in service. Observations by the National Commission The National Commission observed that the main issue was whether the insurance company …

[Motor Accident] Adverse Inference Can Be Drawn Against Insurer On Failure To Rebut Evidence: Jharkhand HC Upholds ₹11.45 Lakh Compensation
4 months ago

[Motor Accident] Adverse Inference Can Be Drawn Against Insurer On Failure To Rebut Evidence: Jharkhand HC Upholds ₹11.45 Lakh Compensation

Live Law  

The Jharkhand High Court has upheld the award of ₹11,45,932 granted by the Motor Accident Claims Tribunal, Dhanbad, to the widow of a carpenter who succumbed to injuries sustained in a fatal motorcycle accident. The court emphasised that failure of the insurance company to summon key witnesses or rebut the evidence presented by the claimants resulted in an adverse inference …

Bihar State Commission Holds Bajaj Allianz General Insurance Co. Liable For Wrongful Repudiation of Valid Claim
4 months, 1 week ago

Bihar State Commission Holds Bajaj Allianz General Insurance Co. Liable For Wrongful Repudiation of Valid Claim

Live Law  

The State Consumer Disputes Redressal Commission, Bihar bench of Gita Verma and Md. Shamim Akhtar held Bajaj Allianz General Insurance Co. Ltd. liable for deficiency in service for wrongfully repudiating a valid insurance claim despite receiving all required documents. The van was also insured with Bajaj Allianz General Insurance Co. Ltd., with a coverage of Rs. Based on the unchallenged …

Ernakulam District Commission Holds Future Generali India Insurance Co. Liable For Wrongful Repudiation Of Genuine Medical Claim
7 months, 3 weeks ago

Ernakulam District Commission Holds Future Generali India Insurance Co. Liable For Wrongful Repudiation Of Genuine Medical Claim

Live Law  

The District Consumer Disputes Redressal Commission, Ernakulam bench of Shri D.B. held Future Generali India Insurance Company Ltd. liable for deficiency in service. Brief Facts: The Complainant took a Corona Rakshak Policy from Future Generali India Insurance Company Limited. Therefore, the District Commission held that the Insurance Company wrongfully repudiated the Complainant's claim. Case Title: Ajaychand V. vs Future Generali …

Courts Must Favour Complainant In Case Of Presence Of Two Interpretations Of Same Clause: Ernakulam District Commission
8 months, 3 weeks ago

Courts Must Favour Complainant In Case Of Presence Of Two Interpretations Of Same Clause: Ernakulam District Commission

Live Law  

The Ernakulam District Commission, presided by Shri. Sreevidhia T.N., held Star Health & Allied Insurance liable for deficiency in service and unfair trade practice. The insurer maintained there was no deficiency in service or unfair trade practice, contested the ₹1,20,000 hospitalization expenses, and argued any liability should be limited to ₹95,286, excluding non-medical expenses. Observations by the District Commission The …

Mere Deduction Of Premium Does Not Create Binding Insurance Contract, Uttarakhand State Commission Dismisses Appeal Against New India Assurance Co.
9 months, 1 week ago

Mere Deduction Of Premium Does Not Create Binding Insurance Contract, Uttarakhand State Commission Dismisses Appeal Against New India Assurance Co.

Live Law  

The State Consumer Disputes Redressal Commission, Uttarakhand bench of Kumkum Rani and Mr B.S. The bench dismissed an appeal filed against the New India Assurance Co. by holding that there existed no renewed insurance contract at the time of the loss and the Insurance Company refunded the premium which was automatically deducted by the bank. Feeling aggrieved, the Complainant filed …

Owners Not Entitled To Claim Insurance Amount Under Private Vehicle Policy For Vehicles Registered As Commercial Vehicles: Bihar State Commission
10 months, 1 week ago

Owners Not Entitled To Claim Insurance Amount Under Private Vehicle Policy For Vehicles Registered As Commercial Vehicles: Bihar State Commission

Live Law  

The State Consumer Disputes Redressal Commission, Bihar bench comprising Ms Geeta Verma and Md. Shamim Akhtar allowed an appeal filed by Bajaj Allianz General Insurance Company. The State Commission held that it rightfully repudiated a vehicle claim because the vehicle's owner failed to disclose that the vehicle was registered as a commercial vehicle, at the time of obtaining the policy. …

Non-Standard Basis Of Settling Insurance Claims Apply To Both Private And Public Insurance Companies, NCDRC Holds Bajaj Allianz General Insurance Co. Liable
11 months, 2 weeks ago

Non-Standard Basis Of Settling Insurance Claims Apply To Both Private And Public Insurance Companies, NCDRC Holds Bajaj Allianz General Insurance Co. Liable

Live Law  

The National Consumer Disputes Redressal Commission bench comprising Justice Sudip Ahluwalia held that the guidelines to settle an insurance claim on a non-standard basis apply to both private and public insurance companies. Dissatisfied with the order of the State Commission, the Insurance Company filed a revision petition in the National Consumer Disputes Redressal Commission. The Insurance Company relied on Bhagirath …

Consumer panel directs bank, insurer to pay ₹30 lakh claim to Mumbai cop injured in accident
11 months, 3 weeks ago

Consumer panel directs bank, insurer to pay ₹30 lakh claim to Mumbai cop injured in accident

Hindustan Times  

Mumbai, A consumer commission here has directed the Axis Bank and the New India Assurance company to pay an insurance claim of ₹30 lakh along with interest to a policeman who suffered injuries with permanent disabilities after an accident in 2017. HT Image The District Consumer Disputes Redressal Commission, South Mumbai, in an order passed on March 11, noted that …

Kerala consumer commission slams insurer, TPA for rejecting claim of elderly couple
1 year ago

Kerala consumer commission slams insurer, TPA for rejecting claim of elderly couple

New Indian Express  

THIRUVANANTHAPURAM: The State Consumer Disputes Redressal Commission has rapped Bajaj Allianz General Insurance Co. Ltd. and its Third Party Agent for rejecting the claims by an elderly couple. The commission severely criticised the TPA for going beyond its intended role and directly rejecting the claims. The Ernakulam District CDRC had earlier rejected the couple’s petition approving the respondents’ claim that …

Hisar District Commission Holds SBI General Insurance Co. Ltd. Liable For Dishonouring Fasal Beema Yojna, Delaying Inspection Of Crop Loss
1 year, 1 month ago

Hisar District Commission Holds SBI General Insurance Co. Ltd. Liable For Dishonouring Fasal Beema Yojna, Delaying Inspection Of Crop Loss

Live Law  

The District Consumer Disputes Redressal Commission, Hisar bench comprising Jagdeep Singh, Rajni Goyat and Dr Amita Agarwal held SBI General Insurance Company Ltd. liable for deficiency in services for failure to fulfil its duties under the operational guidelines of Fasal Beema Yojna. Despite the Complainant's timely intimation of loss, it held that the insurance company did not inspect the Complainant's …

Failure To Reimburse Full Amount, Kurukshetra District Commission Holds Bajaj Allianz General Insurance Co. Liable For Deficiency In Service
1 year, 1 month ago

Failure To Reimburse Full Amount, Kurukshetra District Commission Holds Bajaj Allianz General Insurance Co. Liable For Deficiency In Service

Live Law  

The District Consumer Disputes Redressal Commission, Kurukshetra bench comprising Dr Neelima Shangla, Neelam and Ramesh Kumar held Bajaj Allianz General Insurance Company Limited liable for deficiency in service for failing to reimburse the full amount of vehicle repair expenditure incurred during a hit and run case. Kamboj owned a car which was insured through an online policy issued by Bajaj …

Chandigarh: Car insurer fined 15k for rejecting claim
1 year, 2 months ago

Chandigarh: Car insurer fined 15k for rejecting claim

Hindustan Times  

The District Consumer Disputes Redressal Commission has directed an insurance company to reimburse a claim of ₹10 lakh to a Panchkula woman, whose car was stolen in Delhi. The company mentioned that the theft of the car was reported to them on February 3, 2020, and they appointed one Anurag Midha as a fact finder, so it is proved that …

Karnal District Commission Holds New India Assurance Co Liable For Deficiency In Service, Directs To Disburse Rs. 1.48 Lakhs, Pay Compensation
1 year, 2 months ago

Karnal District Commission Holds New India Assurance Co Liable For Deficiency In Service, Directs To Disburse Rs. 1.48 Lakhs, Pay Compensation

Live Law  

The District Consumer Disputes Redressal Commission, Karnal bench comprising Shri Jaswant Singh, Shri Vineet Kaushik and Dr Suman Singh held New India Assurance Company Limited liable for deficiency in service for wrongfully repudiating based on commercial usage of the vehicle. Feeling aggrieved, the Complainant filed a consumer complaint in the District Consumer Disputes Redressal Commission, Karnal, Haryana against the Insurance …

Gurdaspur District Commission Holds Punjab Gramin Bank And Bajaj Allianz Life Insurance Liable For Deficiency In Service For Misappropriation Of Cheque
1 year, 3 months ago

Gurdaspur District Commission Holds Punjab Gramin Bank And Bajaj Allianz Life Insurance Liable For Deficiency In Service For Misappropriation Of Cheque

Live Law  

The District Consumer Disputes Redressal Commission, Gurdaspur bench comprising Lalit Mohan Dogra and Bhagwan Singh Matharu held Punjab Gramin Bank and Bajaj Allianz Life Insurance Company liable for deficiency in services and unfair trade practices. Brief Facts; Surjit Singh had an account with Punjab Gramin Bank and had purchased a life insurance policy from Bajaj Allianz Life Insurance Company through …

Misleading Car Mileage Claims, Mandi District Commission Holds TATA Motors And Its Authorized Dealer Liable For Unfair Trade Practices
1 year, 4 months ago

Misleading Car Mileage Claims, Mandi District Commission Holds TATA Motors And Its Authorized Dealer Liable For Unfair Trade Practices

Live Law  

The District Consumer Disputes Redressal Commission, Mandi, Himachal Pradesh bench comprising Shri Purender Vaidya, Shri Yashwant Singh and Ms. Manchali, found Tata Motors Limited and its authorized dealer responsible for failing to provide the car with the advertised mileage. They were held accountable for engaging in unfair trade practices and were directed to refund the car's purchase price, compensate the …

“Delay In Providing Information To The Insurance Company Is Not Fatal To Seeking A Claim”: East Delhi District Commission Orders Insurance Company to Pay compensation
1 year, 4 months ago

“Delay In Providing Information To The Insurance Company Is Not Fatal To Seeking A Claim”: East Delhi District Commission Orders Insurance Company to Pay compensation

Live Law  

The East Delhi District Consumer Disputes Redressal Commission presided by Mr. S.S. Malhotra along with Ms. Rashmi Bansal and Mr. Ravi Kumar allowed a consumer complaint against an insurance company. The commission examined the facts and ultimately held that the rejection of the complainant's insurance claim amounted to a deficiency in service on the part of the insurance company. Observations …

Pay Compensation For The Stolen Vehicle: Mumbai District Commission Holds Royal Sundaram General Insurance Liable For Deficiency In Service And Unfair Trade Practice
1 year, 6 months ago

Pay Compensation For The Stolen Vehicle: Mumbai District Commission Holds Royal Sundaram General Insurance Liable For Deficiency In Service And Unfair Trade Practice

Live Law  

The District Consumer Disputes Redressal Commission Mumbai Suburban Additional consisting of Mr. Ravindra P. Nagre and Mr. S.V. It held that the action of the Insurance Company in causing unreasonable delay and rejecting the claim constitutes a deficiency in service and unfair trade practice. The Commission held that the action of the Insurance Company in causing unreasonable delay and rejecting …

Ferozepur Commission Orders National Insurance Company To Pay Rs. 36k Insurance And 5k For Litigation Costs
1 year, 6 months ago

Ferozepur Commission Orders National Insurance Company To Pay Rs. 36k Insurance And 5k For Litigation Costs

Live Law  

Recently, the District Consumer Disputes Redressal Commission, Ferozepur bench comprising Smt. Suman Khanna held National Insurance Company Limited liable for paying the insurance amount of a motorcycle insured by the complainant along with litigation costs. The District Commission held that the insurance company failed to show that the motorcycle was sold and even the registration certificate remained to be registered …

Bajaj Allianz Failed To Prove Car Owner’s Negligence, Bolangir Commissions Order Rs. 5.8 Lacs Insurance, Rs. 40k For Mental Agony And Rs. 5k Litigation Costs
1 year, 7 months ago

Bajaj Allianz Failed To Prove Car Owner’s Negligence, Bolangir Commissions Order Rs. 5.8 Lacs Insurance, Rs. 40k For Mental Agony And Rs. 5k Litigation Costs

Live Law  

Recently, the District Consumer Disputes Redressal Forum, Bolangir bench comprising of Rabindra Kumar Tripathy and Jyotshna Rani Mishra ordered the Bajaj Allianz General Insurance to compensate the complainant for the loss sustained due to the accidental fire that occurred to his insured vehicle, when his vehicle was parked in a mall. Not only the Insurance Company failed to prove that …

Insured Should Take All Reasonable Steps To Safeguard The Vehicle Insured From Loss Or Damages; Reiterates SCDRC Chandigarh
2 years, 8 months ago

Insured Should Take All Reasonable Steps To Safeguard The Vehicle Insured From Loss Or Damages; Reiterates SCDRC Chandigarh

Live Law  

The bench of State Commission Chandigarh comprising Justice Raj Shekhar Attri, President, Padma Pandey, Member and Rajesh K. Arya, Member, has relied upon the case of Reliance General Insurance Company Ltd. vs. Daljeet Singh Kashmeer Singh Batth where it was stated that, "the insured should take all reasonable steps to safeguard the vehicle insured from loss or damages." Aggrieved by …

Insurance firm directed to settle claims of patient
2 years, 10 months ago

Insurance firm directed to settle claims of patient

Deccan Chronicle  

Hyderabad: The District Consumer Disputes Redressal Commission-I directed the State Bank of India General Insurance to pay Rs 1,47,343 along with an interest at nine per cent for failing to settle the claims of a person who was insured with them and had undergone treatment. They filed a petition before the commission against Paramount Health Services and Insurance TPA services, …

Motor Accident Claim: Allahabad High Court Imposes ₹5 Lakhs Cost On Insurance Co. For 'Keeping Litigation Alive' For 20 Yrs
3 years ago

Motor Accident Claim: Allahabad High Court Imposes ₹5 Lakhs Cost On Insurance Co. For 'Keeping Litigation Alive' For 20 Yrs

Live Law  

The Allahabad High Court recently imposed Rupees Five Lakhs on an insurance company while noting that it kept the litigation alive for almost 20 years in connection with a Motor Accident Claims case.The Bench of Justice Dinesh Kumar Singh imposed the exemplary cost on the Insurance Company as they made the complainant and her five. The Allahabad High Court recently …

Motor Accidents Claims Tribunal awards reduced compensation to petitioner
4 years, 1 month ago

Motor Accidents Claims Tribunal awards reduced compensation to petitioner

The Hindu  

The Motor Accidents Claims Tribunal, Chennai, has cut compensation by 30% for an electrician after it was found that he was driving a motorcycle while inebriated and also did not have a valid driving licence or vehicle insurance. He named A.K.T Arunachalapandian, owner of the other motorcycle, and its insurer United India Insurance Co. Ltd. as respondents. In its response, …

Pune consumer forum direct insurance mediators to pay ₹10,000 to complainant over deficiency in service
6 years, 10 months ago

Pune consumer forum direct insurance mediators to pay ₹10,000 to complainant over deficiency in service

Hindustan Times  

The Pune district consumer forum has directed an insurance mediator, SYSKA Gadget Secure and Leehan Retail Private Limited, to pay a compensation of ₹10,000 to a complainant on account of deficiency in service. The complainant, identified as Sudip Mahesh Kenjalkar, is a lawyer by profession and had filed a complaint with the district consumer forum under Section 12 of Consumer …

Consumer panel upholds order against Maruti
7 years, 4 months ago

Consumer panel upholds order against Maruti

The Hindu  

Upholding an order passed by the Andhra Pradesh State Consumer Disputes Redressal Commission, the National Consumer Disputes Redressal Commission directed Maruti Suzuki India, to pay the complainants a sum amounting to more than ₹3 lakh for delivering a vehicle with inherent “defects” in it. Further, it was alleged that after the complainants contacted the dealers, they were told that the …

Maruti to pay Rs 3 lakhs for selling defective Wagon R car
11 years, 5 months ago

Maruti to pay Rs 3 lakhs for selling defective Wagon R car

India TV News  

New Delhi: Maruti Suzuki Ltd has been directed by the apex consumer commission to pay Rs three lakh as compensation to one of its customers for selling him a defective car 10 years ago. The National Consumer Disputes Redressal Commission gave the direction while modifying orders of the State and District consumer fora of Karnataka, which had directed the car …

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