You Can Now Top Up Ayushman Bharat Wallet With Own Money to Use Up Entire Rs 5L Balance

National Health Authority, the top body governing Prime Minister Narendra Modi’s flagship health insurance scheme Ayushman Bharat, has given in-principle approval allowing out-of-pocket payments for packages costing beyond the scheme’s wallet limit of Rs 5 lakh, News18.com has learnt. According to a senior official, the National Health Authority, the apex body responsible for the implementation of Ayushman Bharat, has briefed the governing board that many times, beneficiary families under the scheme are not able to use the full wallet amount due to limitations in the current policy. “The Government of India is committed to provide a health cover of Rs 5 lakh for each beneficiary family and thus it is well within the rights of the beneficiary to avail the full cover in case the wallet is getting exhausted and other avenues of funding are available,” the source said, quoting the Governing Board’s decision. How The NHA Convinced the Governing Board The NHA had told the Governing Board that with Ayushman Bharat already integrated with schemes such as Rashtriya Arogya Nidhi or Health Minister’s Discretionary Grant, this has created possibilities for funding of expensive treatment procedures.