No small change: on the raising of returns on small savings schemes

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No small change: on the raising of returns on small savings schemes

Indian households’ financial surpluses parked in small savings schemes operated by banks and post offices got a significant fillip this quarter, with the government raising the returns on most such schemes by 0.1 to 0.7 percentage points. For October 2022 to December 2022, a mere 0.1 to 0.3 percentage hike was announced on just five of the dozen small savings schemes. While PPF savings are capped at ₹1.5 lakh a year, this Budget raised the limits on a couple of small savings schemes to multiple times of that. It is perhaps no coincidence that the last time small savings rates were hiked across the board was in January 2019, ahead of the Lok Sabha battle.

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Post office schemes' interest rates unchanged for January-March 2025. Check here

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Post office schemes' interest rates unchanged for January-March 2025. Check here

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Govt Raises Interest Rates On Small Savings Schemes By Up To 30 bps for July-Sept 2023; Latest Rates

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Govt Raises Interest Rates On Small Savings Schemes By Up To 30 bps for July-Sept 2023; Latest Rates

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Govt Hikes Interest Rates On Small Savings Schemes By Up To 70 bps for April-June 2023; Latest Rates

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Centre hikes interest rates on some small savings schemes by up to 70 bps

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PPF, Sukanya Samriddhi Account interest rate hike may remain elusive

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Deposit limit for Senior Citizen Savings Scheme increases to ₹30 lakh

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Deposit limit for Senior Citizen Savings Scheme increases to ₹30 lakh

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Budget 2023: Government raises interest rate on Senior Citizens’ Savings Scheme to 8%; all you need to know

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Small savings rates raised by 10-30 bps; PPF, NSC excluded

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PPF, NSC, Sukanya Samridhhi Account Offering Better Returns Than Bank FDs? Check Details

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