Liberty Mutual canceled this Southern California homeowner’s policy. Now she’s suing

California Insurance Commissioner Ricardo Lara, right, talks with a homeowner upset about rising insurance rates following a legislative oversight hearing in September at Los Angeles City Hall. A Southern California homeowner is suing Liberty Mutual Insurance Co. for canceling her longstanding insurance policy, accusing the company of dropping her for bogus reasons. “Driven by a desire to maximize profits, property casualty insurance companies, including Defendants, have engaged in a troubling trend of dropping California homeowners’ insurance policies like flies,” said the complaint, filed Dec. 19 in San Diego County Superior Court. “Homeowners, who have dutifully paid their premiums for years, have been, and are, being blindsided by Defendants’ nonrenewal notices informing them their policy will not continue — for stated reasons that are demonstratively false.” If a judge grants Badin’s request to make the case a class action, it would be broadened to include some number of Liberty Mutual customers who had their policies canceled “based on a condition of their property that was misrepresented by Defendants,” according to the suit. In her lawsuit, Badin said she emailed a copy of the roofing company’s findings to Liberty Mutual with a request for the insurance provider to rescind its nonrenewal.