10 months, 1 week ago

Concealment Of A Non-Life-Threatening Condition Not Causing Death Should Not Invalidate An Insurance Claim: NCDRC

The National Consumer Disputes Redressal Commission, presided by Subhash Chandra, held Life Insurance Corporation liable for deficiency in service over invalidating an insurance case citing non-disclosure of prior non-life-threatening health conditions. Brief Facts of the Case The deceased husband of the complainant purchased two life insurance policies from the Life Insurance Corporation/insurer: Jeevan Tarang Policy for Rs. The primary reliance was on the Rekhaben case, arguing that the concealment of prior illness and existing policies constituted valid grounds for repudiation and that the State Commission had erred in its decision. The insurer's reliance on the Supreme Court judgment in Reliance Life Insurance Company Ltd. & Anr.

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