For RBL Bank, Q3FY25 credit cost is more important than balance sheet growth
1 week, 2 days ago

For RBL Bank, Q3FY25 credit cost is more important than balance sheet growth

Live Mint  

RBL Bank stock lost 40% of its value in 2024, and that had very little to do with the growth in advances and deposits. As such, the bank’s advances and deposits year-on-year growth was healthy in Q2FY25 at 15% and 20%, with a decent interest spread, i.e. While the Q3 business update in terms of advances and deposits appears good, the quarter results are likely to be adversely affected as the management expects slippages and credit cost to be higher QoQ. It remains to be seen how the credit card business shapes up after Bajaj Finance exited from a co-branded credit card partnership with the bank around a month ago.

Loans Advances Credit Cost Bank Stock  balance  interest  advances  banks  credit  cost  q3fy25  bank  stock  important  loans  deposits  rbl  sheet  slippages  growth  retail

History of this topic

What lies under the hood in banks' Q3 business updates
Trending News
1 week, 1 day ago

What lies under the hood in banks' Q3 business updates

Live Mint  

Initial updates from banks for the December quarter reveal a mixed performance, with private and public sector lenders charting distinct paths in loans and deposit growth. The moderation in HDFC Bank’s loan growth, coupled with healthy deposit growth, contributed to a 150-basis point sequential decline in its LDR, Bernstein added. Among banks that reported Q3 updates, loan growth ranged between …

Muted Q3FY25 Earnings Expected for Banks Amid Slower Credit Growth
1 week, 1 day ago

Muted Q3FY25 Earnings Expected for Banks Amid Slower Credit Growth

Deccan Chronicle  

Mumbai: Banks are expected to report tepid Q3FY25 earnings sequentially on account of muted credit growth translating to slower Net Interest Income growth as well as profitability. Some banks have increased their card rates on shorter tenor deposits and would Anil Gupta, senior vice-president & co-group head of financial sector ratings, ICRA said, "The credit growth for banks for Q3FY25 …

RBL Bank stock gains 2.5% following healthy December quarter business update
1 week, 1 day ago

RBL Bank stock gains 2.5% following healthy December quarter business update

Live Mint  

Shares of RBL Bank ended higher at ₹166.80 apiece in trade on Monday, January 6, marking a 2.46% gain compared to the previous close as investors reacted positively to the bank's December quarter business update, which was released over the weekend. Q3 business update RBL Bank reported a 15% YoY jump in its deposits, reaching ₹92,746 crore in Q3FY25, while …

A lot has to fall in place for IDFC First Bank’s stock to rebound
4 weeks ago

A lot has to fall in place for IDFC First Bank’s stock to rebound

Live Mint  

Private-sector lender IDFC First Bank Ltd has put up a dismal show and seen its shares tank around 26% so far this calendar year. The bank’s strategy of building up retail liabilities has helped in terms of stable low-cost deposits and growth in fee income. Going by the estimates of Motilal Oswal Financial Services, IDFC First’s return on assets and …

Banking revival in 2025: Why strong liability franchises stand to gain
1 month, 1 week ago

Banking revival in 2025: Why strong liability franchises stand to gain

Live Mint  

Indian bank stocks are waiting for their moment in the sun. Read this | Private lenders see stress in credit cards, personal loans in Q2 Elevated deposit costs and sluggish base growth weighed heavily on net interest margins for both public and private banks. Public vs private banks Credit costs for private banks increased by 10 basis points sequentially, with …

Private Banks Brace for Credit Card and Loan Stress in Q2
2 months, 3 weeks ago

Private Banks Brace for Credit Card and Loan Stress in Q2

Live Mint  

Private banks continue to see stress in small-ticket advances, with all lenders barring HDFC Bank reporting a spike in bad loans. Axis Bank's gross slippages jumped 36% year-on-year to ₹4,443 crore, led by unsecured loans. Kotak Mahindra Bank's slippages were up 42% year-on-year, with a significant rise in bad loans in the credit card and microfinance portfolios.

RBL Bank to raise Rs 6,500 cr through combination of QIP, debt issue
6 months, 2 weeks ago

RBL Bank to raise Rs 6,500 cr through combination of QIP, debt issue

Business Standard  

Indian private lender RBL Bank said on Thursday it will raise up to Rs 6,500 crore through a combination of qualified institutional placement of shares and debt sale. The bank will raise Rs 3,500 crore through QIP and Rs 3,000 crore through issue of debt securities via private placement, according to an exchange filing. This will be RBL's first share …

Banking sector Q3 preview: Another strong quarter, says Sharekhan
2 years ago

Banking sector Q3 preview: Another strong quarter, says Sharekhan

Live Mint  

The banking sector is expected to report a healthy performance in Q3FY2023E, led by strong loan growth, margin improvement, and lower credit costs. The banking sector is expected to report 35 per cent year-on-year growth in earnings in December quarter, on the back of healthy loan growth and lower credit cost, says brokerage Sharekhan. HDFC Bank delivered healthy advances growth …

RBL Bank Shares Hit 52-Week High on Strong Q3 Numbers; Should you Buy, Sell or Hold?
2 years ago

RBL Bank Shares Hit 52-Week High on Strong Q3 Numbers; Should you Buy, Sell or Hold?

News 18  

RBL Bank Share Price: RBL Bank shares have hit a fresh 52-week high in early morning deals today after the private sector lender said after the bank reported a 14% rise in gross advances to Rs 68,371 crore in the December quarter against Rs 59,967 crore in the corresponding quarter a year ago. Speaking on the reason for rise in …

Bank credit likely to grow at 4-year high of 11-12% in FY23: Report
2 years, 8 months ago

Bank credit likely to grow at 4-year high of 11-12% in FY23: Report

India TV News  

Highlights Bank credit is likely to grow at a four-year high of 11-12 per cent in fiscal 2023: Report. Bank advances to micro, small and medium enterprises could grow 12-14 per cent this fiscal Bank credit is likely to grow at a four-year high of 11-12 per cent in fiscal 2023, on the back of better economic growth and budgetary …

HDFC Bank Deposit Grows 16.8%, Advances Up 20.8% in Mar quarter
2 years, 9 months ago

HDFC Bank Deposit Grows 16.8%, Advances Up 20.8% in Mar quarter

News 18  

HDFC Bank on Sunday said its deposits have risen 16.8 per cent y-o-y to Rs 15.59 lakh crore and advances have witnessed a 20.85 per cent jump year-on-year to Rs 13.69 lakh crore in the March 2022 quarter. Sequentially, deposits during the March 2022 quarter have registered a growth of 7.82 per cent, highest in 12 quarters, compared with Rs …

Bank credit growth may have bottomed out at 6%: Crisil
4 years, 10 months ago

Bank credit growth may have bottomed out at 6%: Crisil

The Hindu  

Credit growth of commercial banks may have bottomed out, which is expected to be 6% this financial year and in 2020-21, the growth could improve to 8-9%, rating agency Crisil said. “The prolonged slowdown in bank lending may be bottoming out this fiscal, with gross credit offtake set to rise 8-9% on-year in fiscal 2021, a good 200-300 basis points …

RBL Bank Q1 net profit jumps 41% to Rs 267 cr on higher fee income, fall in bad loans; shares down 13%
5 years, 5 months ago

RBL Bank Q1 net profit jumps 41% to Rs 267 cr on higher fee income, fall in bad loans; shares down 13%

Firstpost  

New Delhi: RBL Bank on Friday reported a jump of 41 percent in June quarter net profit at Rs 267.10 crore on higher fee income and fall in bad loans. Total income during June quarter of the ongoing financial year rose to Rs 2,503.88 crore, as against Rs 1,690.19 crore in the year-ago period, the bank said in a regulatory …

RBL Bank Q1 net jumps 41 pc to Rs 267 cr on higher fee income, fall in bad assets
5 years, 5 months ago

RBL Bank Q1 net jumps 41 pc to Rs 267 cr on higher fee income, fall in bad assets

India TV News  

RBL Bank on Friday reported a jump of 41 per cent in June quarter net profit at Rs 267.10 crore on higher fee income and fall in bad loans. Total income during June quarter of the ongoing financial year rose to Rs 2,503.88 crore, as against Rs 1,690.19 crore in the year-ago period, the bank said in a regulatory filing. …

RBL Bank Q4 net profit jumps 39% to Rs 247 cr, income surges 41% to Rs 1,148 cr
5 years, 8 months ago

RBL Bank Q4 net profit jumps 39% to Rs 247 cr, income surges 41% to Rs 1,148 cr

Firstpost  

The asset quality of the bank strengthened with the gross non-performing assets falling to 1.38 percent of gross advances as on March 2019 from 1.40 per cent in the year-ago period. New Delhi: Private sector lender RBL Bank on Thursday reported a jump of 39 percent in its net profit to Rs 247.2 crore for the fourth quarter ended 31 …

RBL Bank Q3 profit jumps 36% to Rs 225 crore on healthy margins and decline in bad loan proportion
5 years, 11 months ago

RBL Bank Q3 profit jumps 36% to Rs 225 crore on healthy margins and decline in bad loan proportion

Firstpost  

RBL Bank had registered a net profit of Rs 165.30 crore in October-December period of the previous financial year New Delhi: RBL Bank Monday reported a rise of 36 percent in net profit at Rs 225.20 crore for December quarter 2018-19 on healthy margins and decline in bad loan proportion. The private sector lender had registered a net profit of …

Discover Related