FD Investment Tips: 5 Factors Before Investing In Fixed Deposit Will Help You Get Good Returns
3 years, 3 months ago

FD Investment Tips: 5 Factors Before Investing In Fixed Deposit Will Help You Get Good Returns

ABP News  

New Delhi: Fixed deposits have always been considered a simple and secure way of investing. Today we are going to tell you about five factors, by using them you can get good returns by investing in FD. Time Limit Of FD The time limit for FD is directly linked to the interest rate, it receives. Interest Rate At present, the best interest rate on FD is around 6.70 percent. For this, you need to pay 2 percent more interest than the best interest rate you get on FD.

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History of this topic

FD interest rates: 8 banks offer highest interest on 3-year fixed deposits, see details
2 weeks, 6 days ago

FD interest rates: 8 banks offer highest interest on 3-year fixed deposits, see details

Live Mint  

Before you lock your funds in a fixed deposit, it is vital to compare the interest rates offered by different banks. Let us find out which bank is offering what interest rate on 3-year fixed deposits Private banks As we can see in the table below, HDFC Bank offers 7 percent interest on its fixed deposits to general citizens and …

Bank FD vs Corporate FD: Which investment option offers better returns?
3 weeks, 1 day ago

Bank FD vs Corporate FD: Which investment option offers better returns?

Live Mint  

Fixed Deposits are one of the most preferred investment options in India due to their simplicity, guaranteed returns, and low risk. Key differences between bank FDs and corporate FDs Criteria Bank FD Corporate FD Issuer Banks Corporates or NBFCs Risk Level Low Moderate to high Interest Rates Relatively lower Higher Tenure Options Flexible Generally fixed Credit Rating Not applicable Determined …

Fixed Deposits Vs Recurring Deposits: When To Choose What?
4 weeks, 1 day ago

Fixed Deposits Vs Recurring Deposits: When To Choose What?

ABP News  

Choosing between a Fixed Deposit and Recurring Deposit can often leave investors puzzled. Investing in Recurring Deposits An RD investments involves depositing a fixed amount monthly for a specific period that usually ranges from 6 months to 10 years. Investing in Fixed Deposits A fixed deposit allows you to make a lump sum investment for a fixed tenure, usually ranging …

Best Bank FD Rates: Earn up to 8.25% on fixed deposits
1 month ago

Best Bank FD Rates: Earn up to 8.25% on fixed deposits

Live Mint  

Fixed deposits offer a reliable, consistent long-term return on investments. Starting November 5 onwards, the interest rates will range from 3.25 per cent to 7.75 per cent. For senior citizens, interest on their fixed deposits will be in the range of 3.75 per cent to 8.25 per cent. The bank will give the highest interest on the tenure of 18 …

Senior citizen fixed deposits: List of banks that offer best interest rate in November 2024
1 month ago

Senior citizen fixed deposits: List of banks that offer best interest rate in November 2024

India TV News  

Fixed Deposits have always been a trusted investment option for senior citizens as these FDs offer good returns with high security. Senior Citizen FDs also offer higher interest rates and additional benefits, making them a popular choice among retirees. Senior Citizen FDs: Check details Banks and NBFCs are offering Senior Citizen Fixed Deposits exclusively for individuals aged 60 and above. …

FD interest rates: Here’s what is on offer by HDFC Bank, SBI, ICICI, Canara & more — compare who is offering most
1 month, 1 week ago

FD interest rates: Here’s what is on offer by HDFC Bank, SBI, ICICI, Canara & more — compare who is offering most

Live Mint  

India FD interest rates comparison: Public and private banks in India offer a varied range of fixed deposit interest rates, and it is thus recommended that you compare most options available before making an investment. Private Banks' FD Rates India's largest private lender, HDFC Bank, is offering FD interest rates between 6.60-7.00 per cent for all customers and between 7,10-7.50 …

FD interest rates: Top 7 banks offering highest returns on 3-year fixed deposits
1 month, 2 weeks ago

FD interest rates: Top 7 banks offering highest returns on 3-year fixed deposits

India TV News  

Before investing in a fixed deposit, comparing interest rates across savings accounts can help maximize returns. Private banks’ interest rates for depositors ICICI Bank offers interest rates of 7% for the general public and 7.5% for senior citizens. Kotak Mahindra Bank offers similar rates of 7% for the general public and a slightly higher rate of 7.6% for senior citizens, …

FD interest rates: These 7 banks offer highest interest on their fixed deposits
1 month, 2 weeks ago

FD interest rates: These 7 banks offer highest interest on their fixed deposits

Live Mint  

If you are planning to lock your savings in a fixed deposit, it is reasonable to check the interest rates offered by different banks. Highest fixed deposit interest rates by top 7 banks HDFC Bank: The private bank offers 7.40 percent interest on its fixed deposit with tenure between 4 years 7 months to 55 months to regular depositors. ICICI …

How to Choose the Best Bank for Your Fixed Deposit: A Comprehensive Guide
1 month, 3 weeks ago

How to Choose the Best Bank for Your Fixed Deposit: A Comprehensive Guide

Hindustan Times  

A comprehensive guide to help you choose the best bank for your fixed deposit. Factors to consider, including interest rates, tenure flexibility, prepayment penalties, digital services, customer service, and special schemes for senior citizens, are discussed in detail. The article provides practical tips on how to use FD online apps to compare interest rates, track maturity dates, and manage multiple …

6 Top Short-Term Investment Plans For 2024 With Good Returns. All You Need To Know
6 months, 3 weeks ago

6 Top Short-Term Investment Plans For 2024 With Good Returns. All You Need To Know

ABP News  

Short-Term Investment Plans: In today's financial landscape, securing enough funds for future needs can be challenging. Returns: Banks currently offer around 6.5 per cent interest per annum for a 12-month term, with senior citizens receiving an additional 0.5 per cent. Fixed Maturity Plans Overview: Close-ended debt mutual funds offering consistent returns over a set period. Returns: Currently, these funds yield …

FD interest rate up to 9.5%: These banks offer over 9% interest rate on fixed deposits for senior citizens
8 months, 1 week ago

FD interest rate up to 9.5%: These banks offer over 9% interest rate on fixed deposits for senior citizens

Hindustan Times  

Planning and investing money rationally is very important, especially in old age. ACCORDING TO THE PAISABAZAAR DATA, HERE IS THE LIST OF BANKS OFFERING FD INTEREST RATES FOR SENIOR CITIZENS: Axis Bank is offering an interest of 7.85% for the tenure of 17 months to less than 18 months, 7.2% for 1st year tenure, 7.6% for 2nd year tenure and …

FD rate hikes: Latest fixed deposit rates by 6 major lenders including SBI, HDFC Bank and ICICI Bank
11 months, 3 weeks ago

FD rate hikes: Latest fixed deposit rates by 6 major lenders including SBI, HDFC Bank and ICICI Bank

Live Mint  

A number of banks have raised their fixed deposit interest rates while a few have introduced special schemes for offering higher rates of interest. Bank of India, for instance, has introduced Super Special Fixed Deposit with an interest rate of 7.5 percent per annum for deposits ranging from ₹2 to ₹50 crore and has a fixed maturity period of 175 …

How Fixed Deposits Can Boost Your Savings
1 year ago

How Fixed Deposits Can Boost Your Savings

ABP News  

Fixed Deposits are a safe and secure investment option that can help you grow your savings at an inflation beating pace. Bajaj Finance Fixed Deposit Bajaj Finance fixed deposits offer attractive interest rates that can help you grow savings at a fast pace. Bajaj Finance fixed deposits also come with a range of features such as an easy-to-use online platform, …

Why You Should Invest In Non-cumulative Fixed Deposits
1 year, 1 month ago

Why You Should Invest In Non-cumulative Fixed Deposits

News 18  

Fixed deposits, also known as term deposits, are one of the easiest ways of investment in India. Fixed deposits are are popular savings scheme as they offer a guarantee of returns and there is negligible risk of losing money. It is best to invest your money in Non-cumulative Fixed Deposits. Non-Cumulative Fixed Deposits are the best kind of savings scheme …

5 Ways in Which Fixed Deposits Help in Retirement Planning
1 year, 2 months ago

5 Ways in Which Fixed Deposits Help in Retirement Planning

Deccan Chronicle  

Fixed deposits offer good returns with low risk, making them a popular choice for many investors. 5 Ways in Which FDs Help in Retirement Planning Fixed deposits offer a host of features and benefits that you can leverage to ensure a stress-free retirement. Secure and Stable Returns Fixed deposits are non-market-linked investment avenues and, as such, have zero to very …

High bank fixed deposit (FD) interest rates may not last for long. Here is why
1 year, 6 months ago

High bank fixed deposit (FD) interest rates may not last for long. Here is why

Live Mint  

The era of rising fixed deposit rates may be drawing to a close, and the withdrawal of ₹2000 currency notes from circulation is believed to be a significant factor. Various macroeconomic indicators suggest that FD interest rates are approaching their peak in the current cycle of interest rate hikes. “If the financial sector receives an excess of liquidity during the …

Are you obsessed with FDs? Here is how you can optimise your returns
1 year, 7 months ago

Are you obsessed with FDs? Here is how you can optimise your returns

Live Mint  

Fixed deposits these days are considered a non-inflation-beating investment, but when markets are down, these are one of the only investments for individuals that are giving returns. However, in a changing interest rate environment, it can be challenging to optimise returns through fixed deposits. Here are some tips that will surely help you get the most out of your fixed …

Time to rejig your fixed deposit (FD) investment. What experts say
1 year, 8 months ago

Time to rejig your fixed deposit (FD) investment. What experts say

Live Mint  

The Reserve Bank of India has decided to halt interest rate hikes, signaling that the interest rate cycle may have reached its peak. Amit Gupta, MD, SAG Infotech said that for fixed-income investors, who were struggling with historically low interest rates only a year ago, are now looking forward to the advantages of previous significant increases in the repo rate, …

Fixed deposit rates are rising: Should you break your FD or reinvest?
1 year, 10 months ago

Fixed deposit rates are rising: Should you break your FD or reinvest?

Live Mint  

As the Reserve Bank of India continues to hike repo rates to tame rising inflation, there is good news for fixed deposit investors. Punjab National Bank levies an interest penalty of 1% at the time of premature cancellation or part withdrawal of FDs for all tenors. Financial Planner Ritesh Sabharwal in a LinkedIn post wrote, “you should consider breaking your …

Fixed deposit vs debt mutual funds: Which one is better in rising interest rate
1 year, 11 months ago

Fixed deposit vs debt mutual funds: Which one is better in rising interest rate

Live Mint  

Fixed deposit vs debt mutual funds: Amid rising interst rate regime, a good number of Indian banks are offering fixed deposit interest rates to the tune fo 7 per cent or more. Highlighting the income tax benefit available in debt mutual funds, Amit Gupta, MD at SAG Infotech said, "Interest through FDs is taxable according to your tax bracket. On …

Indian Bank hikes interest rates on fixed deposits (FDs) by up to 90 bps
2 years, 1 month ago

Indian Bank hikes interest rates on fixed deposits (FDs) by up to 90 bps

Live Mint  

Indian Bank, a leading public sector lender, increased interest rates on fixed deposits below ₹2 crore. Following the modification, the bank increased interest rates on deposits maturing in 1 year to 5 years or above by up to 90 bps. Indian Bank is now offering interest rates on deposits that mature in 7 days to over 5 years that range …

Bank FD: SBI vs HDFC Bank vs Axis Bank Latest Fixed Deposit Rates Compared; See More
2 years, 7 months ago

Bank FD: SBI vs HDFC Bank vs Axis Bank Latest Fixed Deposit Rates Compared; See More

News 18  

Bank Fixed Deposits: Banks across India have been hiking their interest rates on loans and deposits ever since the Reserve Bank of India increased its repo rates in an off-cycle Monetary Policy Committee meeting earlier this month. Accordingly, the interest rates on Bank fixed deposits have also increased for most banks, including HDFC Bank, Axis Bank and State Bank of …

Bank FDs: SBI vs HDFC Bank vs ICICI Bank Latest Fixed Deposit Rates Here; See Details
2 years, 7 months ago

Bank FDs: SBI vs HDFC Bank vs ICICI Bank Latest Fixed Deposit Rates Here; See Details

News 18  

Bank Fixed Deposits: In India, fixed deposits or FD at banks are a popular method of small investments for the middle class citizen. Bank FD is also popular among senior citizens and those individuals who do not want to invest in risky assets and want a safe and secure return for their investments. 7 days to 14 days: For General …

All you need to know: What are corporate deposits?
2 years, 8 months ago

All you need to know: What are corporate deposits?

Live Mint  

Company Fixed Deposit is a term deposit that is held over a fixed period of time at a predefined rate of interest. Corporate fixed deposits are preferable to bank FDs since their interest rate is substantially greater. The difference in interest rates between conventional bank FDs and company fixed deposits is usually between 1 percent and 3 percent. You can …

Bank FDs: Axis Bank, HDFC Bank, Kotak Mahindra Hike FD Interest Rates; Know Details
2 years, 8 months ago

Bank FDs: Axis Bank, HDFC Bank, Kotak Mahindra Hike FD Interest Rates; Know Details

News 18  

Bank Fixed Deposits: Several banks, in both private and public sectors, have been hiking their fixed deposit interest rates for quite some time now. Recently, private sector banks, including HDFC Bank, Axis Bank and Kotak Mahindra Bank have hiked their interest rates on fixed deposits of various tenures and across different amounts of deposits. Here, we list some of the …

Fixed Deposit: How it Works, Key Features, Tax Benefits; How to Choose the Right Bank FD
2 years, 11 months ago

Fixed Deposit: How it Works, Key Features, Tax Benefits; How to Choose the Right Bank FD

News 18  

Touted as one of the safest investment options, fixed deposits is an instrument to grow a lump sum at a fixed interest rate over a fixed time. It must be noted that senior citizens are eligible for additional rates, usually 0.25 per cent to 0.65 per cent more than existing rate on fixed deposits. Features and Benefits of Fixed Deposits …

Bank FDs: 4 Banks Offering Higher Interest than SBI on Fixed Deposits
3 years, 3 months ago

Bank FDs: 4 Banks Offering Higher Interest than SBI on Fixed Deposits

News 18  

When it comes to savings, you would logically aim for the bank that gives you the best interest rates. However, the issue that the majority of people face nowadays is that the banks with the best interest rates for their fixed deposits often go unnoticed. With that in mind, here are some of the best small finance banks that give …

Investment Tips: FD, Gold or Share Market, where should you invest? Know which one was the most profitable in the last year
3 years, 4 months ago

Investment Tips: FD, Gold or Share Market, where should you invest? Know which one was the most profitable in the last year

ABP News  

Investment Tips: Before investing, one needs to consider two aspects of investment, Return on Investment and Safety. In the last year, investors got the highest amount of returns from the stock market. In the last year, investors have earned an average of 5.1 percent profit on Fixed Deposits, far less than returns from the stock market. Gold Gold has given …

Best Bank FD Interest Rates: Up to 6.75% Return on Fixed Deposits in a Year. Full List
3 years, 5 months ago

Best Bank FD Interest Rates: Up to 6.75% Return on Fixed Deposits in a Year. Full List

News 18  

Fixed deposits are a very favourable form of investment for many people thanks to its nature of being a risk-free instrument in the financial market. Utkarsh Small Finance Bank: As of July 1, 2021, The Utkarsh Small Finance Bank provides a 1-year fixed deposit rate for regular citizens which stands at 6.50 per cent per annum. Ujjivan Small Finance Bank: …

Get assured returns and grow your corpus with Bajaj Finance FD
3 years, 6 months ago

Get assured returns and grow your corpus with Bajaj Finance FD

Hindustan Times  

Fixed deposit comes with the assurance of capital safety, even during the times of increasing market volatilities. Get assured returns up to 6.75% with Bajaj Finance online Fixed Deposit. Attractive interest rates The interest rates offered by Bajaj Finance FD provide great value to the customer. Safety of investment Bajaj Finance FD has been accredited by CRISIL’s FAAA rating and …

List of banks with best Fixed Deposits interest rates 2021: Check details here
3 years, 10 months ago

List of banks with best Fixed Deposits interest rates 2021: Check details here

India Today  

Fixed deposit is a financial investment instrument offered by banks and NBFCs wherein investors can deposit money and get a high rate of interest than a normal savings account. Senior Citizen Fixed Deposits are term deposit plans with special interest rates offered by leading banks to individuals who are over the age of 60. The senior citizen fixed deposit accounts …

Why Investing in Fixed Deposits for Long Term is Not a Smart Option
4 years ago

Why Investing in Fixed Deposits for Long Term is Not a Smart Option

News 18  

When it comes to investing, most people tend to choose safe options like fixed deposits. Interest rates: The interest rate offered by FDs is low compared to options like debt mutual funds, which attracts high rate of interest and they are mostly risk-free investment instruments. Difference in long and short term interest rate on FDs: If someone goes for long …

FD Interest Rates: Aiming For a Fixed Deposit Income? Compare Interest Rates Of Top Banks Here
4 years, 2 months ago

FD Interest Rates: Aiming For a Fixed Deposit Income? Compare Interest Rates Of Top Banks Here

ABP News  

Maturity Period Public Senior citizen Seven days to 45 days 2.9% 3.4% 46 days to 179 days 3.9% 4.4% 180 days to 210 days 4.4% 4.9% 211 days to less than one year 4.4% 4.9% One year to less than two years 4.9% 5.4% Two years to less than three years 5.1% 5.6% Three years to less than five years …

Bank fixed deposit (FD) rates of 8.25%, 8.60% (senior citizens). Latest rates here
4 years, 3 months ago

Bank fixed deposit (FD) rates of 8.25%, 8.60% (senior citizens). Latest rates here

Live Mint  

There are many banks that offer interest rates ranging from 7.5% to 8.5% on fixed deposits. Jana Small Finance Bank latest FD interest rates Jana Small Finance Bank gives 3.5% to 7.50% interest on FDs ranging from 7 days to 10 years. Jana Small Finance Bank latest FD interest rates are with effect from 11 August 7-14 days 3.50% 15-60 …

Should you invest in corporate fixed deposits for higher returns?
4 years, 4 months ago

Should you invest in corporate fixed deposits for higher returns?

Live Mint  

As bank fixed deposits rates hover around the 4-6% mark, some financial planners are recommending corporate FDs as a way to earn slightly higher returns. “We usually recommend that around half of an investor's debt portfolio should be in corporate FDs with the other half in debt funds,” said Dishad Billimoria, director, Dilzer Consultants Pvt Ltd. You can also buy …

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